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Side-by-side financial comparison of ENERPAC TOOL GROUP CORP (EPAC) and Live Oak Bancshares, Inc. (LOB). Click either name above to swap in a different company.

Live Oak Bancshares, Inc. is the larger business by last-quarter revenue ($145.5M vs $144.2M, roughly 1.0× ENERPAC TOOL GROUP CORP). Live Oak Bancshares, Inc. runs the higher net margin — 19.2% vs 13.3%, a 5.9% gap on every dollar of revenue. On growth, Live Oak Bancshares, Inc. posted the faster year-over-year revenue change (18.4% vs -0.7%). Over the past eight quarters, Live Oak Bancshares, Inc.'s revenue compounded faster (7.7% CAGR vs 2.1%).

Enerpac Tool Group Corp., formerly Actuant Corporation, was founded in 1910 and is headquartered in Menomonee Falls, Wisconsin. Enerpac Tool Group common stock trades on the NYSE under the symbol EPAC.

Live Oak Bank, a subsidiary of Live Oak Bancshares, Inc., is an American bank. Headquartered in Wilmington, North Carolina, it serves small business owners in all 50 states and was the leading SBA 7(a) lender by dollar volume in 2022.

EPAC vs LOB — Head-to-Head

Bigger by revenue
LOB
LOB
1.0× larger
LOB
$145.5M
$144.2M
EPAC
Growing faster (revenue YoY)
LOB
LOB
+19.0% gap
LOB
18.4%
-0.7%
EPAC
Higher net margin
LOB
LOB
5.9% more per $
LOB
19.2%
13.3%
EPAC
Faster 2-yr revenue CAGR
LOB
LOB
Annualised
LOB
7.7%
2.1%
EPAC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
EPAC
EPAC
LOB
LOB
Revenue
$144.2M
$145.5M
Net Profit
$19.1M
$27.9M
Gross Margin
50.7%
Operating Margin
19.8%
Net Margin
13.3%
19.2%
Revenue YoY
-0.7%
18.4%
Net Profit YoY
-11.9%
187.6%
EPS (diluted)
$0.36
$0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EPAC
EPAC
LOB
LOB
Q1 26
$145.5M
Q4 25
$144.2M
$161.9M
Q3 25
$167.5M
$146.1M
Q2 25
$158.7M
$143.7M
Q1 25
$145.5M
$126.1M
Q4 24
$145.2M
$116.9M
Q3 24
$158.7M
$129.9M
Q2 24
$150.4M
$125.5M
Net Profit
EPAC
EPAC
LOB
LOB
Q1 26
$27.9M
Q4 25
$19.1M
$46.2M
Q3 25
$28.1M
$26.5M
Q2 25
$22.0M
$23.4M
Q1 25
$20.9M
$9.7M
Q4 24
$21.7M
$9.9M
Q3 24
$24.4M
$13.0M
Q2 24
$25.8M
$27.0M
Gross Margin
EPAC
EPAC
LOB
LOB
Q1 26
Q4 25
50.7%
Q3 25
50.1%
Q2 25
50.4%
Q1 25
50.5%
Q4 24
51.4%
Q3 24
48.8%
Q2 24
51.8%
Operating Margin
EPAC
EPAC
LOB
LOB
Q1 26
Q4 25
19.8%
38.2%
Q3 25
23.8%
25.0%
Q2 25
20.0%
21.7%
Q1 25
21.2%
10.4%
Q4 24
21.4%
11.3%
Q3 24
18.9%
13.7%
Q2 24
22.2%
28.7%
Net Margin
EPAC
EPAC
LOB
LOB
Q1 26
19.2%
Q4 25
13.3%
28.5%
Q3 25
16.8%
18.1%
Q2 25
13.9%
16.3%
Q1 25
14.4%
7.7%
Q4 24
15.0%
8.5%
Q3 24
15.4%
10.0%
Q2 24
17.1%
21.5%
EPS (diluted)
EPAC
EPAC
LOB
LOB
Q1 26
$0.60
Q4 25
$0.36
$0.96
Q3 25
