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Side-by-side financial comparison of EMPIRE PETROLEUM CORP (EP) and RIVERVIEW BANCORP INC (RVSB). Click either name above to swap in a different company.

RIVERVIEW BANCORP INC is the larger business by last-quarter revenue ($14.0M vs $7.1M, roughly 2.0× EMPIRE PETROLEUM CORP). RIVERVIEW BANCORP INC runs the higher net margin — 9.8% vs -835.1%, a 844.9% gap on every dollar of revenue. On growth, RIVERVIEW BANCORP INC posted the faster year-over-year revenue change (10.4% vs -30.0%). Over the past eight quarters, RIVERVIEW BANCORP INC's revenue compounded faster (24.6% CAGR vs -13.3%).

The Iraq Petroleum Company (IPC), formerly known as the Turkish Petroleum Company (TPC), is an oil company that had a virtual monopoly on all oil exploration and production in Iraq between 1925 and 1961. It was jointly owned by some of the world's largest oil companies and headquartered in London, England.

Riverview Bancorp Inc. is a U.S.-based bank holding company operating Riverview Community Bank, primarily serving the Pacific Northwest region. It offers personal and commercial banking products including savings accounts, consumer loans, mortgages, commercial lending, and small business financial solutions for retail customers and local enterprises.

EP vs RVSB — Head-to-Head

Bigger by revenue
RVSB
RVSB
2.0× larger
RVSB
$14.0M
$7.1M
EP
Growing faster (revenue YoY)
RVSB
RVSB
+40.4% gap
RVSB
10.4%
-30.0%
EP
Higher net margin
RVSB
RVSB
844.9% more per $
RVSB
9.8%
-835.1%
EP
Faster 2-yr revenue CAGR
RVSB
RVSB
Annualised
RVSB
24.6%
-13.3%
EP

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
EP
EP
RVSB
RVSB
Revenue
$7.1M
$14.0M
Net Profit
$-59.0M
$1.4M
Gross Margin
Operating Margin
-834.5%
12.4%
Net Margin
-835.1%
9.8%
Revenue YoY
-30.0%
10.4%
Net Profit YoY
-1306.0%
11.8%
EPS (diluted)
$-1.74
$0.07

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EP
EP
RVSB
RVSB
Q4 25
$7.1M
$14.0M
Q3 25
$9.4M
$13.6M
Q2 25
$8.8M
$13.3M
Q1 25
$9.0M
$12.9M
Q4 24
$10.1M
$12.7M
Q3 24
$11.4M
$12.8M
Q2 24
$12.8M
$12.2M
Q1 24
$9.4M
$9.0M
Net Profit
EP
EP
RVSB
RVSB
Q4 25
$-59.0M
$1.4M
Q3 25
$-3.8M
$1.1M
Q2 25
$-5.1M
$1.2M
Q1 25
$-4.2M
$1.1M
Q4 24
$-4.2M
$1.2M
Q3 24
$-3.6M
$1.6M
Q2 24
$-4.4M
$966.0K
Q1 24
$-4.0M
$-3.0M
Operating Margin
EP
EP
RVSB
RVSB
Q4 25
-834.5%
12.4%
Q3 25
-37.8%
10.2%
Q2 25
-56.0%
11.7%
Q1 25
-43.9%
11.3%
Q4 24
-38.9%
12.4%
Q3 24
-30.0%
15.5%
Q2 24
-15.0%
10.0%
Q1 24
-46.8%
-47.5%
Net Margin
EP
EP
RVSB
RVSB
Q4 25
-835.1%
9.8%
Q3 25
-40.9%
8.1%
Q2 25
-57.8%
9.2%
Q1 25
-46.9%
8.9%
Q4 24
-41.6%
9.7%
Q3 24
-32.0%
12.2%
Q2 24
-34.3%
7.9%
Q1 24
-42.3%
-34.7%
EPS (diluted)
EP
EP
RVSB
RVSB
Q4 25
$-1.74
$0.07
Q3 25
$-0.11
$0.05
Q2 25
$-0.15
$0.06
Q1 25
$-0.12
$0.05
Q4 24
$-0.12
$0.06
Q3 24
$-0.12
$0.07
Q2 24
$-0.15
$0.05
Q1 24
$-0.15
$-0.14

