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Side-by-side financial comparison of EZCORP INC (EZPW) and KFORCE INC (KFRC). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $330.4M, roughly 1.2× KFORCE INC). EZCORP INC runs the higher net margin — 11.6% vs 2.4%, a 9.2% gap on every dollar of revenue. On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs 0.1%). EZCORP INC produced more free cash flow last quarter ($31.7M vs $-7.4M). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs -3.7%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
Kforce Inc. is a professional staffing and solutions firm headquartered in the United States. It provides skilled professional placements and specialized workforce solutions primarily across technology, finance & accounting, and healthcare segments, serving a wide range of mid-sized to large enterprise clients nationwide.
EZPW vs KFRC — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $330.4M |
| Net Profit | $44.3M | $7.9M |
| Gross Margin | 58.4% | 27.3% |
| Operating Margin | 15.9% | 3.6% |
| Net Margin | 11.6% | 2.4% |
| Revenue YoY | 19.3% | 0.1% |
| Net Profit YoY | 42.8% | -2.7% |
| EPS (diluted) | $0.55 | $0.46 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $330.4M | ||
| Q4 25 | $382.0M | $332.0M | ||
| Q3 25 | $336.8M | $332.6M | ||
| Q2 25 | $311.0M | $334.3M | ||
| Q1 25 | $306.3M | $330.0M | ||
| Q4 24 | $320.2M | $343.8M | ||
| Q3 24 | $294.6M | $353.3M | ||
| Q2 24 | $281.4M | $356.3M |
| Q1 26 | — | $7.9M | ||
| Q4 25 | $44.3M | $5.2M | ||
| Q3 25 | $26.7M | $11.1M | ||
| Q2 25 | $26.5M | $10.4M | ||
| Q1 25 | $25.4M | $8.1M | ||
| Q4 24 | $31.0M | $11.1M | ||
| Q3 24 | $15.2M | $14.2M | ||
| Q2 24 | $17.9M | $14.2M |
| Q1 26 | — | 27.3% | ||
| Q4 25 | 58.4% | 27.2% | ||
| Q3 25 | 59.0% | 27.7% | ||
| Q2 25 | 59.1% | 27.1% | ||
| Q1 25 | 58.3% | 26.7% | ||
| Q4 24 | 57.9% | 27.0% | ||
| Q3 24 | 59.5% | 27.9% | ||
| Q2 24 | 59.2% | 27.8% |
| Q1 26 | — | 3.6% | ||
| Q4 25 | 15.9% | 2.6% | ||
| Q3 25 | 11.0% | 4.5% | ||
| Q2 25 | 11.6% | 4.5% | ||
| Q1 25 | 11.2% | 3.5% | ||
| Q4 24 | 13.1% | 4.5% | ||
| Q3 24 | 8.8% | 5.3% | ||
| Q2 24 | 7.9% | 5.5% |
| Q1 26 | — | 2.4% | ||
| Q4 25 | 11.6% | 1.6% | ||
| Q3 25 | 7.9% | 3.3% | ||
| Q2 25 | 8.5% | 3.1% | ||
| Q1 25 | 8.3% | 2.5% | ||
| Q4 24 | 9.7% | 3.2% | ||
| Q3 24 | 5.2% | 4.0% | ||
| Q2 24 | 6.4% | 4.0% |
| Q1 26 | — | $0.46 | ||
| Q4 25 | $0.55 | $0.29 | ||
| Q3 25 | $0.35 | $0.63 | ||
| Q2 25 | $0.34 | $0.59 | ||
| Q1 25 | $0.33 | $0.45 | ||
| Q4 24 | $0.40 | $0.60 | ||
| Q3 24 | $0.20 | $0.75 | ||
| Q2 24 | $0.25 | $0.75 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | $1.3M |
