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Side-by-side financial comparison of EZCORP INC (EZPW) and Bio-Techne (TECH). Click either name above to swap in a different company.

EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $295.9M, roughly 1.3× Bio-Techne). Bio-Techne runs the higher net margin — 12.8% vs 11.6%, a 1.2% gap on every dollar of revenue. On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs -6.4%). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs 4.2%).

EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.

Bio-Techne Corporation is an American life sciences company that develops, manufactures and sells life science reagents, instruments and services for the research, diagnostic, and bioprocessing markets.

EZPW vs TECH — Head-to-Head

Bigger by revenue
EZPW
EZPW
1.3× larger
EZPW
$382.0M
$295.9M
TECH
Growing faster (revenue YoY)
EZPW
EZPW
+25.7% gap
EZPW
19.3%
-6.4%
TECH
Higher net margin
TECH
TECH
1.2% more per $
TECH
12.8%
11.6%
EZPW
Faster 2-yr revenue CAGR
EZPW
EZPW
Annualised
EZPW
15.6%
4.2%
TECH

Income Statement — Q1 FY2026 vs Q2 FY2026

Metric
EZPW
EZPW
TECH
TECH
Revenue
$382.0M
$295.9M
Net Profit
$44.3M
$38.0M
Gross Margin
58.4%
64.6%
Operating Margin
15.9%
18.4%
Net Margin
11.6%
12.8%
Revenue YoY
19.3%
-6.4%
Net Profit YoY
42.8%
68.3%
EPS (diluted)
$0.55
$0.24