$0.51
$0.55
Q2 25
$0.41
$0.51
Q1 25
$0.38
$0.21
Q4 24
$0.40
$0.22
Q3 24
$0.44
$0.28
Q2 24
$0.47
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EPAC
EPAC
LOB
LOB
Cash + ST InvestmentsLiquidity on hand
$139.0M
Total DebtLower is stronger
$188.8M
Stockholders' EquityBook value
$431.1M
$1.3B
Total Assets
$818.1M
$15.3B
Debt / EquityLower = less leverage
0.44×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EPAC
EPAC
LOB
LOB
Q1 26
Q4 25
$139.0M
Q3 25
$151.6M
Q2 25
$140.5M
Q1 25
$119.5M
Q4 24
$130.7M
Q3 24
$167.1M
Q2 24
$132.4M
Total Debt
EPAC
EPAC
LOB
LOB
Q1 26
Q4 25
$188.8M
Q3 25
$190.0M
Q2 25
$191.3M
Q1 25
$192.5M
Q4 24
$193.8M
Q3 24
$195.0M
Q2 24
$196.3M
Stockholders' Equity
EPAC
EPAC
LOB
LOB
Q1 26
$1.3B
Q4 25
$431.1M
$1.2B
Q3 25
$433.7M
$1.2B
Q2 25
$438.2M
$1.1B
Q1 25
$406.0M
$1.0B
Q4 24
$398.0M
$999.0M
Q3 24
$392.0M
$1.0B
Q2 24
$365.8M
$961.0M
Total Assets
EPAC
EPAC
LOB
LOB
Q1 26
$15.3B
Q4 25
$818.1M
$15.1B
Q3 25
$827.9M
$14.7B
Q2 25
$828.1M
$13.8B
Q1 25
$776.6M
$13.6B
Q4 24
$775.4M
$12.9B
Q3 24
$777.3M
$12.6B
Q2 24
$749.5M
$11.9B
Debt / Equity
EPAC
EPAC
LOB
LOB
Q1 26
Q4 25
0.44×
Q3 25
0.44×
Q2 25
0.44×
Q1 25
0.47×
Q4 24
0.49×
Q3 24
0.50×
Q2 24
0.54×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EPAC
EPAC
LOB
LOB
Operating Cash FlowLast quarter
$16.0M
Free Cash FlowOCF − Capex
$13.3M
FCF MarginFCF / Revenue
9.2%
Capex IntensityCapex / Revenue
1.9%
Cash ConversionOCF / Net Profit
0.84×
TTM Free Cash FlowTrailing 4 quarters
$102.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EPAC
EPAC
LOB
LOB
Q1 26
Q4 25
$16.0M
$158.2M
Q3 25
$55.3M
$62.3M
Q2 25
$39.9M
$49.2M
Q1 25
$7.5M
$-33.0M
Q4 24
$8.6M
$156.8M
Q3 24
$44.4M
$47.4M
Q2 24
$30.3M
$29.5M
Free Cash Flow
EPAC
EPAC
LOB
LOB
Q1 26
Q4 25
$13.3M
$143.5M
Q3 25
$52.3M
$60.6M
Q2 25
$35.1M
$47.8M
Q1 25
$1.8M
$-35.3M
Q4 24
$2.8M
$107.5M
Q3 24
$37.9M
$41.0M
Q2 24
$28.5M
$12.3M
FCF Margin
EPAC
EPAC
LOB
LOB
Q1 26
Q4 25
9.2%
88.6%
Q3 25
31.2%
41.4%
Q2 25
22.1%
33.3%
Q1 25
1.2%
-28.0%
Q4 24
1.9%
91.9%
Q3 24
23.9%
31.6%
Q2 24
18.9%
9.8%
Capex Intensity
EPAC
EPAC
LOB
LOB
Q1 26
Q4 25
1.9%
9.1%
Q3 25
1.8%
1.2%
Q2 25
3.1%
1.0%
Q1 25
3.9%
1.8%
Q4 24
4.0%
42.2%
Q3 24
4.1%
4.9%
Q2 24
1.2%
13.7%
Cash Conversion
EPAC
EPAC
LOB
LOB
Q1 26
Q4 25
0.84×
3.42×
Q3 25
1.97×
2.35×
Q2 25
1.81×
2.10×
Q1 25
0.36×
-3.39×
Q4 24
0.40×
15.84×
Q3 24
1.82×
3.64×
Q2 24
1.18×
1.10×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EPAC
EPAC

Transferred At Point In Time$126.0M87%
Other$12.1M8%
Other Operating Segment$6.1M4%

LOB
LOB

Segment breakdown not available.

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