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Side-by-side financial comparison of EverQuote, Inc. (EVER) and HCI Group, Inc. (HCI). Click either name above to swap in a different company.
HCI Group, Inc. is the larger business by last-quarter revenue ($242.9M vs $190.9M, roughly 1.3× EverQuote, Inc.). HCI Group, Inc. runs the higher net margin — 35.0% vs 9.8%, a 25.2% gap on every dollar of revenue. On growth, EverQuote, Inc. posted the faster year-over-year revenue change (14.5% vs 12.2%). Over the past eight quarters, EverQuote, Inc.'s revenue compounded faster (27.6% CAGR vs 8.5%).
EverQuote, Inc. is an online insurance marketplace founded in 2011 and based in Cambridge, Massachusetts.
HCI Equity Partners is a Washington, DC–based private equity firm with an additional office in Chicago, Illinois.
EVER vs HCI — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $190.9M | $242.9M |
| Net Profit | $18.7M | $85.0M |
| Gross Margin | 97.8% | — |
| Operating Margin | 12.3% | — |
| Net Margin | 9.8% | 35.0% |
| Revenue YoY | 14.5% | 12.2% |
| Net Profit YoY | 133.7% | 14.6% |
| EPS (diluted) | $0.51 | $5.45 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | $190.9M | $242.9M | ||
| Q4 25 | $195.3M | $246.2M | ||
| Q3 25 | $173.9M | $216.3M | ||
| Q2 25 | $156.6M | $221.9M | ||
| Q1 25 | $166.6M | $216.4M | ||
| Q4 24 | $147.5M | $161.9M | ||
| Q3 24 | $144.5M | $175.3M | ||
| Q2 24 | $117.1M | $206.2M |
| Q1 26 | $18.7M | $85.0M | ||
| Q4 25 | $57.8M | $97.7M | ||
| Q3 25 | $18.9M | $65.5M | ||
| Q2 25 | $14.7M | $66.2M | ||
| Q1 25 | $8.0M | $69.7M | ||
| Q4 24 | $12.3M | $2.6M | ||
| Q3 24 | $11.6M | $5.7M | ||
| Q2 24 | $6.4M | $54.1M |
| Q1 26 | 97.8% | — | ||
| Q4 25 | 97.7% | — | ||
| Q3 25 | 97.3% | — | ||
| Q2 25 | 96.9% | — | ||
| Q1 25 | 96.8% | — | ||
| Q4 24 | 96.3% | — | ||
| Q3 24 | 96.2% | — | ||
| Q2 24 | 95.7% | — |
| Q1 26 | 12.3% | — | ||
| Q4 25 | 9.5% | 58.5% | ||
| Q3 25 | 10.1% | 41.9% | ||
| Q2 25 | 9.0% | 42.5% | ||
| Q1 25 | 4.8% | 46.4% | ||
| Q4 24 | 8.2% | 3.6% | ||
| Q3 24 | 8.1% | 8.0% | ||
| Q2 24 | 5.4% | 36.9% |
| Q1 26 | 9.8% | 35.0% | ||
| Q4 25 | 29.6% | 39.7% | ||
| Q3 25 | 10.8% | 30.3% | ||
| Q2 25 | 9.4% | 29.8% | ||
| Q1 25 | 4.8% | 32.2% | ||
| Q4 24 | 8.3% | 1.6% | ||
| Q3 24 | 8.0% | 3.2% | ||
| Q2 24 | 5.5% | 26.2% |
| Q1 26 | $0.51 | $5.45 | ||
| Q4 25 | $1.53 | $7.29 | ||
| Q3 25 | $0.50 | $4.90 | ||
| Q2 25 | $0.39 | $5.18 | ||
| Q1 25 | $0.21 | $5.35 | ||
| Q4 24 | $0.35 | $0.32 | ||
| Q3 24 | $0.31 | $0.52 | ||
| Q2 24 | $0.17 | $4.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $178.5M | $1.0B |