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
EZPW
EZPW
TECH
TECH
Q4 25
$382.0M
$295.9M
Q3 25
$336.8M
Q2 25
$311.0M
$317.0M
Q1 25
$306.3M
$316.2M
Q4 24
$320.2M
$297.0M
Q3 24
$294.6M
$289.5M
Q2 24
$281.4M
$306.1M
Q1 24
$285.6M
$303.4M
Net Profit
EZPW
EZPW
TECH
TECH
Q4 25
$44.3M
$38.0M
Q3 25
$26.7M
Q2 25
$26.5M
$-17.7M
Q1 25
$25.4M
$22.6M
Q4 24
$31.0M
$34.9M
Q3 24
$15.2M
$33.6M
Q2 24
$17.9M
$40.6M
Q1 24
$21.5M
$49.1M
Gross Margin
EZPW
EZPW
TECH
TECH
Q4 25
58.4%
64.6%
Q3 25
59.0%
Q2 25
59.1%
62.7%
Q1 25
58.3%
67.9%
Q4 24
57.9%
65.3%
Q3 24
59.5%
63.2%
Q2 24
59.2%
66.4%
Q1 24
58.7%
67.4%
Operating Margin
EZPW
EZPW
TECH
TECH
Q4 25
15.9%
18.4%
Q3 25
11.0%
Q2 25
11.6%
-7.5%
Q1 25
11.2%
12.2%
Q4 24
13.1%
16.0%
Q3 24
8.8%
13.8%
Q2 24
7.9%
15.0%
Q1 24
9.6%
22.1%
Net Margin
EZPW
EZPW
TECH
TECH
Q4 25
11.6%
12.8%
Q3 25
7.9%
Q2 25
8.5%
-5.6%
Q1 25
8.3%
7.1%
Q4 24
9.7%
11.7%
Q3 24
5.2%
11.6%
Q2 24
6.4%
13.3%
Q1 24
7.5%
16.2%
EPS (diluted)
EZPW
EZPW
TECH
TECH
Q4 25
$0.55
$0.24
Q3 25
$0.35
Q2 25
$0.34
$-0.11
Q1 25
$0.33
$0.14
Q4 24
$0.40
$0.22
Q3 24
$0.20
$0.21
Q2 24
$0.25
$0.26
Q1 24
$0.29
$0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
EZPW
EZPW
TECH
TECH
Cash + ST InvestmentsLiquidity on hand
$465.9M
$172.9M
Total DebtLower is stronger
$518.6M
$260.0M
Stockholders' EquityBook value
$1.1B
$2.0B
Total Assets
$2.0B
$2.5B
Debt / EquityLower = less leverage
0.48×
0.13×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
EZPW
EZPW
TECH
TECH
Q4 25
$465.9M
$172.9M
Q3 25
$469.5M
Q2 25
$472.1M
$162.2M
Q1 25
$505.2M
$140.7M
Q4 24
$174.5M
$177.5M
Q3 24
$170.5M
$187.5M
Q2 24
$218.0M
$152.9M
Q1 24
$229.1M
$145.3M
Total Debt
EZPW
EZPW
TECH
TECH
Q4 25
$518.6M
$260.0M
Q3 25
$518.1M
Q2 25
$517.6M
$346.0M
Q1 25
$620.5M
$330.0M
Q4 24
$327.7M
$300.0M
Q3 24
$327.3M
$300.0M
Q2 24
$361.3M
$319.0M
Q1 24
$360.9M
$389.0M
Stockholders' Equity
EZPW
EZPW
TECH
TECH
Q4 25
$1.1B
$2.0B
Q3 25
$1.0B
Q2 25
$990.1M
$1.9B
Q1 25
$851.6M
$2.0B
Q4 24
$823.9M
$2.1B
Q3 24
$804.6M
$2.1B
Q2 24
$801.5M
$2.1B
Q1 24
$800.4M
$2.0B
Total Assets
EZPW
EZPW
TECH
TECH
Q4 25
$2.0B
$2.5B
Q3 25
$2.0B
Q2 25
$1.9B
$2.6B
Q1 25
$1.8B
$2.6B
Q4 24
$1.5B
$2.7B
Q3 24
$1.5B
$2.7B
Q2 24
$1.5B
$2.7B
Q1 24
$1.5B
$2.7B
Debt / Equity
EZPW
EZPW
TECH
TECH
Q4 25
0.48×
0.13×
Q3 25
0.51×
Q2 25
0.52×
0.18×
Q1 25
0.73×
0.16×
Q4 24
0.40×
0.14×
Q3 24
0.41×
0.14×
Q2 24
0.45×
0.15×
Q1 24
0.45×
0.19×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
EZPW
EZPW
TECH
TECH
Operating Cash FlowLast quarter
$39.1M
Free Cash FlowOCF − Capex
$31.7M
FCF MarginFCF / Revenue
8.3%
Capex IntensityCapex / Revenue
2.0%
Cash ConversionOCF / Net Profit
0.88×
TTM Free Cash FlowTrailing 4 quarters
$121.7M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
EZPW
EZPW
TECH
TECH
Q4 25
$39.1M
Q3 25
$51.3M
Q2 25
$34.8M
$98.2M
Q1 25
$36.9M
$41.1M
Q4 24
$26.0M
$84.3M
Q3 24
$43.3M
$63.9M
Q2 24
$33.7M
$75.5M
Q1 24
$15.1M
$81.0M
Free Cash Flow
EZPW
EZPW
TECH
TECH
Q4 25
$31.7M
Q3 25
$35.7M
Q2 25
$25.7M
$93.3M
Q1 25
$28.6M
$31.0M
Q4 24
$20.4M
$77.5M
Q3 24
$24.4M
$54.7M
Q2 24
$30.5M
$57.5M
Q1 24
$8.6M
$64.5M
FCF Margin
EZPW
EZPW
TECH
TECH
Q4 25
8.3%
Q3 25
10.6%
Q2 25
8.3%
29.4%
Q1 25
9.3%
9.8%
Q4 24
6.4%
26.1%
Q3 24
8.3%
18.9%
Q2 24
10.8%
18.8%
Q1 24
3.0%
21.3%
Capex Intensity
EZPW
EZPW
TECH
TECH
Q4 25
2.0%
Q3 25
4.6%
Q2 25
2.9%
1.5%
Q1 25
2.7%
3.2%
Q4 24
1.8%
2.3%
Q3 24
6.4%
3.2%
Q2 24
1.1%
5.9%
Q1 24
2.3%
5.4%
Cash Conversion
EZPW
EZPW
TECH
TECH
Q4 25
0.88×
Q3 25
1.92×
Q2 25
1.31×
Q1 25
1.45×
1.82×
Q4 24
0.84×
2.42×
Q3 24
2.85×
1.90×
Q2 24
1.88×
1.86×
Q1 24
0.70×
1.65×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

EZPW
EZPW

Merchandise$210.1M55%
Pawn Service$131.9M35%
Jewelry Scrap$39.9M10%

TECH
TECH

Diagnostics And Spatial Biology$81.2M27%
EMEA Excluding UK$75.4M25%
Other$42.4M14%
Instruments$29.6M10%
APAC Excluding Greater China$22.7M8%
Services$22.3M8%
GB$13.7M5%
Royalty$8.5M3%

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