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Side-by-side financial comparison of EverQuote, Inc. (EVER) and FIRST HAWAIIAN, INC. (FHB). Click either name above to swap in a different company.

FIRST HAWAIIAN, INC. is the larger business by last-quarter revenue ($220.3M vs $190.9M, roughly 1.2× EverQuote, Inc.). FIRST HAWAIIAN, INC. runs the higher net margin — 30.8% vs 9.8%, a 21.0% gap on every dollar of revenue. Over the past eight quarters, EverQuote, Inc.'s revenue compounded faster (27.6% CAGR vs 3.8%).

EverQuote, Inc. is an online insurance marketplace founded in 2011 and based in Cambridge, Massachusetts.

First Hawaiian, Inc. is a bank holding company headquartered in Honolulu, Hawaiʻi. Its principal subsidiary, First Hawaiian Bank, founded in 1858, is Hawaiʻi’s oldest and largest financial institution headquartered in Honolulu at the First Hawaiian Center. The bank has 57 branches throughout Hawaiʻi, three in Guam and one in Saipan. It offers banking services to consumer and commercial customers, including deposit products, lending services and wealth management, insurance, private banking an...

EVER vs FHB — Head-to-Head

Bigger by revenue
FHB
FHB
1.2× larger
FHB
$220.3M
$190.9M
EVER
Higher net margin
FHB
FHB
21.0% more per $
FHB
30.8%
9.8%
EVER
Faster 2-yr revenue CAGR
EVER
EVER
Annualised
EVER
27.6%
3.8%
FHB

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
EVER
EVER
FHB
FHB
Revenue
$190.9M
$220.3M
Net Profit
$18.7M
$67.8M
Gross Margin
97.8%
Operating Margin
12.3%
Net Margin
9.8%
30.8%
Revenue YoY
14.5%
Net Profit YoY
133.7%
14.4%
EPS (diluted)
$0.51
$0.55

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EVER
EVER
FHB
FHB
Q1 26
$190.9M
$220.3M
Q4 25
$195.3M
$225.9M
Q3 25
$173.9M
$226.4M
Q2 25
$156.6M
$217.5M
Q1 25
$166.6M
$211.0M
Q4 24
$147.5M
$188.1M
Q3 24
$144.5M
$210.0M
Q2 24
$117.1M
$204.6M
Net Profit
EVER
EVER
FHB
FHB
Q1 26
$18.7M
$67.8M
Q4 25
$57.8M
$69.9M
Q3 25
$18.9M
$73.8M
Q2 25
$14.7M
$73.2M
Q1 25
$8.0M
$59.2M
Q4 24
$12.3M
$52.5M
Q3 24
$11.6M
$61.5M
Q2 24
$6.4M
$61.9M
Gross Margin
EVER
EVER
FHB
FHB
Q1 26
97.8%
Q4 25
97.7%
Q3 25
97.3%
Q2 25
96.9%
Q1 25
96.8%
Q4 24
96.3%
Q3 24
96.2%
Q2 24
95.7%
Operating Margin
EVER
EVER
FHB
FHB
Q1 26
12.3%
Q4 25
9.5%
41.2%
Q3 25
10.1%
42.5%
Q2 25
9.0%
40.5%
Q1 25
4.8%
36.5%
Q4 24
8.2%
34.4%
Q3 24
8.1%
36.4%
Q2 24
5.4%
39.5%
Net Margin
EVER
EVER
FHB
FHB
Q1 26
9.8%
30.8%
Q4 25
29.6%
31.0%
Q3 25
10.8%
32.6%
Q2 25
9.4%
33.7%
Q1 25
4.8%
28.1%
Q4 24
8.3%
27.9%
Q3 24
8.0%
29.3%
Q2 24
5.5%
30.3%
EPS (diluted)
EVER
EVER
FHB
FHB
Q1 26
$0.51
$0.55
Q4 25
$1.53
$0.56
Q3 25
$0.50
$0.59
Q2 25
$0.39
$0.58
Q1 25
$0.21
$0.47
Q4 24
$0.35
$0.41
Q3 24
$0.31
$0.48
Q2 24
$0.17
$0.48