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EP
EP
RVSB
RVSB
Cash + ST InvestmentsLiquidity on hand
$1.2M
$28.6M
Total DebtLower is stronger
Stockholders' EquityBook value
$-4.6M
$164.2M
Total Assets
$65.9M
$1.5B
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EP
EP
RVSB
RVSB
Q4 25
$1.2M
$28.6M
Q3 25
$4.6M
$32.8M
Q2 25
$2.3M
$34.2M
Q1 25
$1.1M
$29.4M
Q4 24
$2.3M
$25.3M
Q3 24
$3.1M
$31.0M
Q2 24
$9.3M
$27.8M
Q1 24
$3.5M
$23.6M
Total Debt
EP
EP
RVSB
RVSB
Q4 25
Q3 25
$15.2M
Q2 25
$14.6M
Q1 25
$11.6M
Q4 24
$11.3M
Q3 24
$8.5M
Q2 24
$8.5M
Q1 24
$8.5M
Stockholders' Equity
EP
EP
RVSB
RVSB
Q4 25
$-4.6M
$164.2M
Q3 25
$53.7M
$163.5M
Q2 25
$54.5M
$162.0M
Q1 25
$59.1M
$160.0M
Q4 24
$62.8M
$158.3M
Q3 24
$56.5M
$160.8M
Q2 24
$58.7M
$155.9M
Q1 24
$31.7M
$155.6M
Total Assets
EP
EP
RVSB
RVSB
Q4 25
$65.9M
$1.5B
Q3 25
$123.0M
$1.5B
Q2 25
$124.7M
$1.5B
Q1 25
$123.7M
$1.5B
Q4 24
$123.9M
$1.5B
Q3 24
$121.2M
$1.5B
Q2 24
$119.9M
$1.5B
Q1 24
$100.1M
$1.5B
Debt / Equity
EP
EP
RVSB
RVSB
Q4 25
Q3 25
0.28×
Q2 25
0.27×
Q1 25
0.20×
Q4 24
0.18×
Q3 24
0.15×
Q2 24
0.15×
Q1 24
0.27×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EP
EP
RVSB
RVSB
Operating Cash FlowLast quarter
$-2.8M
$-506.0K
Free Cash FlowOCF − Capex
$-736.0K
FCF MarginFCF / Revenue
-5.2%
Capex IntensityCapex / Revenue
1.6%
Cash ConversionOCF / Net Profit
-0.37×
TTM Free Cash FlowTrailing 4 quarters
$20.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EP
EP
RVSB
RVSB
Q4 25
$-2.8M
$-506.0K
Q3 25
$330.0K
$16.8M
Q2 25
$-3.1M
$-697.0K
Q1 25
$1.6M
$8.3M
Q4 24
$-8.8M
$2.2M
Q3 24
$12.8M
$764.0K
Q2 24
$-1.8M
$5.4M
Q1 24
$3.9M
$12.8M
Free Cash Flow
EP
EP
RVSB
RVSB
Q4 25
$-736.0K
Q3 25
$16.4M
Q2 25
$-773.0K
Q1 25
$5.6M
Q4 24
$1.9M
Q3 24
$-1.4M
Q2 24
$5.3M
Q1 24
$7.1M
FCF Margin
EP
EP
RVSB
RVSB
Q4 25
-5.2%
Q3 25
120.1%
Q2 25
-5.8%
Q1 25
43.1%
Q4 24
15.0%
Q3 24
-11.3%
Q2 24
43.7%
Q1 24
79.0%
Capex Intensity
EP
EP
RVSB
RVSB
Q4 25
1.6%
Q3 25
2.9%
Q2 25
0.6%
Q1 25
21.0%
Q4 24
2.4%
Q3 24
17.3%
Q2 24
0.9%
Q1 24
62.0%
Cash Conversion
EP
EP
RVSB
RVSB
Q4 25
-0.37×
Q3 25
15.25×
Q2 25
-0.57×
Q1 25
7.20×
Q4 24
1.79×
Q3 24
0.49×
Q2 24
5.63×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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