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Side-by-side financial comparison of EPAM Systems (EPAM) and NEW JERSEY RESOURCES CORP (NJR). Click either name above to swap in a different company.

EPAM Systems is the larger business by last-quarter revenue ($1.4B vs $939.4M, roughly 1.5× NEW JERSEY RESOURCES CORP). NEW JERSEY RESOURCES CORP runs the higher net margin — 23.3% vs 5.9%, a 17.4% gap on every dollar of revenue. On growth, EPAM Systems posted the faster year-over-year revenue change (7.6% vs -33.0%). Over the past eight quarters, NEW JERSEY RESOURCES CORP's revenue compounded faster (111.6% CAGR vs 10.5%).

EPAM Systems, Inc. is an American company that specializes in software engineering services, digital platform engineering, and digital product design, operating out of Newtown, Pennsylvania. EPAM is a founding member of the MACH Alliance.

New Jersey Resources is an energy services holding company based in Wall Township, New Jersey. It is a Fortune 1000 company, and a member of the Forbes Platinum 400. New Jersey Natural Gas is its principal subsidiary.

EPAM vs NJR — Head-to-Head

Bigger by revenue
EPAM
EPAM
1.5× larger
EPAM
$1.4B
$939.4M
NJR
Growing faster (revenue YoY)
EPAM
EPAM
+40.5% gap
EPAM
7.6%
-33.0%
NJR
Higher net margin
NJR
NJR
17.4% more per $
NJR
23.3%
5.9%
EPAM
Faster 2-yr revenue CAGR
NJR
NJR
Annualised
NJR
111.6%
10.5%
EPAM

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
EPAM
EPAM
NJR
NJR
Revenue
$1.4B
$939.4M
Net Profit
$82.5M
$218.9M
Gross Margin
Operating Margin
8.3%
32.0%
Net Margin
5.9%
23.3%
Revenue YoY
7.6%
-33.0%
Net Profit YoY
12.3%
7.2%
EPS (diluted)
$1.52
$2.16

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EPAM
EPAM
NJR
NJR
Q1 26
$1.4B
$939.4M
Q4 25
$1.4B
$440.9M
Q3 25
$1.4B
$188.3M
Q2 25
$1.4B
$234.8M
Q1 25
$1.3B
$569.2M
Q4 24
$1.2B
$359.0M
Q3 24
$1.2B
$265.7M
Q2 24
$1.1B
$209.9M
Net Profit
EPAM
EPAM
NJR
NJR
Q1 26
$82.5M
$218.9M
Q4 25
$109.4M
$122.5M
Q3 25
$106.8M
$15.1M
Q2 25
$88.0M
$-15.1M
Q1 25
$73.5M
$204.3M
Q4 24
$103.3M
$131.3M
Q3 24
$136.3M
$91.1M
Q2 24
$98.6M
$-11.6M
Gross Margin
EPAM
EPAM
NJR
NJR
Q1 26
Q4 25
30.1%
Q3 25
29.5%
Q2 25
28.8%
Q1 25
26.9%
Q4 24
30.4%
Q3 24
34.6%
Q2 24
29.3%
Operating Margin
EPAM
EPAM
NJR
NJR
Q1 26
8.3%
32.0%
Q4 25
10.6%
40.6%
Q3 25
10.4%
21.5%
Q2 25
9.3%
-0.5%
Q1 25
7.6%
49.2%
Q4 24
10.9%
52.8%
Q3 24
15.2%
55.0%
Q2 24
10.5%
2.8%
Net Margin
EPAM
EPAM
NJR
NJR
Q1 26
5.9%
23.3%
Q4 25
7.8%
27.8%
Q3 25
7.7%
8.0%
Q2 25
6.5%
-6.4%
Q1 25
5.6%
35.9%
Q4 24
8.3%
36.6%
Q3 24
11.7%
34.3%
Q2 24
8.6%
-5.5%
EPS (diluted)
EPAM
EPAM
NJR
NJR
Q1 26
$1.52
$2.16
Q4 25
$1.97
$1.21
Q3 25
$1.91
$0.15
Q2 25
$1.56
$-0.15
Q1 25
$1.28
$2.02
Q4 24
$1.80
$1.31
Q3 24
$2.37
$0.91
Q2 24
$1.70
$-0.12

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EPAM
EPAM
NJR
NJR
Cash + ST InvestmentsLiquidity on hand
$1.0B
Total DebtLower is stronger
$165.0M
Stockholders' EquityBook value
$3.4B
Total Assets
$4.7B
Debt / EquityLower = less leverage
0.05×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EPAM
EPAM
NJR
NJR
Q1 26
$1.0B
Q4 25
$1.3B
$2.4M
Q3 25
$1.2B
$591.0K
Q2 25
$1.0B
$931.0K
Q1 25
$1.2B
$83.7M
Q4 24
$1.3B
$1.9M
Q3 24
$2.1B
$1.0M
Q2 24
$1.8B
$22.4M
Total Debt
EPAM
EPAM
NJR
NJR
Q1 26
$165.0M
Q4 25
$3.3B
Q3 25
$3.3B
Q2 25
$3.0B
Q1 25
$3.0B
Q4 24
$3.0B
Q3 24
$2.9B
Q2 24
$2.8B
Stockholders' Equity
EPAM
EPAM
NJR
NJR
Q1 26
$3.4B
Q4 25
$3.7B
$2.5B
Q3 25
$3.7B
$2.4B
Q2 25
$3.7B
$2.4B
Q1 25
$3.6B
$2.5B
Q4 24
$3.6B
$2.3B
Q3 24
$3.6B
$2.2B
Q2 24
$3.4B
$2.1B
Total Assets
EPAM
EPAM
NJR
NJR
Q1 26
$4.7B
Q4 25
$4.9B
$7.9B
Q3 25
$4.8B
$7.6B
Q2 25
$4.7B
$7.3B
Q1 25
$4.7B
$7.3B
Q4 24
$4.8B
$7.2B
Q3 24
$4.5B
$7.0B
Q2 24
$4.2B
$6.8B
Debt / Equity
EPAM
EPAM
NJR
NJR
Q1 26
0.05×
Q4 25
1.32×
Q3 25
1.36×
Q2 25
1.25×
Q1 25
1.20×
Q4 24
1.29×
Q3 24
1.31×
Q2 24
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EPAM
EPAM

Segment breakdown not available.

NJR
NJR

Utility$640.9M68%
Nonutility$298.5M32%

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