vs

Side-by-side financial comparison of EDGEWELL PERSONAL CARE Co (EPC) and UNIVERSAL INSURANCE HOLDINGS, INC. (UVE). Click either name above to swap in a different company.

EDGEWELL PERSONAL CARE Co is the larger business by last-quarter revenue ($422.8M vs $393.6M, roughly 1.1× UNIVERSAL INSURANCE HOLDINGS, INC.). UNIVERSAL INSURANCE HOLDINGS, INC. runs the higher net margin — 13.8% vs -15.5%, a 29.3% gap on every dollar of revenue. On growth, UNIVERSAL INSURANCE HOLDINGS, INC. posted the faster year-over-year revenue change (-0.3% vs -11.6%). Over the past eight quarters, UNIVERSAL INSURANCE HOLDINGS, INC.'s revenue compounded faster (1.7% CAGR vs -16.0%).

The Edgewell Personal Care Company is an American multinational consumer products company headquartered in Shelton, Connecticut. It was formed in 2015 following the corporate spin-off from Energizer Holdings, Inc..

New York Life Insurance Company (NYLIC), most commonly known as New York Life, is the second-largest life insurance company and the largest mutual life insurance company in the United States, and is ranked #69 on the 2025 Fortune 500 list of the largest U.S. corporations by total revenue. In 2025, NYLIC achieved the best possible ratings by the four independent rating companies. Other New York Life affiliates provide an array of securities products and services, as well as institutional and r...

EPC vs UVE — Head-to-Head

Bigger by revenue
EPC
EPC
1.1× larger
EPC
$422.8M
$393.6M
UVE
Growing faster (revenue YoY)
UVE
UVE
+11.3% gap
UVE
-0.3%
-11.6%
EPC
Higher net margin
UVE
UVE
29.3% more per $
UVE
13.8%
-15.5%
EPC
Faster 2-yr revenue CAGR
UVE
UVE
Annualised
UVE
1.7%
-16.0%
EPC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
EPC
EPC
UVE
UVE
Revenue
$422.8M
$393.6M
Net Profit
$-65.7M
$54.3M
Gross Margin
38.1%
Operating Margin
-4.5%
Net Margin
-15.5%
13.8%
Revenue YoY
-11.6%
-0.3%
Net Profit YoY
-3028.6%
EPS (diluted)
$-1.41
$1.88

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EPC
EPC
UVE
UVE
Q1 26
$393.6M
Q4 25
$422.8M
$407.9M
Q3 25
$600.5M
$401.0M
Q2 25
$627.2M
$400.1M
Q1 25
$580.7M
$394.9M
Q4 24
$415.1M
$384.8M
Q3 24
$517.6M
$387.6M
Q2 24
$647.8M
$380.2M
Net Profit
EPC
EPC
UVE
UVE
Q1 26
$54.3M
Q4 25
$-65.7M
$66.6M
Q3 25
$-30.6M
$39.8M
Q2 25
$29.1M
$35.1M
Q1 25
$29.0M
$41.4M
Q4 24
$-2.1M
$6.0M
Q3 24
$8.8M
$-16.2M
Q2 24
$49.0M
$35.4M
Gross Margin
EPC
EPC
UVE
UVE
Q1 26
Q4 25
38.1%
Q3 25
37.9%
Q2 25
42.8%
Q1 25
44.1%
Q4 24
41.6%
Q3 24
41.1%
Q2 24
44.3%
Operating Margin
EPC
EPC
UVE
UVE
Q1 26
Q4 25
-4.5%
21.7%
Q3 25
-4.2%
13.2%
Q2 25
8.6%
11.6%
Q1 25
10.1%
14.0%
Q4 24
2.2%
1.9%
Q3 24
3.9%
-4.7%
Q2 24
12.8%
12.6%
Net Margin
EPC
EPC
UVE
UVE
Q1 26
13.8%
Q4 25
-15.5%
16.3%
Q3 25
-5.1%
9.9%
Q2 25
4.6%
8.8%
Q1 25
5.0%
10.5%
Q4 24
-0.5%
1.6%
Q3 24
1.7%
-4.2%
Q2 24
7.6%
9.3%
EPS (diluted)
EPC
EPC
UVE
UVE
Q1 26
$1.88
Q4 25
$-1.41
$2.29
Q3 25
$-0.65
$1.38
Q2 25
$0.62
$1.21
Q1 25
$0.60
$1.44
Q4 24
$-0.04
$0.23
Q3 24
$0.18
$-0.57
Q2 24
$0.98
$1.21

