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Side-by-side financial comparison of EZCORP INC (EZPW) and KENNAMETAL INC (KMT). Click either name above to swap in a different company.
KENNAMETAL INC is the larger business by last-quarter revenue ($529.5M vs $382.0M, roughly 1.4× EZCORP INC). EZCORP INC runs the higher net margin — 11.6% vs 6.4%, a 5.2% gap on every dollar of revenue. On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs 9.8%). KENNAMETAL INC produced more free cash flow last quarter ($42.4M vs $31.7M). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs 1.3%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
Kennametal, Inc. is a manufacturer of high-performance cutting tools and engineered components used in the aerospace, defense, transportation and oil and gas drilling industries. Its customer base is global.
EZPW vs KMT — Head-to-Head
Income Statement — Q1 FY2026 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $529.5M |
| Net Profit | $44.3M | $33.9M |
| Gross Margin | 58.4% | 32.8% |
| Operating Margin | 15.9% | 9.9% |
| Net Margin | 11.6% | 6.4% |
| Revenue YoY | 19.3% | 9.8% |
| Net Profit YoY | 42.8% | 89.0% |
| EPS (diluted) | $0.55 | $0.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $382.0M | $529.5M | ||
| Q3 25 | $336.8M | $498.0M | ||
| Q2 25 | $311.0M | $516.4M | ||
| Q1 25 | $306.3M | $486.4M | ||
| Q4 24 | $320.2M | $482.1M | ||
| Q3 24 | $294.6M | $481.9M | ||
| Q2 24 | $281.4M | $543.3M | ||
| Q1 24 | $285.6M | $515.8M |
| Q4 25 | $44.3M | $33.9M | ||
| Q3 25 | $26.7M | $23.3M | ||
| Q2 25 | $26.5M | $21.6M | ||
| Q1 25 | $25.4M | $31.5M | ||
| Q4 24 | $31.0M | $17.9M | ||
| Q3 24 | $15.2M | $22.1M | ||
| Q2 24 | $17.9M | $37.2M | ||
| Q1 24 | $21.5M | $19.0M |
| Q4 25 | 58.4% | 32.8% | ||
| Q3 25 | 59.0% | 31.0% | ||
| Q2 25 | 59.1% | 28.2% | ||
| Q1 25 | 58.3% | 32.1% | ||
| Q4 24 | 57.9% | 30.1% | ||
| Q3 24 | 59.5% | 31.3% | ||
| Q2 24 | 59.2% | 31.5% | ||
| Q1 24 | 58.7% | 29.7% |
| Q4 25 | 15.9% | 9.9% | ||
| Q3 25 | 11.0% | 7.5% | ||
| Q2 25 | 11.6% | 6.1% | ||
| Q1 25 | 11.2% | 9.1% | ||
| Q4 24 | 13.1% | 6.6% | ||
| Q3 24 | 8.8% | 7.5% | ||
| Q2 24 | 7.9% | 11.3% | ||
| Q1 24 | 9.6% | 6.8% |
| Q4 25 | 11.6% | 6.4% | ||
| Q3 25 | 7.9% | 4.7% | ||
| Q2 25 | 8.5% | 4.2% | ||
| Q1 25 | 8.3% | 6.5% | ||
| Q4 24 | 9.7% | 3.7% | ||
| Q3 24 | 5.2% | 4.6% | ||
| Q2 24 | 6.4% | 6.8% | ||
| Q1 24 | 7.5% | 3.7% |
| Q4 25 | $0.55 | $0.44 | ||
| Q3 25 | $0.35 | $0.30 | ||
| Q2 25 | $0.34 | $0.28 | ||
| Q1 25 | $0.33 | $0.41 | ||
| Q4 24 | $0.40 | $0.23 | ||
| Q3 24 | $0.20 | $0.28 | ||
| Q2 24 | $0.25 | $0.47 | ||
| Q1 24 | $0.29 | $0.24 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | $129.3M |
| Total DebtLower is stronger | $518.6M | $597.2M |
| Stockholders' EquityBook value | $1.1B | $1.3B |
| Total Assets | $2.0B | $2.6B |
