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Side-by-side financial comparison of Expensify, Inc. (EXFY) and Massimo Group (MAMO). Click either name above to swap in a different company.
Expensify, Inc. is the larger business by last-quarter revenue ($35.2M vs $21.0M, roughly 1.7× Massimo Group). On growth, Massimo Group posted the faster year-over-year revenue change (15.7% vs -4.9%). Over the past eight quarters, Expensify, Inc.'s revenue compounded faster (2.4% CAGR vs -16.5%).
Expensify, Inc. is a software company that develops an expense management system for personal and business use. Expensify also offers a business credit card called the Expensify Card.
Massimo Dutti, S.A. is a Spanish premium clothing retailer specializing in cashmere and wool products, established in 1985 and owned by Spanish multinational company Inditex, the parent company of Zara, Pull&Bear, and other brands.
EXFY vs MAMO — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $35.2M | $21.0M |
| Net Profit | — | $2.0M |
| Gross Margin | 49.2% | 41.5% |
| Operating Margin | -11.2% | 13.1% |
| Net Margin | — | 9.5% |
| Revenue YoY | -4.9% | 15.7% |
| Net Profit YoY | — | 215.0% |
| EPS (diluted) | $-0.07 | $0.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $35.2M | $21.0M | ||
| Q3 25 | $35.1M | $17.0M | ||
| Q2 25 | $35.8M | $18.9M | ||
| Q1 25 | $36.1M | $14.9M | ||
| Q4 24 | $37.0M | $18.2M | ||
| Q3 24 | $35.4M | $25.6M | ||
| Q2 24 | $33.3M | $35.4M | ||
| Q1 24 | $33.5M | $30.2M |
| Q4 25 | — | $2.0M | ||
| Q3 25 | $-2.3M | $1.5M | ||
| Q2 25 | $-8.8M | $77.7K | ||
| Q1 25 | $-3.2M | $-2.1M | ||
| Q4 24 | — | $-1.7M | ||
| Q3 24 | $-2.2M | $-2.5M | ||
| Q2 24 | $-2.8M | $2.8M | ||
| Q1 24 | $-3.8M | $3.2M |
| Q4 25 | 49.2% | 41.5% | ||
| Q3 25 | 49.6% | 42.0% | ||
| Q2 25 | 51.9% | 36.3% | ||
| Q1 25 | 50.6% | 28.4% | ||
| Q4 24 | 51.0% | 19.6% | ||
| Q3 24 | 51.6% | 27.2% | ||
| Q2 24 | 56.9% | 32.5% | ||
| Q1 24 | 56.5% | 34.7% |
| Q4 25 | -11.2% | 13.1% | ||
| Q3 25 | -6.4% | 10.5% | ||
| Q2 25 | -28.9% | 0.8% | ||
| Q1 25 | -4.1% | -18.2% | ||
| Q4 24 | 1.3% | -15.4% | ||
| Q3 24 | 0.8% | 1.2% | ||
| Q2 24 | 0.7% | 10.1% | ||
| Q1 24 | -5.3% | 13.2% |
| Q4 25 | — | 9.5% | ||
| Q3 25 | -6.6% | 9.0% | ||
| Q2 25 | -24.6% | 0.4% | ||
| Q1 25 | -8.8% | -14.0% | ||
| Q4 24 | — | -9.5% | ||
| Q3 24 | -6.2% | -9.8% | ||
| Q2 24 | -8.3% | 8.0% | ||
| Q1 24 | -11.3% | 10.6% |
| Q4 25 | $-0.07 | $0.05 | ||
| Q3 25 | $-0.03 | $0.04 | ||
| Q2 25 | $-0.10 | $0.00 | ||
| Q1 25 | $-0.03 | $-0.05 | ||
| Q4 24 | $-0.03 | $-0.05 | ||
| Q3 24 | $-0.02 | $-0.06 | ||
| Q2 24 | $-0.03 | $0.07 | ||
| Q1 24 | $-0.04 | $0.08 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $63.1M | $5.8M |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $132.7M | $23.7M |
| Total Assets | $186.0M | $51.4M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $63.1M | $5.8M | ||
| Q3 25 | $61.5M | $2.6M | ||
| Q2 25 | $60.5M | — | ||
| Q1 25 | $59.6M | $3.0M | ||
| Q4 24 | $48.8M | $10.2M | ||
| Q3 24 | $39.2M | — | ||
| Q2 24 | $53.2M | — | ||
| Q1 24 | $49.3M | — |
| Q4 25 | $132.7M | $23.7M | ||
| Q3 25 | $135.7M | $21.7M | ||
| Q2 25 | $131.8M | $20.2M | ||
| Q1 25 | $134.7M | $19.9M | ||
| Q4 24 | $128.2M | $21.7M | ||
| Q3 24 | $119.9M | $22.5M | ||
| Q2 24 | $114.0M | $24.7M | ||
| Q1 24 | $106.5M | $18.1M |
| Q4 25 | $186.0M | $51.4M | ||
| Q3 25 | $186.8M | $44.4M | ||
| Q2 25 | $187.1M | $45.9M | ||
| Q1 25 | $189.2M | $46.4M | ||
| Q4 24 | $173.7M | $54.9M | ||
| Q3 24 | $176.2M | $57.1M | ||
| Q2 24 | $192.9M | $49.9M | ||
| Q1 24 | $184.8M | $47.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.2M | $4.0M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 2.01× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.2M | $4.0M | ||
| Q3 25 | $4.2M | $633.2K | ||
| Q2 25 | $8.9M | $-1.4M | ||
| Q1 25 | $4.8M | $-3.3M | ||
| Q4 24 | $7.4M | $9.1M | ||
| Q3 24 | $3.7M | $4.7M | ||
| Q2 24 | $9.3M | $-6.5M | ||
| Q1 24 | $3.5M | $-637.0K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $9.0M | ||
| Q3 24 | — | $4.6M | ||
| Q2 24 | — | $-6.7M | ||
| Q1 24 | — | $-741.4K |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 49.7% | ||
| Q3 24 | — | 18.1% | ||
| Q2 24 | — | -19.0% | ||
| Q1 24 | — | -2.5% |
| Q4 25 | — | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.0% | 0.2% | ||
| Q3 24 | 0.0% | 0.3% | ||
| Q2 24 | 0.0% | 0.7% | ||
| Q1 24 | 0.0% | 0.3% |
| Q4 25 | — | 2.01× | ||
| Q3 25 | — | 0.41× | ||
| Q2 25 | — | -17.92× | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | -2.30× | ||
| Q1 24 | — | -0.20× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
