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Side-by-side financial comparison of ETSY INC (ETSY) and Regions Financial Corporation (RF). Click either name above to swap in a different company.

Regions Financial Corporation is the larger business by last-quarter revenue ($1.3B vs $831.5M, roughly 1.5× ETSY INC). Regions Financial Corporation runs the higher net margin — 41.7% vs 12.6%, a 29.1% gap on every dollar of revenue. On growth, ETSY INC posted the faster year-over-year revenue change (7.6% vs 4.1%). Over the past eight quarters, ETSY INC's revenue compounded faster (13.3% CAGR vs 4.0%).

Etsy, Inc. is an American e-commerce company focused on handmade or vintage items and craft supplies. Its marketplace includes categories such as jewelry, apparel, home decor, furniture, toys, and art. Items described as vintage must be at least 20 years old. The platform provides sellers with individual storefronts where they list their goods for a fee of US$0.20 per item. Since 2013, the company has allowed the sale of mass-manufactured items.

Regions Financial Corporation is an American bank holding company headquartered in the Regions Center in Birmingham, Alabama. The company provides retail and commercial banking, trust, stock brokerage, and mortgage services. Its banking subsidiary, Regions Bank, operates about 2,000 automated teller machines and 1,300 branches in 15 states in the Southern and Midwestern United States.

ETSY vs RF — Head-to-Head

Bigger by revenue
RF
RF
1.5× larger
RF
$1.3B
$831.5M
ETSY
Growing faster (revenue YoY)
ETSY
ETSY
+3.5% gap
ETSY
7.6%
4.1%
RF
Higher net margin
RF
RF
29.1% more per $
RF
41.7%
12.6%
ETSY
Faster 2-yr revenue CAGR
ETSY
ETSY
Annualised
ETSY
13.3%
4.0%
RF

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
ETSY
ETSY
RF
RF
Revenue
$831.5M
$1.3B
Net Profit
$104.7M
$534.0M
Gross Margin
54.8%
Operating Margin
59.6%
55.3%
Net Margin
12.6%
41.7%
Revenue YoY
7.6%
4.1%
Net Profit YoY
398.3%
0.0%
EPS (diluted)
$0.89
$0.59

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
ETSY
ETSY
RF
RF
Q1 26
$831.5M
Q4 25
$881.6M
$1.3B
Q3 25
$678.0M
$1.3B
Q2 25
$672.7M
$1.3B
Q1 25
$651.2M
$1.2B
Q4 24
$852.2M
$1.2B
Q3 24
$662.4M
$1.2B
Q2 24
$647.8M
$1.2B
Net Profit
ETSY
ETSY
RF
RF
Q1 26
$104.7M
Q4 25
$110.7M
$534.0M
Q3 25
$75.5M
$569.0M
Q2 25
$28.8M
$563.0M
Q1 25
$-52.1M
$490.0M
Q4 24
$129.9M
$534.0M
Q3 24
$57.4M
$490.0M
Q2 24
$53.0M
$501.0M
Gross Margin
ETSY
ETSY
RF
RF
Q1 26
54.8%
Q4 25
73.1%
Q3 25
71.3%
Q2 25
71.2%
Q1 25
70.5%
Q4 24
74.5%
Q3 24
72.0%
Q2 24
71.6%
Operating Margin
ETSY
ETSY
RF
RF
Q1 26
59.6%
Q4 25
14.7%
55.3%
Q3 25
12.2%
56.3%
Q2 25
11.4%
56.1%
Q1 25
-3.4%
52.0%
Q4 24
18.2%
53.4%
Q3 24
13.1%
49.9%
Q2 24
10.8%
52.7%
Net Margin
ETSY
ETSY
RF
RF
Q1 26
12.6%
Q4 25
12.6%
41.7%
Q3 25
11.1%
45.3%
Q2 25
4.3%
44.7%
Q1 25
-8.0%
41.0%
Q4 24
15.2%
43.4%
Q3 24
8.7%
40.2%
Q2 24
8.2%
42.2%
EPS (diluted)
ETSY
ETSY
RF
RF
Q1 26
$0.89
Q4 25
$1.00
$0.59
Q3 25
$0.63
$0.61
Q2 25
$0.25
$0.59
Q1 25
$-0.49
$0.51
Q4 24
$1.01
$0.55
Q3 24
$0.45
$0.49
Q2 24
$0.41
$0.52