| Total DebtLower is stronger | — | $31.7M |
| Stockholders' EquityBook value | $240.9M | $1.1B |
| Total Assets | $324.0M | $2.6B |
| Debt / EquityLower = less leverage | — | 0.03× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $178.5M | $1.0B | ||
| Q4 25 | $171.4M | $1.2B | ||
| Q3 25 | $145.8M | $987.9M | ||
| Q2 25 | $148.2M | $947.2M | ||
| Q1 25 | $125.0M | $754.5M | ||
| Q4 24 | $102.1M | $532.5M | ||
| Q3 24 | $82.8M | $518.8M | ||
| Q2 24 | $60.9M | $445.8M |
| Q1 26 | — | $31.7M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
| Q1 26 | $240.9M | $1.1B | ||
| Q4 25 | $238.0M | $1.0B | ||
| Q3 25 | $174.9M | $821.8M | ||
| Q2 25 | $170.3M | $758.6M | ||
| Q1 25 | $149.5M | $522.7M | ||
| Q4 24 | $135.4M | $453.3M | ||
| Q3 24 | $117.7M | $455.3M | ||
| Q2 24 | $100.8M | $447.3M |
| Q1 26 | $324.0M | $2.6B | ||
| Q4 25 | $326.9M | $2.5B | ||
| Q3 25 | $256.1M | $2.3B | ||
| Q2 25 | $241.4M | $2.4B | ||
| Q1 25 | $232.1M | $2.3B | ||
| Q4 24 | $210.5M | $2.2B | ||
| Q3 24 | $180.5M | $2.0B | ||
| Q2 24 | $158.0M | $1.9B |
| Q1 26 | — | 0.03× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $29.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.59× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | $29.6M | — | ||
| Q4 25 | $27.0M | $444.4M | ||
| Q3 25 | $19.8M | $26.7M | ||
| Q2 25 | $25.3M | $145.0M | ||
| Q1 25 | $23.3M | $162.0M | ||
| Q4 24 | $20.1M | $331.8M | ||
| Q3 24 | $23.6M | $104.1M | ||
| Q2 24 | $12.4M | $-29.0M |
| Q1 26 | — | — | ||
| Q4 25 | $25.8M | $440.8M | ||
| Q3 25 | $18.5M | $25.9M | ||
| Q2 25 | $23.8M | $144.5M | ||
| Q1 25 | $22.2M | $160.3M | ||
| Q4 24 | $19.1M | $327.8M | ||
| Q3 24 | $22.1M | $103.2M | ||
| Q2 24 | $11.5M | $-30.1M |
| Q1 26 | — | — | ||
| Q4 25 | 13.2% | 179.0% | ||
| Q3 25 | 10.6% | 12.0% | ||
| Q2 25 | 15.2% | 65.1% | ||
| Q1 25 | 13.3% | 74.1% | ||
| Q4 24 | 13.0% | 202.5% | ||
| Q3 24 | 15.3% | 58.9% | ||
| Q2 24 | 9.8% | -14.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.6% | 1.5% | ||
| Q3 25 | 0.7% | 0.4% | ||
| Q2 25 | 0.9% | 0.2% | ||
| Q1 25 | 0.7% | 0.8% | ||
| Q4 24 | 0.7% | 2.5% | ||
| Q3 24 | 1.0% | 0.5% | ||
| Q2 24 | 0.7% | 0.5% |
| Q1 26 | 1.59× | — | ||
| Q4 25 | 0.47× | 4.55× | ||
| Q3 25 | 1.05× | 0.41× | ||
| Q2 25 | 1.72× | 2.19× | ||
| Q1 25 | 2.92× | 2.32× | ||
| Q4 24 | 1.64× | 128.41× | ||
| Q3 24 | 2.04× | 18.33× | ||
| Q2 24 | 1.93× | -0.54× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EVER
| Automotive | $172.4M | 90% |
| Home and renters | $18.5M | 10% |
HCI
Segment breakdown not available.