| Total DebtLower is stronger | $518.6M | — |
| Stockholders' EquityBook value | $1.1B | $117.4M |
| Total Assets | $2.0B | $384.8M |
| Debt / EquityLower = less leverage | 0.48× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $1.3M | ||
| Q4 25 | $465.9M | $2.1M | ||
| Q3 25 | $469.5M | $1.3M | ||
| Q2 25 | $472.1M | $2.5M | ||
| Q1 25 | $505.2M | $444.0K | ||
| Q4 24 | $174.5M | $349.0K | ||
| Q3 24 | $170.5M | $127.0K | ||
| Q2 24 | $218.0M | $110.0K |
| Q1 26 | — | — | ||
| Q4 25 | $518.6M | — | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | — | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — |
| Q1 26 | — | $117.4M | ||
| Q4 25 | $1.1B | $124.6M | ||
| Q3 25 | $1.0B | $132.1M | ||
| Q2 25 | $990.1M | $134.4M | ||
| Q1 25 | $851.6M | $138.0M | ||
| Q4 24 | $823.9M | $154.6M | ||
| Q3 24 | $804.6M | $167.4M | ||
| Q2 24 | $801.5M | $166.6M |
| Q1 26 | — | $384.8M | ||
| Q4 25 | $2.0B | $365.6M | ||
| Q3 25 | $2.0B | $374.2M | ||
| Q2 25 | $1.9B | $373.6M | ||
| Q1 25 | $1.8B | $368.2M | ||
| Q4 24 | $1.5B | $357.8M | ||
| Q3 24 | $1.5B | $369.9M | ||
| Q2 24 | $1.5B | $362.7M |
| Q1 26 | — | — | ||
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | — |
| Free Cash FlowOCF − Capex | $31.7M | $-7.4M |
| FCF MarginFCF / Revenue | 8.3% | -2.2% |
| Capex IntensityCapex / Revenue | 2.0% | 1.0% |
| Cash ConversionOCF / Net Profit | 0.88× | — |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $39.1M | $19.7M | ||
| Q3 25 | $51.3M | $23.3M | ||
| Q2 25 | $34.8M | $18.4M | ||
| Q1 25 | $36.9M | $249.0K | ||
| Q4 24 | $26.0M | $21.8M | ||
| Q3 24 | $43.3M | $31.0M | ||
| Q2 24 | $33.7M | $20.9M |
| Q1 26 | — | $-7.4M | ||
| Q4 25 | $31.7M | $16.7M | ||
| Q3 25 | $35.7M | $19.8M | ||
| Q2 25 | $25.7M | $14.2M | ||
| Q1 25 | $28.6M | $-3.9M | ||
| Q4 24 | $20.4M | $20.9M | ||
| Q3 24 | $24.4M | $27.5M | ||
| Q2 24 | $30.5M | $17.8M |
| Q1 26 | — | -2.2% | ||
| Q4 25 | 8.3% | 5.0% | ||
| Q3 25 | 10.6% | 6.0% | ||
| Q2 25 | 8.3% | 4.3% | ||
| Q1 25 | 9.3% | -1.2% | ||
| Q4 24 | 6.4% | 6.1% | ||
| Q3 24 | 8.3% | 7.8% | ||
| Q2 24 | 10.8% | 5.0% |
| Q1 26 | — | 1.0% | ||
| Q4 25 | 2.0% | 0.9% | ||
| Q3 25 | 4.6% | 1.1% | ||
| Q2 25 | 2.9% | 1.2% | ||
| Q1 25 | 2.7% | 1.3% | ||
| Q4 24 | 1.8% | 0.3% | ||
| Q3 24 | 6.4% | 1.0% | ||
| Q2 24 | 1.1% | 0.9% |
| Q1 26 | — | — | ||
| Q4 25 | 0.88× | 3.82× | ||
| Q3 25 | 1.92× | 2.11× | ||
| Q2 25 | 1.31× | 1.76× | ||
| Q1 25 | 1.45× | 0.03× | ||
| Q4 24 | 0.84× | 1.97× | ||
| Q3 24 | 2.85× | 2.18× | ||
| Q2 24 | 1.88× | 1.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
KFRC
Segment breakdown not available.
