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Side-by-side financial comparison of EZCORP INC (EZPW) and Five9, Inc. (FIVN). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $300.3M, roughly 1.3× Five9, Inc.). On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs 7.8%). Five9, Inc. produced more free cash flow last quarter ($77.3M vs $31.7M). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs 10.3%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.
EZPW vs FIVN — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $300.3M |
| Net Profit | $44.3M | — |
| Gross Margin | 58.4% | 55.4% |
| Operating Margin | 15.9% | 6.6% |
| Net Margin | 11.6% | — |
| Revenue YoY | 19.3% | 7.8% |
| Net Profit YoY | 42.8% | — |
| EPS (diluted) | $0.55 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $382.0M | $300.3M | ||
| Q3 25 | $336.8M | $285.8M | ||
| Q2 25 | $311.0M | $283.3M | ||
| Q1 25 | $306.3M | $279.7M | ||
| Q4 24 | $320.2M | $278.7M | ||
| Q3 24 | $294.6M | $264.2M | ||
| Q2 24 | $281.4M | $252.1M | ||
| Q1 24 | $285.6M | $247.0M |
| Q4 25 | $44.3M | — | ||
| Q3 25 | $26.7M | $18.0M | ||
| Q2 25 | $26.5M | $1.2M | ||
| Q1 25 | $25.4M | $576.0K | ||
| Q4 24 | $31.0M | — | ||
| Q3 24 | $15.2M | $-4.5M | ||
| Q2 24 | $17.9M | $-12.8M | ||
| Q1 24 | $21.5M | $-7.1M |
| Q4 25 | 58.4% | 55.4% | ||
| Q3 25 | 59.0% | 55.0% | ||
| Q2 25 | 59.1% | 54.9% | ||
| Q1 25 | 58.3% | 55.0% | ||
| Q4 24 | 57.9% | 56.0% | ||
| Q3 24 | 59.5% | 53.8% | ||
| Q2 24 | 59.2% | 53.0% | ||
| Q1 24 | 58.7% | 53.6% |
| Q4 25 | 15.9% | 6.6% | ||
| Q3 25 | 11.0% | 5.6% | ||
| Q2 25 | 11.6% | -0.6% | ||
| Q1 25 | 11.2% | -1.9% | ||
| Q4 24 | 13.1% | 1.5% | ||
| Q3 24 | 8.8% | -5.8% | ||
| Q2 24 | 7.9% | -7.7% | ||
| Q1 24 | 9.6% | -8.4% |
| Q4 25 | 11.6% | — | ||
| Q3 25 | 7.9% | 6.3% | ||
| Q2 25 | 8.5% | 0.4% | ||
| Q1 25 | 8.3% | 0.2% | ||
| Q4 24 | 9.7% | — | ||
| Q3 24 | 5.2% | -1.7% | ||
| Q2 24 | 6.4% | -5.1% | ||
| Q1 24 | 7.5% | -2.9% |
| Q4 25 | $0.55 | $0.22 | ||
| Q3 25 | $0.35 | $0.21 | ||
| Q2 25 | $0.34 | $0.01 | ||
| Q1 25 | $0.33 | $0.01 | ||
| Q4 24 | $0.40 | $0.16 | ||
| Q3 24 | $0.20 | $-0.06 | ||
| Q2 24 | $0.25 | $-0.17 | ||
| Q1 24 | $0.29 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | $232.1M |
| Total DebtLower is stronger | $518.6M | — |
| Stockholders' EquityBook value | $1.1B | $785.8M |
| Total Assets | $2.0B | $1.8B |
| Debt / EquityLower = less leverage | 0.48× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $465.9M | $232.1M | ||
| Q3 25 | $469.5M | $193.4M | ||
| Q2 25 | $472.1M | $205.5M | ||
| Q1 25 | $505.2M | $370.3M | ||
| Q4 24 | $174.5M | $362.5M | ||
| Q3 24 | $170.5M | $291.0M | ||
| Q2 24 | $218.0M | $175.7M | ||
| Q1 24 | $229.1M | $240.2M |
| Q4 25 | $518.6M | — | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | — | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — | ||
| Q1 24 | $360.9M | — |
| Q4 25 | $1.1B | $785.8M | ||
| Q3 25 | $1.0B | $775.3M | ||
| Q2 25 | $990.1M | $717.4M | ||
| Q1 25 | $851.6M | $664.3M | ||
| Q4 24 | $823.9M | $622.2M | ||
| Q3 24 | $804.6M | $565.6M | ||
| Q2 24 | $801.5M | $525.9M | ||
| Q1 24 | $800.4M | $483.6M |
| Q4 25 | $2.0B | $1.8B | ||
| Q3 25 | $2.0B | $1.8B | ||
| Q2 25 | $1.9B | $1.7B | ||
| Q1 25 | $1.8B | $2.1B | ||
| Q4 24 | $1.5B | $2.1B | ||
| Q3 24 | $1.5B | $2.0B | ||
| Q2 24 | $1.5B | $1.9B | ||
| Q1 24 | $1.5B | $1.9B |
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 0.45× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | $83.6M |
| Free Cash FlowOCF − Capex | $31.7M | $77.3M |
| FCF MarginFCF / Revenue | 8.3% | 25.8% |
| Capex IntensityCapex / Revenue | 2.0% | 2.1% |
| Cash ConversionOCF / Net Profit | 0.88× | — |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | $201.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.1M | $83.6M | ||
| Q3 25 | $51.3M | $59.2M | ||
| Q2 25 | $34.8M | $35.1M | ||
| Q1 25 | $36.9M | $48.4M | ||
| Q4 24 | $26.0M | $49.8M | ||
| Q3 24 | $43.3M | $41.1M | ||
| Q2 24 | $33.7M | $19.9M | ||
| Q1 24 | $15.1M | $32.4M |
| Q4 25 | $31.7M | $77.3M | ||
| Q3 25 | $35.7M | $48.7M | ||
| Q2 25 | $25.7M | $31.6M | ||
| Q1 25 | $28.6M | $43.7M | ||
| Q4 24 | $20.4M | $40.5M | ||
| Q3 24 | $24.4M | $26.7M | ||
| Q2 24 | $30.5M | $13.1M | ||
| Q1 24 | $8.6M | $20.4M |
| Q4 25 | 8.3% | 25.8% | ||
| Q3 25 | 10.6% | 17.0% | ||
| Q2 25 | 8.3% | 11.1% | ||
| Q1 25 | 9.3% | 15.6% | ||
| Q4 24 | 6.4% | 14.5% | ||
| Q3 24 | 8.3% | 10.1% | ||
| Q2 24 | 10.8% | 5.2% | ||
| Q1 24 | 3.0% | 8.3% |
| Q4 25 | 2.0% | 2.1% | ||
| Q3 25 | 4.6% | 3.7% | ||
| Q2 25 | 2.9% | 1.2% | ||
| Q1 25 | 2.7% | 1.7% | ||
| Q4 24 | 1.8% | 3.3% | ||
| Q3 24 | 6.4% | 5.4% | ||
| Q2 24 | 1.1% | 2.7% | ||
| Q1 24 | 2.3% | 4.8% |
| Q4 25 | 0.88× | — | ||
| Q3 25 | 1.92× | 3.29× | ||
| Q2 25 | 1.31× | 30.38× | ||
| Q1 25 | 1.45× | 84.00× | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 2.85× | — | ||
| Q2 24 | 1.88× | — | ||
| Q1 24 | 0.70× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
FIVN
Segment breakdown not available.