| Debt / EquityLower = less leverage | 0.48× | 0.45× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $465.9M | $129.3M | ||
| Q3 25 | $469.5M | $103.5M | ||
| Q2 25 | $472.1M | $140.5M | ||
| Q1 25 | $505.2M | $97.5M | ||
| Q4 24 | $174.5M | $121.2M | ||
| Q3 24 | $170.5M | $119.6M | ||
| Q2 24 | $218.0M | $128.0M | ||
| Q1 24 | $229.1M | $92.1M |
| Q4 25 | $518.6M | $597.2M | ||
| Q3 25 | $518.1M | $597.0M | ||
| Q2 25 | $517.6M | $596.8M | ||
| Q1 25 | $620.5M | $596.6M | ||
| Q4 24 | $327.7M | $596.4M | ||
| Q3 24 | $327.3M | $596.2M | ||
| Q2 24 | $361.3M | $596.0M | ||
| Q1 24 | $360.9M | $595.8M |
| Q4 25 | $1.1B | $1.3B | ||
| Q3 25 | $1.0B | $1.3B | ||
| Q2 25 | $990.1M | $1.3B | ||
| Q1 25 | $851.6M | $1.2B | ||
| Q4 24 | $823.9M | $1.2B | ||
| Q3 24 | $804.6M | $1.3B | ||
| Q2 24 | $801.5M | $1.2B | ||
| Q1 24 | $800.4M | $1.3B |
| Q4 25 | $2.0B | $2.6B | ||
| Q3 25 | $2.0B | $2.5B | ||
| Q2 25 | $1.9B | $2.5B | ||
| Q1 25 | $1.8B | $2.5B | ||
| Q4 24 | $1.5B | $2.4B | ||
| Q3 24 | $1.5B | $2.5B | ||
| Q2 24 | $1.5B | $2.5B | ||
| Q1 24 | $1.5B | $2.5B |
| Q4 25 | 0.48× | 0.45× | ||
| Q3 25 | 0.51× | 0.46× | ||
| Q2 25 | 0.52× | 0.46× | ||
| Q1 25 | 0.73× | 0.48× | ||
| Q4 24 | 0.40× | 0.49× | ||
| Q3 24 | 0.41× | 0.47× | ||
| Q2 24 | 0.45× | 0.48× | ||
| Q1 24 | 0.45× | 0.47× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | $55.1M |
| Free Cash FlowOCF − Capex | $31.7M | $42.4M |
| FCF MarginFCF / Revenue | 8.3% | 8.0% |
| Capex IntensityCapex / Revenue | 2.0% | 2.4% |
| Cash ConversionOCF / Net Profit | 0.88× | 1.63× |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | $99.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.1M | $55.1M | ||
| Q3 25 | $51.3M | $17.5M | ||
| Q2 25 | $34.8M | $78.6M | ||
| Q1 25 | $36.9M | $28.8M | ||
| Q4 24 | $26.0M | $55.2M | ||
| Q3 24 | $43.3M | $45.7M | ||
| Q2 24 | $33.7M | $113.6M | ||
| Q1 24 | $15.1M | $75.2M |
| Q4 25 | $31.7M | $42.4M | ||
| Q3 25 | $35.7M | $-5.5M | ||
| Q2 25 | $25.7M | $57.1M | ||
| Q1 25 | $28.6M | $5.3M | ||
| Q4 24 | $20.4M | $35.9M | ||
| Q3 24 | $24.4M | $21.0M | ||
| Q2 24 | $30.5M | $90.3M | ||
| Q1 24 | $8.6M | $48.4M |
| Q4 25 | 8.3% | 8.0% | ||
| Q3 25 | 10.6% | -1.1% | ||
| Q2 25 | 8.3% | 11.1% | ||
| Q1 25 | 9.3% | 1.1% | ||
| Q4 24 | 6.4% | 7.5% | ||
| Q3 24 | 8.3% | 4.4% | ||
| Q2 24 | 10.8% | 16.6% | ||
| Q1 24 | 3.0% | 9.4% |
| Q4 25 | 2.0% | 2.4% | ||
| Q3 25 | 4.6% | 4.6% | ||
| Q2 25 | 2.9% | 4.2% | ||
| Q1 25 | 2.7% | 4.8% | ||
| Q4 24 | 1.8% | 4.0% | ||
| Q3 24 | 6.4% | 5.1% | ||
| Q2 24 | 1.1% | 4.3% | ||
| Q1 24 | 2.3% | 5.2% |
| Q4 25 | 0.88× | 1.63× | ||
| Q3 25 | 1.92× | 0.75× | ||
| Q2 25 | 1.31× | 3.64× | ||
| Q1 25 | 1.45× | 0.92× | ||
| Q4 24 | 0.84× | 3.08× | ||
| Q3 24 | 2.85× | 2.07× | ||
| Q2 24 | 1.88× | 3.06× | ||
| Q1 24 | 0.70× | 3.96× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
KMT
| Metal Cutting | $331.1M | 63% |
| Infrastructure | $198.5M | 37% |