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EVER
EVER
FHB
FHB
Cash + ST InvestmentsLiquidity on hand
$178.5M
Total DebtLower is stronger
$0
Stockholders' EquityBook value
$240.9M
$2.8B
Total Assets
$324.0M
$24.3B
Debt / EquityLower = less leverage
0.00×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EVER
EVER
FHB
FHB
Q1 26
$178.5M
Q4 25
$171.4M
Q3 25
$145.8M
Q2 25
$148.2M
Q1 25
$125.0M
Q4 24
$102.1M
Q3 24
$82.8M
Q2 24
$60.9M
Total Debt
EVER
EVER
FHB
FHB
Q1 26
$0
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24
Stockholders' Equity
EVER
EVER
FHB
FHB
Q1 26
$240.9M
$2.8B
Q4 25
$238.0M
$2.8B
Q3 25
$174.9M
$2.7B
Q2 25
$170.3M
$2.7B
Q1 25
$149.5M
$2.6B
Q4 24
$135.4M
$2.6B
Q3 24
$117.7M
$2.6B
Q2 24
$100.8M
$2.6B
Total Assets
EVER
EVER
FHB
FHB
Q1 26
$324.0M
$24.3B
Q4 25
$326.9M
$24.0B
Q3 25
$256.1M
$24.1B
Q2 25
$241.4M
$23.8B
Q1 25
$232.1M
$23.7B
Q4 24
$210.5M
$23.8B
Q3 24
$180.5M
$23.8B
Q2 24
$158.0M
$24.0B
Debt / Equity
EVER
EVER
FHB
FHB
Q1 26
0.00×
Q4 25
Q3 25
Q2 25
Q1 25
Q4 24
Q3 24
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EVER
EVER
FHB
FHB
Operating Cash FlowLast quarter
$29.6M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
Cash ConversionOCF / Net Profit
1.59×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EVER
EVER
FHB
FHB
Q1 26
$29.6M
Q4 25
$27.0M
$335.1M
Q3 25
$19.8M
$57.1M
Q2 25
$25.3M
$136.4M
Q1 25
$23.3M
$36.7M
Q4 24
$20.1M
$317.5M
Q3 24
$23.6M
$58.9M
Q2 24
$12.4M
$78.2M
Free Cash Flow
EVER
EVER
FHB
FHB
Q1 26
Q4 25
$25.8M
$303.3M
Q3 25
$18.5M
$49.5M
Q2 25
$23.8M
$125.2M
Q1 25
$22.2M
$28.6M
Q4 24
$19.1M
$288.7M
Q3 24
$22.1M
$52.3M
Q2 24
$11.5M
$72.2M
FCF Margin
EVER
EVER
FHB
FHB
Q1 26
Q4 25
13.2%
134.3%
Q3 25
10.6%
21.9%
Q2 25
15.2%
57.5%
Q1 25
13.3%
13.6%
Q4 24
13.0%
153.5%
Q3 24
15.3%
24.9%
Q2 24
9.8%
35.3%
Capex Intensity
EVER
EVER
FHB
FHB
Q1 26
Q4 25
0.6%
14.1%
Q3 25
0.7%
3.3%
Q2 25
0.9%
5.2%
Q1 25
0.7%
3.8%
Q4 24
0.7%
15.3%
Q3 24
1.0%
3.1%
Q2 24
0.7%
2.9%
Cash Conversion
EVER
EVER
FHB
FHB
Q1 26
1.59×
Q4 25
0.47×
4.79×
Q3 25
1.05×
0.77×
Q2 25
1.72×
1.86×
Q1 25
2.92×
0.62×
Q4 24
1.64×
6.05×
Q3 24
2.04×
0.96×
Q2 24
1.93×
1.26×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EVER
EVER

Automotive$172.4M90%
Home and renters$18.5M10%

FHB
FHB

Net Interest Income$167.5M76%
Noninterest Income$52.8M24%

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