vs

Side-by-side financial comparison of EZCORP INC (EZPW) and Knife River Corp (KNF). Click either name above to swap in a different company.

Knife River Corp is the larger business by last-quarter revenue ($755.1M vs $382.0M, roughly 2.0× EZCORP INC). EZCORP INC runs the higher net margin — 11.6% vs 4.2%, a 7.4% gap on every dollar of revenue. On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs 14.9%). Knife River Corp produced more free cash flow last quarter ($138.2M vs $31.7M). Over the past eight quarters, Knife River Corp's revenue compounded faster (51.4% CAGR vs 15.6%).

EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.

Columbia River Knife & Tool, Inc. (CRKT) is an American knife company established in 1994, and currently based in Tualatin, Oregon, United States. The company's president and sales executive is Rod Bremer and the finance executive is Peggy Bremer.

EZPW vs KNF — Head-to-Head

Bigger by revenue
KNF
KNF
2.0× larger
KNF
$755.1M
$382.0M
EZPW
Growing faster (revenue YoY)
EZPW
EZPW
+4.4% gap
EZPW
19.3%
14.9%
KNF
Higher net margin
EZPW
EZPW
7.4% more per $
EZPW
11.6%
4.2%
KNF
More free cash flow
KNF
KNF
$106.5M more FCF
KNF
$138.2M
$31.7M
EZPW
Faster 2-yr revenue CAGR
KNF
KNF
Annualised
KNF
51.4%
15.6%
EZPW

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
EZPW
EZPW
KNF
KNF
Revenue
$382.0M
$755.1M
Net Profit
$44.3M
$32.0M
Gross Margin
58.4%
19.2%
Operating Margin
15.9%
8.6%
Net Margin
11.6%
4.2%
Revenue YoY
19.3%
14.9%
Net Profit YoY
42.8%
37.6%
EPS (diluted)
$0.55
$0.56

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EZPW
EZPW
KNF
KNF
Q4 25
$382.0M
$755.1M
Q3 25
$336.8M
$1.2B
Q2 25
$311.0M
$833.8M
Q1 25
$306.3M
$353.5M
Q4 24
$320.2M
$657.2M
Q3 24
$294.6M
$1.1B
Q2 24
$281.4M
$806.9M
Q1 24
$285.6M
$329.6M
Net Profit
EZPW
EZPW
KNF
KNF
Q4 25
$44.3M
$32.0M
Q3 25
$26.7M
$143.2M
Q2 25
$26.5M
$50.6M
Q1 25
$25.4M
$-68.7M
Q4 24
$31.0M
$23.3M
Q3 24
$15.2M
$148.1M
Q2 24
$17.9M
$77.9M
Q1 24
$21.5M
$-47.6M
Gross Margin
EZPW
EZPW
KNF
KNF
Q4 25
58.4%
19.2%
Q3 25
59.0%
23.6%
Q2 25
59.1%
18.9%
Q1 25
58.3%
-2.7%
Q4 24
57.9%
17.4%
Q3 24
59.5%
24.7%
Q2 24
59.2%
21.8%
Q1 24
58.7%
2.0%
Operating Margin
EZPW
EZPW
KNF
KNF
Q4 25
15.9%
8.6%
Q3 25
11.0%
17.9%
Q2 25
11.6%
10.6%
Q1 25
11.2%
-23.4%
Q4 24
13.1%
6.7%
Q3 24
8.8%
18.9%
Q2 24
7.9%
14.5%
Q1 24
9.6%
-16.3%
Net Margin
EZPW
EZPW
KNF
KNF
Q4 25
11.6%
4.2%
Q3 25
7.9%
11.9%
Q2 25
8.5%
6.1%
Q1 25
8.3%
-19.4%
Q4 24
9.7%
3.5%
Q3 24
5.2%
13.4%
Q2 24
6.4%
9.7%
Q1 24
7.5%
-14.5%
EPS (diluted)
EZPW
EZPW
KNF
KNF
Q4 25
$0.55
$0.56
Q3 25
$0.35
$2.52
Q2 25
$0.34
$0.89
Q1 25
$0.33
$-1.21
Q4 24
$0.40
$0.42
Q3 24
$0.20
$2.60
Q2 24
$0.25
$1.37
Q1 24
$0.29
$-0.84

