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Side-by-side financial comparison of Expensify, Inc. (EXFY) and NACCO INDUSTRIES INC (NC). Click either name above to swap in a different company.
NACCO INDUSTRIES INC is the larger business by last-quarter revenue ($62.8M vs $35.2M, roughly 1.8× Expensify, Inc.). On growth, NACCO INDUSTRIES INC posted the faster year-over-year revenue change (-4.3% vs -4.9%). Over the past eight quarters, NACCO INDUSTRIES INC's revenue compounded faster (9.5% CAGR vs 2.4%).
Expensify, Inc. is a software company that develops an expense management system for personal and business use. Expensify also offers a business credit card called the Expensify Card.
NACCO Industries, Inc. is an American publicly traded holding company, headquartered in Cleveland, Ohio. Through a portfolio of mining and natural resources businesses, the company operates under three business segments: Coal Mining, North American Mining, and Minerals Management. The Coal Mining segment operates surface coal mines under long-term contracts with power generation companies and an activated carbon producer pursuant to a service-based business model. The North American Mining se...
EXFY vs NC — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $35.2M | $62.8M |
| Net Profit | — | $8.8M |
| Gross Margin | 49.2% | 22.8% |
| Operating Margin | -11.2% | 17.5% |
| Net Margin | — | 14.1% |
| Revenue YoY | -4.9% | -4.3% |
| Net Profit YoY | — | 80.0% |
| EPS (diluted) | $-0.07 | $1.17 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $62.8M | ||
| Q4 25 | $35.2M | $66.8M | ||
| Q3 25 | $35.1M | $76.6M | ||
| Q2 25 | $35.8M | $68.2M | ||
| Q1 25 | $36.1M | $65.6M | ||
| Q4 24 | $37.0M | $70.4M | ||
| Q3 24 | $35.4M | $61.7M | ||
| Q2 24 | $33.3M | $52.3M |
| Q1 26 | — | $8.8M | ||
| Q4 25 | — | $-3.8M | ||
| Q3 25 | $-2.3M | $13.3M | ||
| Q2 25 | $-8.8M | $3.3M | ||
| Q1 25 | $-3.2M | $4.9M | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | $-2.2M | $15.6M | ||
| Q2 24 | $-2.8M | $6.0M |
| Q1 26 | — | 22.8% | ||
| Q4 25 | 49.2% | 18.0% | ||
| Q3 25 | 49.6% | 13.0% | ||
| Q2 25 | 51.9% | 10.0% | ||
| Q1 25 | 50.6% | 14.7% | ||
| Q4 24 | 51.0% | 12.0% | ||
| Q3 24 | 51.6% | 11.7% | ||
| Q2 24 | 56.9% | 13.4% |
| Q1 26 | — | 17.5% | ||
| Q4 25 | -11.2% | 11.3% | ||
| Q3 25 | -6.4% | 8.8% | ||
| Q2 25 | -28.9% | -0.1% | ||
| Q1 25 | -4.1% | 11.7% | ||
| Q4 24 | 1.3% | 5.5% | ||
| Q3 24 | 0.8% | 31.9% | ||
| Q2 24 | 0.7% | 14.1% |
| Q1 26 | — | 14.1% | ||
| Q4 25 | — | -5.8% | ||
| Q3 25 | -6.6% | 17.3% | ||
| Q2 25 | -24.6% | 4.8% | ||
| Q1 25 | -8.8% | 7.5% | ||
| Q4 24 | — | 10.7% | ||
| Q3 24 | -6.2% | 25.4% | ||
| Q2 24 | -8.3% | 11.4% |
| Q1 26 | — | $1.17 | ||
| Q4 25 | $-0.07 | $-0.53 | ||
| Q3 25 | $-0.03 | $1.78 | ||
| Q2 25 | $-0.10 | $0.44 | ||
| Q1 25 | $-0.03 | $0.66 | ||
| Q4 24 | $-0.03 | $0.99 | ||
| Q3 24 | $-0.02 | $2.14 | ||
| Q2 24 | $-0.03 | $0.81 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $63.1M | — |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $132.7M | — |
| Total Assets | $186.0M | — |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $63.1M | $49.7M | ||
| Q3 25 | $61.5M | $52.7M | ||
| Q2 25 | $60.5M | $49.4M | ||
| Q1 25 | $59.6M | $61.9M | ||
| Q4 24 | $48.8M | $72.8M | ||
| Q3 24 | $39.2M | $63.1M | ||
| Q2 24 | $53.2M | $62.4M |
| Q1 26 | — | — | ||
| Q4 25 | — | $100.8M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $99.4M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $29.0M |
| Q1 26 | — | — | ||
| Q4 25 | $132.7M | $429.2M | ||
| Q3 25 | $135.7M | $426.4M | ||
| Q2 25 | $131.8M | $413.1M | ||
| Q1 25 | $134.7M | $409.1M | ||
| Q4 24 | $128.2M | $404.9M | ||
| Q3 24 | $119.9M | $397.3M | ||
| Q2 24 | $114.0M | $384.1M |
| Q1 26 | — | — | ||
| Q4 25 | $186.0M | $661.2M | ||
| Q3 25 | $186.8M | $637.6M | ||
| Q2 25 | $187.1M | $631.3M | ||
| Q1 25 | $189.2M | $634.2M | ||
| Q4 24 | $173.7M | $631.7M | ||
| Q3 24 | $176.2M | $597.4M | ||
| Q2 24 | $192.9M | $560.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | 0.23× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.08× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.2M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $2.2M | $11.4M | ||
| Q3 25 | $4.2M | $42.3M | ||
| Q2 25 | $8.9M | $-7.8M | ||
| Q1 25 | $4.8M | $5.0M | ||
| Q4 24 | $7.4M | $25.2M | ||
| Q3 24 | $3.7M | $2.8M | ||
| Q2 24 | $9.3M | $4.1M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.0% | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.19× | ||
| Q2 25 | — | -2.39× | ||
| Q1 25 | — | 1.03× | ||
| Q4 24 | — | 3.33× | ||
| Q3 24 | — | 0.18× | ||
| Q2 24 | — | 0.68× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
