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Side-by-side financial comparison of EZCORP INC (EZPW) and TENNANT CO (TNC). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $291.6M, roughly 1.3× TENNANT CO). EZCORP INC runs the higher net margin — 11.6% vs -1.5%, a 13.1% gap on every dollar of revenue. On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs -11.3%). EZCORP INC produced more free cash flow last quarter ($31.7M vs $9.7M). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs -3.2%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
The Tennant Company (TNC:NYQ) is a company with about 4000 employees that provides cleaning products. It is a company that is listed in the New York Stock Exchange.
EZPW vs TNC — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $291.6M |
| Net Profit | $44.3M | $-4.4M |
| Gross Margin | 58.4% | 34.6% |
| Operating Margin | 15.9% | -1.4% |
| Net Margin | 11.6% | -1.5% |
| Revenue YoY | 19.3% | -11.3% |
| Net Profit YoY | 42.8% | -166.7% |
| EPS (diluted) | $0.55 | $-0.21 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $382.0M | $291.6M | ||
| Q3 25 | $336.8M | $303.3M | ||
| Q2 25 | $311.0M | $318.6M | ||
| Q1 25 | $306.3M | $290.0M | ||
| Q4 24 | $320.2M | $328.9M | ||
| Q3 24 | $294.6M | $315.8M | ||
| Q2 24 | $281.4M | $331.0M | ||
| Q1 24 | $285.6M | $311.0M |
| Q4 25 | $44.3M | $-4.4M | ||
| Q3 25 | $26.7M | $14.9M | ||
| Q2 25 | $26.5M | $20.2M | ||
| Q1 25 | $25.4M | $13.1M | ||
| Q4 24 | $31.0M | $6.6M | ||
| Q3 24 | $15.2M | $20.8M | ||
| Q2 24 | $17.9M | $27.9M | ||
| Q1 24 | $21.5M | $28.4M |
| Q4 25 | 58.4% | 34.6% | ||
| Q3 25 | 59.0% | 42.7% | ||
| Q2 25 | 59.1% | 42.1% | ||
| Q1 25 | 58.3% | 41.4% | ||
| Q4 24 | 57.9% | 41.3% | ||
| Q3 24 | 59.5% | 42.4% | ||
| Q2 24 | 59.2% | 43.1% | ||
| Q1 24 | 58.7% | 44.2% |
| Q4 25 | 15.9% | -1.4% | ||
| Q3 25 | 11.0% | 7.4% | ||
| Q2 25 | 11.6% | 9.6% | ||
| Q1 25 | 11.2% | 6.8% | ||
| Q4 24 | 13.1% | 2.3% | ||
| Q3 24 | 8.8% | 9.7% | ||
| Q2 24 | 7.9% | 11.7% | ||
| Q1 24 | 9.6% | 12.1% |
| Q4 25 | 11.6% | -1.5% | ||
| Q3 25 | 7.9% | 4.9% | ||
| Q2 25 | 8.5% | 6.3% | ||
| Q1 25 | 8.3% | 4.5% | ||
| Q4 24 | 9.7% | 2.0% | ||
| Q3 24 | 5.2% | 6.6% | ||
| Q2 24 | 6.4% | 8.4% | ||
| Q1 24 | 7.5% | 9.1% |
| Q4 25 | $0.55 | $-0.21 | ||
| Q3 25 | $0.35 | $0.80 | ||
| Q2 25 | $0.34 | $1.08 | ||
| Q1 25 | $0.33 | $0.69 | ||
| Q4 24 | $0.40 | $0.35 | ||
| Q3 24 | $0.20 | $1.09 | ||
| Q2 24 | $0.25 | $1.45 | ||
| Q1 24 | $0.29 | $1.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | — |
| Total DebtLower is stronger | $518.6M | $273.2M |
| Stockholders' EquityBook value | $1.1B | $601.6M |
| Total Assets | $2.0B | $1.3B |
| Debt / EquityLower = less leverage | 0.48× | 0.45× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $465.9M | — | ||