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EZPW
EZPW
KNF
KNF
Cash + ST InvestmentsLiquidity on hand
$465.9M
$73.8M
Total DebtLower is stronger
$518.6M
$1.2B
Stockholders' EquityBook value
$1.1B
$1.6B
Total Assets
$2.0B
$3.7B
Debt / EquityLower = less leverage
0.48×
0.71×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EZPW
EZPW
KNF
KNF
Q4 25
$465.9M
$73.8M
Q3 25
$469.5M
$30.7M
Q2 25
$472.1M
$26.6M
Q1 25
$505.2M
$86.1M
Q4 24
$174.5M
$236.8M
Q3 24
$170.5M
$220.4M
Q2 24
$218.0M
$15.5M
Q1 24
$229.1M
$128.4M
Total Debt
EZPW
EZPW
KNF
KNF
Q4 25
$518.6M
$1.2B
Q3 25
$518.1M
$1.2B
Q2 25
$517.6M
$1.4B
Q1 25
$620.5M
$1.2B
Q4 24
$327.7M
$677.4M
Q3 24
$327.3M
$678.5M
Q2 24
$361.3M
$679.5M
Q1 24
$360.9M
$680.6M
Stockholders' Equity
EZPW
EZPW
KNF
KNF
Q4 25
$1.1B
$1.6B
Q3 25
$1.0B
$1.6B
Q2 25
$990.1M
$1.5B
Q1 25
$851.6M
$1.4B
Q4 24
$823.9M
$1.5B
Q3 24
$804.6M
$1.4B
Q2 24
$801.5M
$1.3B
Q1 24
$800.4M
$1.2B
Total Assets
EZPW
EZPW
KNF
KNF
Q4 25
$2.0B
$3.7B
Q3 25
$2.0B
$3.7B
Q2 25
$1.9B
$3.6B
Q1 25
$1.8B
$3.3B
Q4 24
$1.5B
$2.9B
Q3 24
$1.5B
$2.9B
Q2 24
$1.5B
$2.7B
Q1 24
$1.5B
$2.5B
Debt / Equity
EZPW
EZPW
KNF
KNF
Q4 25
0.48×
0.71×
Q3 25
0.51×
0.74×
Q2 25
0.52×
0.93×
Q1 25
0.73×
0.83×
Q4 24
0.40×
0.46×
Q3 24
0.41×
0.47×
Q2 24
0.45×
0.52×
Q1 24
0.45×
0.56×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EZPW
EZPW
KNF
KNF
Operating Cash FlowLast quarter
$39.1M
$195.9M
Free Cash FlowOCF − Capex
$31.7M
$138.2M
FCF MarginFCF / Revenue
8.3%
18.3%
Capex IntensityCapex / Revenue
2.0%
7.6%
Cash ConversionOCF / Net Profit
0.88×
6.12×
TTM Free Cash FlowTrailing 4 quarters
$121.7M
$-69.6M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EZPW
EZPW
KNF
KNF
Q4 25
$39.1M
$195.9M
Q3 25
$51.3M
$250.4M
Q2 25
$34.8M
$-42.6M
Q1 25
$36.9M
$-125.3M
Q4 24
$26.0M
$172.4M
Q3 24
$43.3M
$239.7M
Q2 24
$33.7M
$-46.6M
Q1 24
$15.1M
$-43.2M
Free Cash Flow
EZPW
EZPW
KNF
KNF
Q4 25
$31.7M
$138.2M
Q3 25
$35.7M
$188.7M
Q2 25
$25.7M
$-196.2M
Q1 25
$28.6M
$-200.2M
Q4 24
$20.4M
$127.2M
Q3 24
$24.4M
$216.1M
Q2 24
$30.5M
$-106.5M
Q1 24
$8.6M
$-86.9M
FCF Margin
EZPW
EZPW
KNF
KNF
Q4 25
8.3%
18.3%
Q3 25
10.6%
15.7%
Q2 25
8.3%
-23.5%
Q1 25
9.3%
-56.6%
Q4 24
6.4%
19.3%
Q3 24
8.3%
19.6%
Q2 24
10.8%
-13.2%
Q1 24
3.0%
-26.4%
Capex Intensity
EZPW
EZPW
KNF
KNF
Q4 25
2.0%
7.6%
Q3 25
4.6%
5.1%
Q2 25
2.9%
18.4%
Q1 25
2.7%
21.2%
Q4 24
1.8%
6.9%
Q3 24
6.4%
2.1%
Q2 24
1.1%
7.4%
Q1 24
2.3%
13.3%
Cash Conversion
EZPW
EZPW
KNF
KNF
Q4 25
0.88×
6.12×
Q3 25
1.92×
1.75×
Q2 25
1.31×
-0.84×
Q1 25
1.45×
Q4 24
0.84×
7.41×
Q3 24
2.85×
1.62×
Q2 24
1.88×
-0.60×
Q1 24
0.70×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EZPW
EZPW

Merchandise$210.1M55%
Pawn Service$131.9M35%
Jewelry Scrap$39.9M10%

KNF
KNF

Services$347.2M46%
Ready Mix Concrete$88.4M12%
Contracting Services Public Sector$80.2M11%
Aggregates$73.9M10%
Energy Services Segment$56.2M7%
Liquid Asphalt$49.1M7%
Other$43.2M6%
Asphalt$22.7M3%

Related Comparisons