vs

Side-by-side financial comparison of EVI INDUSTRIES, INC. (EVI) and GERMAN AMERICAN BANCORP, INC. (GABC). Click either name above to swap in a different company.

GERMAN AMERICAN BANCORP, INC. is the larger business by last-quarter revenue ($126.7M vs $115.3M, roughly 1.1× EVI INDUSTRIES, INC.). GERMAN AMERICAN BANCORP, INC. runs the higher net margin — 28.2% vs 2.1%, a 26.1% gap on every dollar of revenue. On growth, GERMAN AMERICAN BANCORP, INC. posted the faster year-over-year revenue change (39.7% vs 24.4%). Over the past eight quarters, GERMAN AMERICAN BANCORP, INC.'s revenue compounded faster (22.7% CAGR vs 17.2%).

EVI Industries, Inc. is a leading distributor of commercial laundry, dry cleaning, and garment care equipment, as well as related parts and supplies. It primarily serves commercial customers across North America, including laundromats, hospitality businesses, healthcare facilities, and multi-family housing properties, offering installation, maintenance and after-sales support services.

American Express Company or Amex is an American bank holding company and multinational financial services corporation that specializes in payment cards. It is headquartered at 200 Vesey Street, also known as American Express Tower, in the Battery Park City neighborhood of Lower Manhattan.

EVI vs GABC — Head-to-Head

Bigger by revenue
GABC
GABC
1.1× larger
GABC
$126.7M
$115.3M
EVI
Growing faster (revenue YoY)
GABC
GABC
+15.3% gap
GABC
39.7%
24.4%
EVI
Higher net margin
GABC
GABC
26.1% more per $
GABC
28.2%
2.1%
EVI
Faster 2-yr revenue CAGR
GABC
GABC
Annualised
GABC
22.7%
17.2%
EVI

Income Statement — Q2 FY2026 vs Q4 FY2025

Metric
EVI
EVI
GABC
GABC
Revenue
$115.3M
$126.7M
Net Profit
$2.4M
$35.7M
Gross Margin
30.8%
Operating Margin
3.7%
34.6%
Net Margin
2.1%
28.2%
Revenue YoY
24.4%
39.7%
Net Profit YoY
109.9%
53.7%
EPS (diluted)
$0.15
$0.98

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EVI
EVI
GABC
GABC
Q4 25
$115.3M
$126.7M
Q3 25
$108.3M
$126.5M
Q2 25
$110.0M
$123.2M
Q1 25
$93.5M
$111.1M
Q4 24
$92.7M
$90.7M
Q3 24
$93.6M
$88.5M
Q2 24
$90.1M
$90.5M
Q1 24
$84.0M
$84.1M
Net Profit
EVI
EVI
GABC
GABC
Q4 25
$2.4M
$35.7M
Q3 25
$1.8M
$35.1M
Q2 25
$2.1M
$31.4M
Q1 25
$1.0M
$10.5M
Q4 24
$1.1M
$23.2M
Q3 24
$3.2M
$21.0M
Q2 24
$2.1M
$20.5M
Q1 24
$956.0K
$19.0M
Gross Margin
EVI
EVI
GABC
GABC
Q4 25
30.8%
Q3 25
31.3%
Q2 25
30.8%
Q1 25
30.0%
Q4 24
29.7%
Q3 24
30.8%
Q2 24
30.4%
Q1 24
30.7%
Operating Margin
EVI
EVI
GABC
GABC
Q4 25
3.7%
34.6%
Q3 25
3.3%
34.6%
Q2 25
3.7%
31.8%
Q1 25
2.4%
12.0%
Q4 24
2.6%
31.6%
Q3 24
5.3%
29.0%
Q2 24
4.1%
29.4%
Q1 24
2.9%
27.6%
Net Margin
EVI
EVI
GABC
GABC
Q4 25
2.1%
28.2%
Q3 25
1.7%
27.7%
Q2 25
1.9%
25.5%
Q1 25
1.1%
9.5%
Q4 24
1.2%
25.6%
Q3 24
3.5%
23.8%
Q2 24
2.3%
22.7%
Q1 24
1.1%
22.6%
EPS (diluted)
EVI
EVI
GABC
GABC
Q4 25
$0.15
$0.98
Q3 25
$0.11
$0.94
Q2 25
$0.14
$0.84
Q1 25
$0.07
$0.30
Q4 24
$0.07
$0.79
Q3 24
$0.21
$0.71
Q2 24
$0.13
$0.69
Q1 24
$0.06
$0.64