| Q3 25 | $469.5M | — | ||
| Q2 25 | $472.1M | — | ||
| Q1 25 | $505.2M | — | ||
| Q4 24 | $174.5M | — | ||
| Q3 24 | $170.5M | — | ||
| Q2 24 | $218.0M | — | ||
| Q1 24 | $229.1M | — |
| Q4 25 | $518.6M | $273.2M | ||
| Q3 25 | $518.1M | $238.3M | ||
| Q2 25 | $517.6M | $213.4M | ||
| Q1 25 | $620.5M | $213.3M | ||
| Q4 24 | $327.7M | $198.2M | ||
| Q3 24 | $327.3M | $208.6M | ||
| Q2 24 | $361.3M | $205.6M | ||
| Q1 24 | $360.9M | $207.4M |
| Q4 25 | $1.1B | $601.6M | ||
| Q3 25 | $1.0B | $640.9M | ||
| Q2 25 | $990.1M | $651.9M | ||
| Q1 25 | $851.6M | $624.4M | ||
| Q4 24 | $823.9M | $620.8M | ||
| Q3 24 | $804.6M | $647.2M | ||
| Q2 24 | $801.5M | $624.6M | ||
| Q1 24 | $800.4M | $614.6M |
| Q4 25 | $2.0B | $1.3B | ||
| Q3 25 | $2.0B | $1.3B | ||
| Q2 25 | $1.9B | $1.2B | ||
| Q1 25 | $1.8B | $1.2B | ||
| Q4 24 | $1.5B | $1.2B | ||
| Q3 24 | $1.5B | $1.2B | ||
| Q2 24 | $1.5B | $1.2B | ||
| Q1 24 | $1.5B | $1.2B |
| Q4 25 | 0.48× | 0.45× | ||
| Q3 25 | 0.51× | 0.37× | ||
| Q2 25 | 0.52× | 0.33× | ||
| Q1 25 | 0.73× | 0.34× | ||
| Q4 24 | 0.40× | 0.32× | ||
| Q3 24 | 0.41× | 0.32× | ||
| Q2 24 | 0.45× | 0.33× | ||
| Q1 24 | 0.45× | 0.34× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | $14.2M |
| Free Cash FlowOCF − Capex | $31.7M | $9.7M |
| FCF MarginFCF / Revenue | 8.3% | 3.3% |
| Capex IntensityCapex / Revenue | 2.0% | 1.5% |
| Cash ConversionOCF / Net Profit | 0.88× | — |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | $43.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.1M | $14.2M | ||
| Q3 25 | $51.3M | $28.7M | ||
| Q2 25 | $34.8M | $22.5M | ||
| Q1 25 | $36.9M | $-400.0K | ||
| Q4 24 | $26.0M | $37.5M | ||
| Q3 24 | $43.3M | $30.7M | ||
| Q2 24 | $33.7M | $18.6M | ||
| Q1 24 | $15.1M | $2.9M |
| Q4 25 | $31.7M | $9.7M | ||
| Q3 25 | $35.7M | $22.3M | ||
| Q2 25 | $25.7M | $18.7M | ||
| Q1 25 | $28.6M | $-7.4M | ||
| Q4 24 | $20.4M | $28.1M | ||
| Q3 24 | $24.4M | $26.4M | ||
| Q2 24 | $30.5M | $14.4M | ||
| Q1 24 | $8.6M | $-100.0K |
| Q4 25 | 8.3% | 3.3% | ||
| Q3 25 | 10.6% | 7.4% | ||
| Q2 25 | 8.3% | 5.9% | ||
| Q1 25 | 9.3% | -2.6% | ||
| Q4 24 | 6.4% | 8.5% | ||
| Q3 24 | 8.3% | 8.4% | ||
| Q2 24 | 10.8% | 4.4% | ||
| Q1 24 | 3.0% | -0.0% |
| Q4 25 | 2.0% | 1.5% | ||
| Q3 25 | 4.6% | 2.1% | ||
| Q2 25 | 2.9% | 1.2% | ||
| Q1 25 | 2.7% | 2.4% | ||
| Q4 24 | 1.8% | 2.9% | ||
| Q3 24 | 6.4% | 1.4% | ||
| Q2 24 | 1.1% | 1.3% | ||
| Q1 24 | 2.3% | 1.0% |
| Q4 25 | 0.88× | — | ||
| Q3 25 | 1.92× | 1.93× | ||
| Q2 25 | 1.31× | 1.11× | ||
| Q1 25 | 1.45× | -0.03× | ||
| Q4 24 | 0.84× | 5.68× | ||
| Q3 24 | 2.85× | 1.48× | ||
| Q2 24 | 1.88× | 0.67× | ||
| Q1 24 | 0.70× | 0.10× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
TNC
| Equipment Sales | $165.5M | 57% |
| Parts And Consumables | $69.1M | 24% |
| Service And Other | $57.0M | 20% |
