vs

Side-by-side financial comparison of Expensify, Inc. (EXFY) and Information Services Group Inc. (III). Click either name above to swap in a different company.

Information Services Group Inc. is the larger business by last-quarter revenue ($61.2M vs $35.2M, roughly 1.7× Expensify, Inc.). On growth, Information Services Group Inc. posted the faster year-over-year revenue change (5.9% vs -4.9%). Over the past eight quarters, Expensify, Inc.'s revenue compounded faster (2.4% CAGR vs -2.4%).

Expensify, Inc. is a software company that develops an expense management system for personal and business use. Expensify also offers a business credit card called the Expensify Card.

EBSCO Information Services, headquartered in Ipswich, Massachusetts, is a division of EBSCO Industries Inc., a private company headquartered in Birmingham, Alabama. EBSCO provides products and services to libraries of many types around the world. Its products include EBSCONET, a complete e-resource management system, and EBSCOhost, which supplies a fee-based online research service with 375 full-text databases, a collection of 600,000-plus ebooks, subject indexes, point-of-care medical refere...

EXFY vs III — Head-to-Head

Bigger by revenue
III
III
1.7× larger
III
$61.2M
$35.2M
EXFY
Growing faster (revenue YoY)
III
III
+10.8% gap
III
5.9%
-4.9%
EXFY
Faster 2-yr revenue CAGR
EXFY
EXFY
Annualised
EXFY
2.4%
-2.4%
III

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
EXFY
EXFY
III
III
Revenue
$35.2M
$61.2M
Net Profit
$2.6M
Gross Margin
49.2%
44.8%
Operating Margin
-11.2%
8.4%
Net Margin
4.3%
Revenue YoY
-4.9%
5.9%
Net Profit YoY
-14.1%
EPS (diluted)
$-0.07
$0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EXFY
EXFY
III
III
Q4 25
$35.2M
$61.2M
Q3 25
$35.1M
$62.4M
Q2 25
$35.8M
$61.6M
Q1 25
$36.1M
$59.6M
Q4 24
$37.0M
$57.8M
Q3 24
$35.4M
$61.3M
Q2 24
$33.3M
$64.3M
Q1 24
$33.5M
$64.3M
Net Profit
EXFY
EXFY
III
III
Q4 25
$2.6M
Q3 25
$-2.3M
$3.1M
Q2 25
$-8.8M
$2.2M
Q1 25
$-3.2M
$1.5M
Q4 24
$3.0M
Q3 24
$-2.2M
$1.1M
Q2 24
$-2.8M
$2.0M
Q1 24
$-3.8M
$-3.4M
Gross Margin
EXFY
EXFY
III
III
Q4 25
49.2%
44.8%
Q3 25
49.6%
42.2%
Q2 25
51.9%
42.2%
Q1 25
50.6%
43.1%
Q4 24
51.0%
41.5%
Q3 24
51.6%
40.4%
Q2 24
56.9%
39.5%
Q1 24
56.5%
36.1%
Operating Margin
EXFY
EXFY
III
III
Q4 25
-11.2%
8.4%
Q3 25
-6.4%
7.4%
Q2 25
-28.9%
7.6%
Q1 25
-4.1%
5.7%
Q4 24
1.3%
0.3%
Q3 24
0.8%
7.0%
Q2 24
0.7%
5.7%
Q1 24
-5.3%
-3.7%
Net Margin
EXFY
EXFY
III
III
Q4 25
4.3%
Q3 25
-6.6%
4.9%
Q2 25
-24.6%
3.5%
Q1 25
-8.8%
2.5%
Q4 24
5.3%
Q3 24
-6.2%
1.9%
Q2 24
-8.3%
3.2%
Q1 24
-11.3%
-5.3%
EPS (diluted)
EXFY
EXFY
III
III
Q4 25
$-0.07
$0.06
Q3 25
$-0.03
$0.06
Q2 25
$-0.10
$0.04
Q1 25
$-0.03
$0.03
Q4 24
$-0.03
$0.07
Q3 24
$-0.02
$0.02
Q2 24
$-0.03
$0.04
Q1 24
$-0.04
$-0.07

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EXFY
EXFY
III
III
Cash + ST InvestmentsLiquidity on hand
$63.1M
$28.7M
Total DebtLower is stronger
Stockholders' EquityBook value
$132.7M
$94.7M
Total Assets
$186.0M
$211.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EXFY
EXFY
III
III
Q4 25
$63.1M
$28.7M
Q3 25
$61.5M
$28.7M
Q2 25
$60.5M
$25.2M
Q1 25
$59.6M
$20.1M
Q4 24
$48.8M
$23.1M
Q3 24
$39.2M
$9.7M
Q2 24
$53.2M
$11.8M
Q1 24
$49.3M
$14.0M
Stockholders' Equity
EXFY
EXFY
III
III
Q4 25
$132.7M
$94.7M
Q3 25
$135.7M
$94.7M
Q2 25
$131.8M
$94.1M
Q1 25
$134.7M
$95.0M
Q4 24
$128.2M
$96.3M
Q3 24
$119.9M
$96.6M
Q2 24
$114.0M
$95.5M
Q1 24
$106.5M
$95.6M
Total Assets
EXFY
EXFY
III
III
Q4 25
$186.0M
$211.0M
Q3 25
$186.8M
$213.3M
Q2 25
$187.1M
$200.7M
Q1 25
$189.2M
$202.4M
Q4 24
$173.7M
$204.5M
Q3 24
$176.2M
$227.1M
Q2 24
$192.9M
$235.3M
Q1 24
$184.8M
$234.2M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EXFY
EXFY
III
III
Operating Cash FlowLast quarter
$2.2M
$5.1M
Free Cash FlowOCF − Capex
$4.3M
FCF MarginFCF / Revenue
7.0%
Capex IntensityCapex / Revenue
1.2%
Cash ConversionOCF / Net Profit
1.94×
TTM Free Cash FlowTrailing 4 quarters
$25.0M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EXFY
EXFY
III
III
Q4 25
$2.2M
$5.1M
Q3 25
$4.2M
$11.1M
Q2 25
$8.9M
$11.9M
Q1 25
$4.8M
$978.0K
Q4 24
$7.4M
$6.6M
Q3 24
$3.7M
$8.8M
Q2 24
$9.3M
$2.2M
Q1 24
$3.5M
$2.3M
Free Cash Flow
EXFY
EXFY
III
III
Q4 25
$4.3M
Q3 25
$9.5M
Q2 25
$11.1M
Q1 25
$141.0K
Q4 24
$6.0M
Q3 24
$8.4M
Q2 24
$1.3M
Q1 24
$1.3M
FCF Margin
EXFY
EXFY
III
III
Q4 25
7.0%
Q3 25
15.2%
Q2 25
18.0%
Q1 25
0.2%
Q4 24
10.4%
Q3 24
13.7%
Q2 24
2.0%
Q1 24
2.0%
Capex Intensity
EXFY
EXFY
III
III
Q4 25
1.2%
Q3 25
0.0%
2.5%
Q2 25
1.4%
Q1 25
1.4%
Q4 24
0.0%
0.9%
Q3 24
0.0%
0.6%
Q2 24
0.0%
1.4%
Q1 24
0.0%
1.6%
Cash Conversion
EXFY
EXFY
III
III
Q4 25
1.94×
Q3 25
3.62×
Q2 25
5.46×
Q1 25
0.66×
Q4 24
2.15×
Q3 24
7.66×
Q2 24
1.07×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Related Comparisons