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Side-by-side financial comparison of EZCORP INC (EZPW) and Smith Douglas Homes Corp. (SDHC). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $260.4M, roughly 1.5× Smith Douglas Homes Corp.). EZCORP INC runs the higher net margin — 11.6% vs 1.4%, a 10.2% gap on every dollar of revenue. On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs -9.4%). EZCORP INC produced more free cash flow last quarter ($31.7M vs $8.7M). Over the past eight quarters, Smith Douglas Homes Corp.'s revenue compounded faster (17.3% CAGR vs 15.6%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
EZPW vs SDHC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $260.4M |
| Net Profit | $44.3M | $3.5M |
| Gross Margin | 58.4% | 19.9% |
| Operating Margin | 15.9% | 6.5% |
| Net Margin | 11.6% | 1.4% |
| Revenue YoY | 19.3% | -9.4% |
| Net Profit YoY | 42.8% | -14.3% |
| EPS (diluted) | $0.55 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $382.0M | $260.4M | ||
| Q3 25 | $336.8M | $262.0M | ||
| Q2 25 | $311.0M | $223.9M | ||
| Q1 25 | $306.3M | $224.7M | ||
| Q4 24 | $320.2M | $287.5M | ||
| Q3 24 | $294.6M | $277.8M | ||
| Q2 24 | $281.4M | $220.9M | ||
| Q1 24 | $285.6M | $189.2M |
| Q4 25 | $44.3M | $3.5M | ||
| Q3 25 | $26.7M | $2.1M | ||
| Q2 25 | $26.5M | $2.4M | ||
| Q1 25 | $25.4M | $2.7M | ||
| Q4 24 | $31.0M | $4.1M | ||
| Q3 24 | $15.2M | $5.3M | ||
| Q2 24 | $17.9M | $3.6M | ||
| Q1 24 | $21.5M | $3.0M |
| Q4 25 | 58.4% | 19.9% | ||
| Q3 25 | 59.0% | 21.0% | ||
| Q2 25 | 59.1% | 23.2% | ||
| Q1 25 | 58.3% | 23.8% | ||
| Q4 24 | 57.9% | 25.5% | ||
| Q3 24 | 59.5% | 26.5% | ||
| Q2 24 | 59.2% | 26.7% | ||
| Q1 24 | 58.7% | 26.1% |
| Q4 25 | 15.9% | 6.5% | ||
| Q3 25 | 11.0% | 6.6% | ||
| Q2 25 | 11.6% | 7.7% | ||
| Q1 25 | 11.2% | 8.7% | ||
| Q4 24 | 13.1% | 10.4% | ||
| Q3 24 | 8.8% | 14.2% | ||
| Q2 24 | 7.9% | 11.7% | ||
| Q1 24 | 9.6% | 11.3% |
| Q4 25 | 11.6% | 1.4% | ||
| Q3 25 | 7.9% | 0.8% | ||
| Q2 25 | 8.5% | 1.1% | ||
| Q1 25 | 8.3% | 1.2% | ||
| Q4 24 | 9.7% | 1.4% | ||
| Q3 24 | 5.2% | 1.9% | ||
| Q2 24 | 6.4% | 1.7% | ||
| Q1 24 | 7.5% | 1.6% |
| Q4 25 | $0.55 | $0.39 | ||
| Q3 25 | $0.35 | $0.24 | ||
| Q2 25 | $0.34 | $0.26 | ||
| Q1 25 | $0.33 | $0.30 | ||
| Q4 24 | $0.40 | $0.50 | ||
| Q3 24 | $0.20 | $0.58 | ||
| Q2 24 | $0.25 | $0.40 | ||
| Q1 24 | $0.29 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | $12.7M |
| Total DebtLower is stronger | $518.6M | — |
| Stockholders' EquityBook value | $1.1B | $86.7M |
| Total Assets | $2.0B | $557.6M |