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
ETSY
ETSY
RF
RF
Cash + ST InvestmentsLiquidity on hand
$1.4B
Total DebtLower is stronger
$4.1B
Stockholders' EquityBook value
$19.0B
Total Assets
$2.7B
$158.8B
Debt / EquityLower = less leverage
0.22×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
ETSY
ETSY
RF
RF
Q1 26
$1.4B
Q4 25
$1.4B
Q3 25
$1.2B
Q2 25
$1.2B
Q1 25
$649.2M
Q4 24
$811.2M
Q3 24
$818.9M
Q2 24
$759.2M
Total Debt
ETSY
ETSY
RF
RF
Q1 26
Q4 25
$2.3B
$4.1B
Q3 25
$3.0B
$4.8B
Q2 25
$3.0B
$5.3B
Q1 25
$2.3B
$6.0B
Q4 24
$2.3B
$6.0B
Q3 24
$2.3B
$6.0B
Q2 24
$2.3B
$5.1B
Stockholders' Equity
ETSY
ETSY
RF
RF
Q1 26
Q4 25
$-1.1B
$19.0B
Q3 25
$-1.1B
$19.0B
Q2 25
$-1.1B
$18.7B
Q1 25
$-910.3M
$18.5B
Q4 24
$-758.9M
$17.9B
Q3 24
$-624.3M
$18.7B
Q2 24
$-635.0M
$17.2B
Total Assets
ETSY
ETSY
RF
RF
Q1 26
$2.7B
Q4 25
$2.8B
$158.8B
Q3 25
$2.7B
$159.9B
Q2 25
$2.6B
$159.2B
Q1 25
$2.1B
$159.8B
Q4 24
$2.4B
$157.3B
Q3 24
$2.4B
$157.4B
Q2 24
$2.4B
$154.1B
Debt / Equity
ETSY
ETSY
RF
RF
Q1 26
Q4 25
0.22×
Q3 25
0.25×
Q2 25
0.28×
Q1 25
0.32×
Q4 24
0.34×
Q3 24
0.32×
Q2 24
0.30×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
ETSY
ETSY
RF
RF
Operating Cash FlowLast quarter
$725.0M
$-319.0M
Free Cash FlowOCF − Capex
$671.2M
FCF MarginFCF / Revenue
80.7%
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
6.93×
-0.60×
TTM Free Cash FlowTrailing 4 quarters
$1.3B

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
ETSY
ETSY
RF
RF
Q1 26
$725.0M
Q4 25
$317.1M
$-319.0M
Q3 25
$219.0M
$861.0M
Q2 25
$108.1M
$573.0M
Q1 25
$49.2M
$1.1B
Q4 24
$315.0M
$-220.0M
Q3 24
$217.4M
$1.3B
Q2 24
$151.1M
$161.0M
Free Cash Flow
ETSY
ETSY
RF
RF
Q1 26
$671.2M
Q4 25
$315.9M
Q3 25
$215.0M
Q2 25
$101.3M
Q1 25
$45.9M
Q4 24
$310.9M
Q3 24
$213.2M
Q2 24
$147.4M
FCF Margin
ETSY
ETSY
RF
RF
Q1 26
80.7%
Q4 25
35.8%
Q3 25
31.7%
Q2 25
15.1%
Q1 25
7.1%
Q4 24
36.5%
Q3 24
32.2%
Q2 24
22.8%
Capex Intensity
ETSY
ETSY
RF
RF
Q1 26
Q4 25
0.1%
Q3 25
0.6%
Q2 25
1.0%
Q1 25
0.5%
Q4 24
0.5%
Q3 24
0.6%
Q2 24
0.6%
Cash Conversion
ETSY
ETSY
RF
RF
Q1 26
6.93×
Q4 25
2.86×
-0.60×
Q3 25
2.90×
1.51×
Q2 25
3.75×
1.02×
Q1 25
2.18×
Q4 24
2.42×
-0.41×
Q3 24
3.79×
2.57×
Q2 24
2.85×
0.32×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

ETSY
ETSY

Segment breakdown not available.

RF
RF

Consumer Bank$747.0M58%
Corporate Bank$487.0M38%
Wealth Management$47.0M4%

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