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Side-by-side financial comparison of EZCORP INC (EZPW) and WARRIOR MET COAL, INC. (HCC). Click either name above to swap in a different company.

WARRIOR MET COAL, INC. is the larger business by last-quarter revenue ($458.6M vs $382.0M, roughly 1.2× EZCORP INC). WARRIOR MET COAL, INC. runs the higher net margin — 15.8% vs 11.6%, a 4.2% gap on every dollar of revenue. On growth, WARRIOR MET COAL, INC. posted the faster year-over-year revenue change (52.1% vs 19.3%). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs 7.5%).

EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.

Warrior Met Coal, Inc. (ticker HCC) is a U.S.-headquartered mining enterprise that produces and distributes high-grade metallurgical coal, a key raw material for steel production. It serves steel manufacturers and industrial clients across core markets including North America, Europe, and Asia.

EZPW vs HCC — Head-to-Head

Bigger by revenue
HCC
HCC
1.2× larger
HCC
$458.6M
$382.0M
EZPW
Growing faster (revenue YoY)
HCC
HCC
+32.7% gap
HCC
52.1%
19.3%
EZPW
Higher net margin
HCC
HCC
4.2% more per $
HCC
15.8%
11.6%
EZPW
Faster 2-yr revenue CAGR
EZPW
EZPW
Annualised
EZPW
15.6%
7.5%
HCC

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
EZPW
EZPW
HCC
HCC
Revenue
$382.0M
$458.6M
Net Profit
$44.3M
$72.3M
Gross Margin
58.4%
36.7%
Operating Margin
15.9%
17.3%
Net Margin
11.6%
15.8%
Revenue YoY
19.3%
52.1%
Net Profit YoY
42.8%
EPS (diluted)
$0.55
$1.37

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EZPW
EZPW
HCC
HCC
Q1 26
$458.6M
Q4 25
$382.0M
$384.0M
Q3 25
$336.8M
$328.6M
Q2 25
$311.0M
$297.5M
Q1 25
$306.3M
$299.9M
Q4 24
$320.2M
$297.5M
Q3 24
$294.6M
$327.7M
Q2 24
$281.4M
$396.5M
Net Profit
EZPW
EZPW
HCC
HCC
Q1 26
$72.3M
Q4 25
$44.3M
$23.0M
Q3 25
$26.7M
$36.6M
Q2 25
$26.5M
$5.6M
Q1 25
$25.4M
$-8.2M
Q4 24
$31.0M
$1.1M
Q3 24
$15.2M
$41.8M
Q2 24
$17.9M
$70.7M
Gross Margin
EZPW
EZPW
HCC
HCC
Q1 26
36.7%
Q4 25
58.4%
29.5%
Q3 25
59.0%
27.1%
Q2 25
59.1%
23.9%
Q1 25
58.3%
18.1%
Q4 24
57.9%
23.1%
Q3 24
59.5%
29.3%
Q2 24
59.2%
34.1%
Operating Margin
EZPW
EZPW
HCC
HCC
Q1 26
17.3%
Q4 25
15.9%
9.0%
Q3 25
11.0%
6.3%
Q2 25
11.6%
2.6%
Q1 25
11.2%
-5.8%
Q4 24
13.1%
-1.4%
Q3 24
8.8%
11.9%
Q2 24
7.9%
17.9%
Net Margin
EZPW
EZPW
HCC
HCC
Q1 26
15.8%
Q4 25
11.6%
6.0%
Q3 25
7.9%
11.1%
Q2 25
8.5%
1.9%
Q1 25
8.3%
-2.7%
Q4 24
9.7%
0.4%
Q3 24
5.2%
12.7%
Q2 24
6.4%
17.8%
EPS (diluted)
EZPW
EZPW
HCC
HCC
Q1 26
$1.37
Q4 25
$0.55
$0.43
Q3 25
$0.35
$0.70
Q2 25
$0.34
$0.11
Q1 25
$0.33
$-0.16
Q4 24
$0.40
$0.02
Q3 24
$0.20
$0.80
Q2 24
$0.25
$1.35