| Debt / EquityLower = less leverage | 0.48× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $465.9M | $12.7M | ||
| Q3 25 | $469.5M | $14.8M | ||
| Q2 25 | $472.1M | $16.8M | ||
| Q1 25 | $505.2M | $12.7M | ||
| Q4 24 | $174.5M | $22.4M | ||
| Q3 24 | $170.5M | $23.7M | ||
| Q2 24 | $218.0M | $17.3M | ||
| Q1 24 | $229.1M | $32.8M |
| Q4 25 | $518.6M | — | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | — | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — | ||
| Q1 24 | $360.9M | — |
| Q4 25 | $1.1B | $86.7M | ||
| Q3 25 | $1.0B | $82.2M | ||
| Q2 25 | $990.1M | $80.0M | ||
| Q1 25 | $851.6M | $76.9M | ||
| Q4 24 | $823.9M | $73.6M | ||
| Q3 24 | $804.6M | $68.4M | ||
| Q2 24 | $801.5M | $62.1M | ||
| Q1 24 | $800.4M | $59.7M |
| Q4 25 | $2.0B | $557.6M | ||
| Q3 25 | $2.0B | $571.6M | ||
| Q2 25 | $1.9B | $570.2M | ||
| Q1 25 | $1.8B | $513.9M | ||
| Q4 24 | $1.5B | $475.9M | ||
| Q3 24 | $1.5B | $460.1M | ||
| Q2 24 | $1.5B | $429.3M | ||
| Q1 24 | $1.5B | $401.3M |
| Q4 25 | 0.48× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 0.45× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | $9.8M |
| Free Cash FlowOCF − Capex | $31.7M | $8.7M |
| FCF MarginFCF / Revenue | 8.3% | 3.4% |
| Capex IntensityCapex / Revenue | 2.0% | 0.4% |
| Cash ConversionOCF / Net Profit | 0.88× | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | $-36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.1M | $9.8M | ||
| Q3 25 | $51.3M | $22.8M | ||
| Q2 25 | $34.8M | $-28.9M | ||
| Q1 25 | $36.9M | $-34.9M | ||
| Q4 24 | $26.0M | $5.5M | ||
| Q3 24 | $43.3M | $22.9M | ||
| Q2 24 | $33.7M | $39.0K | ||
| Q1 24 | $15.1M | $-9.3M |
| Q4 25 | $31.7M | $8.7M | ||
| Q3 25 | $35.7M | $21.4M | ||
| Q2 25 | $25.7M | $-31.1M | ||
| Q1 25 | $28.6M | $-35.9M | ||
| Q4 24 | $20.4M | $4.8M | ||
| Q3 24 | $24.4M | $22.3M | ||
| Q2 24 | $30.5M | $-2.1M | ||
| Q1 24 | $8.6M | $-9.7M |
| Q4 25 | 8.3% | 3.4% | ||
| Q3 25 | 10.6% | 8.2% | ||
| Q2 25 | 8.3% | -13.9% | ||
| Q1 25 | 9.3% | -16.0% | ||
| Q4 24 | 6.4% | 1.7% | ||
| Q3 24 | 8.3% | 8.0% | ||
| Q2 24 | 10.8% | -1.0% | ||
| Q1 24 | 3.0% | -5.1% |
| Q4 25 | 2.0% | 0.4% | ||
| Q3 25 | 4.6% | 0.5% | ||
| Q2 25 | 2.9% | 0.9% | ||
| Q1 25 | 2.7% | 0.5% | ||
| Q4 24 | 1.8% | 0.2% | ||
| Q3 24 | 6.4% | 0.2% | ||
| Q2 24 | 1.1% | 1.0% | ||
| Q1 24 | 2.3% | 0.2% |
| Q4 25 | 0.88× | 2.77× | ||
| Q3 25 | 1.92× | 10.70× | ||
| Q2 25 | 1.31× | -12.24× | ||
| Q1 25 | 1.45× | -13.01× | ||
| Q4 24 | 0.84× | 1.33× | ||
| Q3 24 | 2.85× | 4.28× | ||
| Q2 24 | 1.88× | 0.01× | ||
| Q1 24 | 0.70× | -3.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