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EVI
EVI
GABC
GABC
Cash + ST InvestmentsLiquidity on hand
Total DebtLower is stronger
$100.0M
Stockholders' EquityBook value
$144.0M
$1.2B
Total Assets
$315.6M
$8.4B
Debt / EquityLower = less leverage
0.09×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EVI
EVI
GABC
GABC
Q4 25
Q3 25
$4.7M
Q2 25
$8.9M
Q1 25
$5.9M
Q4 24
$3.9M
Q3 24
$4.4M
Q2 24
$4.6M
Q1 24
$3.3M
Total Debt
EVI
EVI
GABC
GABC
Q4 25
$100.0M
Q3 25
Q2 25
Q1 25
$24.0M
Q4 24
$27.9M
$114.6M
Q3 24
$19.9M
Q2 24
$12.9M
Q1 24
$21.9M
Stockholders' Equity
EVI
EVI
GABC
GABC
Q4 25
$144.0M
$1.2B
Q3 25
$140.8M
$1.1B
Q2 25
$143.5M
$1.1B
Q1 25
$140.2M
$1.0B
Q4 24
$138.0M
$715.1M
Q3 24
$136.1M
$744.6M
Q2 24
$136.6M
$687.8M
Q1 24
$133.5M
$655.3M
Total Assets
EVI
EVI
GABC
GABC
Q4 25
$315.6M
$8.4B
Q3 25
$321.8M
$8.4B
Q2 25
$307.0M
$8.3B
Q1 25
$251.8M
$8.4B
Q4 24
$248.8M
$6.3B
Q3 24
$245.5M
$6.3B
Q2 24
$230.7M
$6.2B
Q1 24
$239.3M
$6.1B
Debt / Equity
EVI
EVI
GABC
GABC
Q4 25
0.09×
Q3 25
Q2 25
Q1 25
0.17×
Q4 24
0.20×
0.16×
Q3 24
0.15×
Q2 24
0.09×
Q1 24
0.16×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EVI
EVI
GABC
GABC
Operating Cash FlowLast quarter
$4.0M
$159.3M
Free Cash FlowOCF − Capex
$154.0M
FCF MarginFCF / Revenue
121.6%
Capex IntensityCapex / Revenue
4.2%
Cash ConversionOCF / Net Profit
1.70×
4.46×
TTM Free Cash FlowTrailing 4 quarters
$267.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EVI
EVI
GABC
GABC
Q4 25
$4.0M
$159.3M
Q3 25
$1.0M
$51.8M
Q2 25
$9.9M
$26.9M
Q1 25
$9.1M
$37.9M
Q4 24
$2.0M
$95.8M
Q3 24
$207.0K
$24.5M
Q2 24
$12.4M
$18.7M
Q1 24
$9.4M
$23.9M
Free Cash Flow
EVI
EVI
GABC
GABC
Q4 25
$154.0M
Q3 25
$-890.0K
$50.1M
Q2 25
$8.2M
$26.2M
Q1 25
$8.1M
$36.7M
Q4 24
$1.1M
$90.7M
Q3 24
$-1.0M
$23.0M
Q2 24
$11.2M
$17.0M
Q1 24
$8.1M
$22.6M
FCF Margin
EVI
EVI
GABC
GABC
Q4 25
121.6%
Q3 25
-0.8%
39.6%
Q2 25
7.5%
21.2%
Q1 25
8.7%
33.0%
Q4 24
1.2%
100.1%
Q3 24
-1.1%
26.0%
Q2 24
12.4%
18.8%
Q1 24
9.7%
26.9%
Capex Intensity
EVI
EVI
GABC
GABC
Q4 25
4.2%
Q3 25
1.8%
1.3%
Q2 25
1.5%
0.6%
Q1 25
1.1%
1.1%
Q4 24
0.9%
5.6%
Q3 24
1.3%
1.7%
Q2 24
1.3%
1.8%
Q1 24
1.5%
1.5%
Cash Conversion
EVI
EVI
GABC
GABC
Q4 25
1.70×
4.46×
Q3 25
0.55×
1.48×
Q2 25
4.74×
0.86×
Q1 25
8.79×
3.61×
Q4 24
1.74×
4.13×
Q3 24
0.06×
1.16×
Q2 24
5.99×
0.91×
Q1 24
9.85×
1.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons