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Side-by-side financial comparison of Expensify, Inc. (EXFY) and YORK WATER CO (YORW). Click either name above to swap in a different company.
Expensify, Inc. is the larger business by last-quarter revenue ($35.2M vs $19.4M, roughly 1.8× YORK WATER CO). On growth, YORK WATER CO posted the faster year-over-year revenue change (3.2% vs -4.9%). Over the past eight quarters, YORK WATER CO's revenue compounded faster (5.1% CAGR vs 2.4%).
Expensify, Inc. is a software company that develops an expense management system for personal and business use. Expensify also offers a business credit card called the Expensify Card.
The York Water Company is an investor-owned, public utility company based in York, Pennsylvania and operating throughout Pennsylvania. The company was founded in 1816 by a group of local businessmen concerned about fire protection.
EXFY vs YORW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $35.2M | $19.4M |
| Net Profit | — | $5.2M |
| Gross Margin | 49.2% | — |
| Operating Margin | -11.2% | 33.2% |
| Net Margin | — | 26.7% |
| Revenue YoY | -4.9% | 3.2% |
| Net Profit YoY | — | 0.5% |
| EPS (diluted) | $-0.07 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $35.2M | $19.4M | ||
| Q3 25 | $35.1M | $20.2M | ||
| Q2 25 | $35.8M | $19.1M | ||
| Q1 25 | $36.1M | $18.3M | ||
| Q4 24 | $37.0M | $18.8M | ||
| Q3 24 | $35.4M | $19.6M | ||
| Q2 24 | $33.3M | $18.6M | ||
| Q1 24 | $33.5M | $17.5M |
| Q4 25 | — | $5.2M | ||
| Q3 25 | $-2.3M | $6.2M | ||
| Q2 25 | $-8.8M | $5.1M | ||
| Q1 25 | $-3.2M | $3.6M | ||
| Q4 24 | — | $5.1M | ||
| Q3 24 | $-2.2M | $5.9M | ||
| Q2 24 | $-2.8M | $5.0M | ||
| Q1 24 | $-3.8M | $4.3M |
| Q4 25 | 49.2% | — | ||
| Q3 25 | 49.6% | — | ||
| Q2 25 | 51.9% | — | ||
| Q1 25 | 50.6% | — | ||
| Q4 24 | 51.0% | — | ||
| Q3 24 | 51.6% | — | ||
| Q2 24 | 56.9% | — | ||
| Q1 24 | 56.5% | — |
| Q4 25 | -11.2% | 33.2% | ||
| Q3 25 | -6.4% | 39.1% | ||
| Q2 25 | -28.9% | 37.1% | ||
| Q1 25 | -4.1% | 34.3% | ||
| Q4 24 | 1.3% | 35.8% | ||
| Q3 24 | 0.8% | 41.1% | ||
| Q2 24 | 0.7% | 37.9% | ||
| Q1 24 | -5.3% | 35.5% |
| Q4 25 | — | 26.7% | ||
| Q3 25 | -6.6% | 30.6% | ||
| Q2 25 | -24.6% | 26.5% | ||
| Q1 25 | -8.8% | 19.8% | ||
| Q4 24 | — | 27.4% | ||
| Q3 24 | -6.2% | 29.9% | ||
| Q2 24 | -8.3% | 26.8% | ||
| Q1 24 | -11.3% | 24.7% |
| Q4 25 | $-0.07 | $0.36 | ||
| Q3 25 | $-0.03 | $0.43 | ||
| Q2 25 | $-0.10 | $0.35 | ||
| Q1 25 | $-0.03 | $0.25 | ||
| Q4 24 | $-0.03 | $0.36 | ||
| Q3 24 | $-0.02 | $0.41 | ||
| Q2 24 | $-0.03 | $0.35 | ||
| Q1 24 | $-0.04 | $0.30 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $63.1M | $1.0K |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $132.7M | $240.3M |
| Total Assets | $186.0M | $680.9M |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $63.1M | $1.0K | ||
| Q3 25 | $61.5M | $1.0K | ||
| Q2 25 | $60.5M | $1.0K | ||
| Q1 25 | $59.6M | $1.0K | ||
| Q4 24 | $48.8M | $1.0K | ||
| Q3 24 | $39.2M | $1.0K | ||
| Q2 24 | $53.2M | $1.0K | ||
| Q1 24 | $49.3M | $3.3M |
| Q4 25 | $132.7M | $240.3M | ||
| Q3 25 | $135.7M | $238.0M | ||
| Q2 25 | $131.8M | $234.6M | ||
| Q1 25 | $134.7M | $232.1M | ||
| Q4 24 | $128.2M | $231.2M | ||
| Q3 24 | $119.9M | $228.7M | ||
| Q2 24 | $114.0M | $225.4M | ||
| Q1 24 | $106.5M | $222.9M |
| Q4 25 | $186.0M | $680.9M | ||
| Q3 25 | $186.8M | $667.1M | ||
| Q2 25 | $187.1M | $653.7M | ||
| Q1 25 | $189.2M | $641.8M | ||
| Q4 24 | $173.7M | $633.5M | ||
| Q3 24 | $176.2M | $621.4M | ||
| Q2 24 | $192.9M | $610.4M | ||
| Q1 24 | $184.8M | $602.3M |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $2.2M | $8.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | — | 1.63× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $2.2M | $8.4M | ||
| Q3 25 | $4.2M | $7.8M | ||
| Q2 25 | $8.9M | $7.6M | ||
| Q1 25 | $4.8M | $6.0M | ||
| Q4 24 | $7.4M | $10.2M | ||
| Q3 24 | $3.7M | $7.5M | ||
| Q2 24 | $9.3M | $6.7M | ||
| Q1 24 | $3.5M | $6.1M |
| Q4 25 | — | — | ||
| Q3 25 | 0.0% | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.0% | — | ||
| Q3 24 | 0.0% | — | ||
| Q2 24 | 0.0% | — | ||
| Q1 24 | 0.0% | — |
| Q4 25 | — | 1.63× | ||
| Q3 25 | — | 1.26× | ||
| Q2 25 | — | 1.50× | ||
| Q1 25 | — | 1.65× | ||
| Q4 24 | — | 1.98× | ||
| Q3 24 | — | 1.29× | ||
| Q2 24 | — | 1.34× | ||
| Q1 24 | — | 1.42× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