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EPC
EPC
UVE
UVE
Cash + ST InvestmentsLiquidity on hand
$595.8M
Total DebtLower is stronger
$1.5B
Stockholders' EquityBook value
$1.5B
$584.7M
Total Assets
$3.8B
$2.8B
Debt / EquityLower = less leverage
1.03×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EPC
EPC
UVE
UVE
Q1 26
$595.8M
Q4 25
$408.9M
Q3 25
$405.1M
Q2 25
$367.1M
Q1 25
$398.2M
Q4 24
$259.4M
Q3 24
$209.1M
$333.7M
Q2 24
$283.3M
Total Debt
EPC
EPC
UVE
UVE
Q1 26
Q4 25
$1.5B
$100.5M
Q3 25
$1.4B
$100.7M
Q2 25
$1.4B
$100.9M
Q1 25
$1.4B
$101.1M
Q4 24
$1.4B
$101.2M
Q3 24
$1.3B
$101.4M
Q2 24
$1.3B
$101.6M
Stockholders' Equity
EPC
EPC
UVE
UVE
Q1 26
$584.7M
Q4 25
$1.5B
$551.0M
Q3 25
$1.6B
$495.0M
Q2 25
$1.6B
$457.8M
Q1 25
$1.5B
$422.4M
Q4 24
$1.5B
$373.3M
Q3 24
$1.6B
$400.2M
Q2 24
$1.6B
$393.2M
Total Assets
EPC
EPC
UVE
UVE
Q1 26
$2.8B
Q4 25
$3.8B
$2.8B
Q3 25
$3.8B
$3.1B
Q2 25
$3.8B
$3.3B
Q1 25
$3.8B
$2.7B
Q4 24
$3.7B
$2.8B
Q3 24
$3.7B
$2.7B
Q2 24
$3.7B
$2.7B
Debt / Equity
EPC
EPC
UVE
UVE
Q1 26
Q4 25
1.03×
0.18×
Q3 25
0.89×
0.20×
Q2 25
0.88×
0.22×
Q1 25
0.95×
0.24×
Q4 24
0.97×
0.27×
Q3 24
0.81×
0.25×
Q2 24
0.82×
0.26×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EPC
EPC
UVE
UVE
Operating Cash FlowLast quarter
$-125.9M
Free Cash FlowOCF − Capex
$-137.5M
FCF MarginFCF / Revenue
-32.5%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$36.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EPC
EPC
UVE
UVE
Q1 26
Q4 25
$-125.9M
$381.5M
Q3 25
$74.1M
$62.4M
Q2 25
$114.8M
$106.2M
Q1 25
$45.1M
$186.8M
Q4 24
$-115.6M
$137.4M
Q3 24
$-388.3M
$82.6M
Q2 24
$101.2M
$73.2M
Free Cash Flow
EPC
EPC
UVE
UVE
Q1 26
Q4 25
$-137.5M
$377.1M
Q3 25
$46.5M
$61.3M
Q2 25
$99.3M
$105.2M
Q1 25
$28.0M
$185.5M
Q4 24
$-132.4M
$130.0M
Q3 24
$-414.2M
$81.0M
Q2 24
$88.6M
$71.6M
FCF Margin
EPC
EPC
UVE
UVE
Q1 26
Q4 25
-32.5%
92.4%
Q3 25
7.7%
15.3%
Q2 25
15.8%
26.3%
Q1 25
4.8%
47.0%
Q4 24
-31.9%
33.8%
Q3 24
-80.0%
20.9%
Q2 24
13.7%
18.8%
Capex Intensity
EPC
EPC
UVE
UVE
Q1 26
Q4 25
2.7%
1.1%
Q3 25
4.6%
0.3%
Q2 25
2.5%
0.2%
Q1 25
2.9%
0.3%
Q4 24
4.0%
1.9%
Q3 24
5.0%
0.4%
Q2 24
1.9%
0.4%
Cash Conversion
EPC
EPC
UVE
UVE
Q1 26
Q4 25
5.73×
Q3 25
1.57×
Q2 25
3.95×
3.03×
Q1 25
1.56×
4.51×
Q4 24
22.82×
Q3 24
-44.13×
Q2 24
2.07×
2.07×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EPC
EPC

Other$242.0M57%
Sunand Skin Care Segment$131.5M31%
Shavinggelsandcreams$32.3M8%
Wipes And Other Skin Care Products$17.0M4%

UVE
UVE

Segment breakdown not available.

Related Comparisons