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EZPW
EZPW
HCC
HCC
Cash + ST InvestmentsLiquidity on hand
$465.9M
$233.2M
Total DebtLower is stronger
$518.6M
$154.4M
Stockholders' EquityBook value
$1.1B
Total Assets
$2.0B
$2.8B
Debt / EquityLower = less leverage
0.48×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EZPW
EZPW
HCC
HCC
Q1 26
$233.2M
Q4 25
$465.9M
$300.0M
Q3 25
$469.5M
$336.3M
Q2 25
$472.1M
$383.3M
Q1 25
$505.2M
$454.9M
Q4 24
$174.5M
$491.5M
Q3 24
$170.5M
$583.2M
Q2 24
$218.0M
$709.0M
Total Debt
EZPW
EZPW
HCC
HCC
Q1 26
$154.4M
Q4 25
$518.6M
$154.3M
Q3 25
$518.1M
$154.1M
Q2 25
$517.6M
$153.9M
Q1 25
$620.5M
$153.8M
Q4 24
$327.7M
$153.6M
Q3 24
$327.3M
$153.5M
Q2 24
$361.3M
$153.3M
Stockholders' Equity
EZPW
EZPW
HCC
HCC
Q1 26
Q4 25
$1.1B
$2.1B
Q3 25
$1.0B
$2.1B
Q2 25
$990.1M
$2.1B
Q1 25
$851.6M
$2.1B
Q4 24
$823.9M
$2.1B
Q3 24
$804.6M
$2.1B
Q2 24
$801.5M
$2.0B
Total Assets
EZPW
EZPW
HCC
HCC
Q1 26
$2.8B
Q4 25
$2.0B
$2.8B
Q3 25
$2.0B
$2.7B
Q2 25
$1.9B
$2.6B
Q1 25
$1.8B
$2.6B
Q4 24
$1.5B
$2.6B
Q3 24
$1.5B
$2.6B
Q2 24
$1.5B
$2.6B
Debt / Equity
EZPW
EZPW
HCC
HCC
Q1 26
Q4 25
0.48×
0.07×
Q3 25
0.51×
0.07×
Q2 25
0.52×
0.07×
Q1 25
0.73×
0.07×
Q4 24
0.40×
0.07×
Q3 24
0.41×
0.07×
Q2 24
0.45×
0.07×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EZPW
EZPW
HCC
HCC
Operating Cash FlowLast quarter
$39.1M
Free Cash FlowOCF − Capex
$31.7M
FCF MarginFCF / Revenue
8.3%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
0.88×
TTM Free Cash FlowTrailing 4 quarters
$121.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EZPW
EZPW
HCC
HCC
Q1 26
Q4 25
$39.1M
$76.1M
Q3 25
$51.3M
$104.7M
Q2 25
$34.8M
$37.5M
Q1 25
$36.9M
$10.9M
Q4 24
$26.0M
$54.2M
Q3 24
$43.3M
$62.2M
Q2 24
$33.7M
$147.0M
Free Cash Flow
EZPW
EZPW
HCC
HCC
Q1 26
Q4 25
$31.7M
Q3 25
$35.7M
Q2 25
$25.7M
Q1 25
$28.6M
Q4 24
$20.4M
Q3 24
$24.4M
Q2 24
$30.5M
FCF Margin
EZPW
EZPW
HCC
HCC
Q1 26
Q4 25
8.3%
Q3 25
10.6%
Q2 25
8.3%
Q1 25
9.3%
Q4 24
6.4%
Q3 24
8.3%
Q2 24
10.8%
Capex Intensity
EZPW
EZPW
HCC
HCC
Q1 26
Q4 25
2.0%
Q3 25
4.6%
Q2 25
2.9%
Q1 25
2.7%
Q4 24
1.8%
Q3 24
6.4%
Q2 24
1.1%
Cash Conversion
EZPW
EZPW
HCC
HCC
Q1 26
Q4 25
0.88×
3.31×
Q3 25
1.92×
2.86×
Q2 25
1.31×
6.70×
Q1 25
1.45×
Q4 24
0.84×
47.68×
Q3 24
2.85×
1.49×
Q2 24
1.88×
2.08×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EZPW
EZPW

Merchandise$210.1M55%
Pawn Service$131.9M35%
Jewelry Scrap$39.9M10%

HCC
HCC

Sales$448.5M98%
Other revenues$10.1M2%

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