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Side-by-side financial comparison of EZCORP INC (EZPW) and VIRTUS INVESTMENT PARTNERS, INC. (VRTS). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $199.5M, roughly 1.9× VIRTUS INVESTMENT PARTNERS, INC.). EZCORP INC runs the higher net margin — 11.6% vs 3.6%, a 8.0% gap on every dollar of revenue. On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs -4.1%). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs -5.7%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
VIRTUS INVESTMENT PARTNERS, INC.VRTSEarnings & Financial Report
Virtus Investment Partners, Inc. is an American company which operates as a multi-manager asset management business, comprising a number of individual affiliated managers, each having its own investment process and brand, and the services of unaffiliated sub advisers.
EZPW vs VRTS — Head-to-Head
Income Statement — Q1 FY2026 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $199.5M |
| Net Profit | $44.3M | $7.1M |
| Gross Margin | 58.4% | — |
| Operating Margin | 15.9% | 7.7% |
| Net Margin | 11.6% | 3.6% |
| Revenue YoY | 19.3% | -4.1% |
| Net Profit YoY | 42.8% | -78.1% |
| EPS (diluted) | $0.55 | $1.05 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $199.5M | ||
| Q4 25 | $382.0M | $208.0M | ||
| Q3 25 | $336.8M | $216.4M | ||
| Q2 25 | $311.0M | $210.5M | ||
| Q1 25 | $306.3M | $217.9M | ||
| Q4 24 | $320.2M | $233.5M | ||
| Q3 24 | $294.6M | $227.0M | ||
| Q2 24 | $281.4M | $224.4M |
| Q1 26 | — | $7.1M | ||
| Q4 25 | $44.3M | $33.9M | ||
| Q3 25 | $26.7M | $31.3M | ||
| Q2 25 | $26.5M | $42.7M | ||
| Q1 25 | $25.4M | $28.1M | ||
| Q4 24 | $31.0M | $39.5M | ||
| Q3 24 | $15.2M | $49.1M | ||
| Q2 24 | $17.9M | $26.0M |
| Q1 26 | — | — | ||
| Q4 25 | 58.4% | — | ||
| Q3 25 | 59.0% | — | ||
| Q2 25 | 59.1% | — | ||
| Q1 25 | 58.3% | — | ||
| Q4 24 | 57.9% | — | ||
| Q3 24 | 59.5% | — | ||
| Q2 24 | 59.2% | — |
| Q1 26 | — | 7.7% | ||
| Q4 25 | 15.9% | 19.1% | ||
| Q3 25 | 11.0% | 21.7% | ||
| Q2 25 | 11.6% | 21.5% | ||
| Q1 25 | 11.2% | 16.8% | ||
| Q4 24 | 13.1% | 21.7% | ||
| Q3 24 | 8.8% | 24.3% | ||
| Q2 24 | 7.9% | 19.7% |
| Q1 26 | — | 3.6% | ||
| Q4 25 | 11.6% | 16.3% | ||
| Q3 25 | 7.9% | 14.5% | ||
| Q2 25 | 8.5% | 20.3% | ||
| Q1 25 | 8.3% | 12.9% | ||
| Q4 24 | 9.7% | 16.9% | ||
| Q3 24 | 5.2% | 21.6% | ||
| Q2 24 | 6.4% | 11.6% |
| Q1 26 | — | $1.05 | ||
| Q4 25 | $0.55 | $5.15 | ||
| Q3 25 | $0.35 | $4.65 | ||
| Q2 25 | $0.34 | $6.12 | ||
| Q1 25 | $0.33 | $4.05 | ||
| Q4 24 | $0.40 | $4.65 | ||
| Q3 24 | $0.20 | $5.71 | ||
| Q2 24 | $0.25 | $2.43 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | $136.6M |
| Total DebtLower is stronger | $518.6M | — |
| Stockholders' EquityBook value | $1.1B | $93.6B |
| Total Assets | $2.0B | — |
| Debt / EquityLower = less leverage | 0.48× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $136.6M | ||
| Q4 25 | $465.9M | — | ||
| Q3 25 | $469.5M | — | ||
| Q2 25 | $472.1M | — | ||
| Q1 25 | $505.2M | — | ||
| Q4 24 | $174.5M | — | ||
| Q3 24 | $170.5M | — | ||
| Q2 24 | $218.0M | — |
| Q1 26 | — | — | ||
| Q4 25 | $518.6M | $390.0M | ||
| Q3 25 | $518.1M | $390.6M | ||
| Q2 25 | $517.6M | $231.3M | ||
| Q1 25 | $620.5M | $231.7M | ||
| Q4 24 | $327.7M | $232.1M | ||
| Q3 24 | $327.3M | $237.5M | ||
| Q2 24 | $361.3M | $247.6M |
| Q1 26 | — | $93.6B | ||
| Q4 25 | $1.1B | $934.0M | ||
| Q3 25 | $1.0B | $918.7M | ||
| Q2 25 | $990.1M | $896.4M | ||
| Q1 25 | $851.6M | $893.7M | ||
| Q4 24 | $823.9M | $897.5M | ||
| Q3 24 | $804.6M | $889.0M | ||
| Q2 24 | $801.5M | $868.7M |
| Q1 26 | — | — | ||
| Q4 25 | $2.0B | $4.3B | ||
| Q3 25 | $2.0B | $3.9B | ||
| Q2 25 | $1.9B | $3.7B | ||
| Q1 25 | $1.8B | $3.7B | ||
| Q4 24 | $1.5B | $4.0B | ||
| Q3 24 | $1.5B | $3.6B | ||
| Q2 24 | $1.5B | $3.6B |
| Q1 26 | — | — | ||
| Q4 25 | 0.48× | 0.42× | ||
| Q3 25 | 0.51× | 0.43× | ||
| Q2 25 | 0.52× | 0.26× | ||
| Q1 25 | 0.73× | 0.26× | ||
| Q4 24 | 0.40× | 0.26× | ||
| Q3 24 | 0.41× | 0.27× | ||
| Q2 24 | 0.45× | 0.29× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | — |
| Free Cash FlowOCF − Capex | $31.7M | — |
| FCF MarginFCF / Revenue | 8.3% | — |
| Capex IntensityCapex / Revenue | 2.0% | — |
| Cash ConversionOCF / Net Profit | 0.88× | — |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $39.1M | $-67.2M | ||
| Q3 25 | $51.3M | $108.3M | ||
| Q2 25 | $34.8M | $75.8M | ||
| Q1 25 | $36.9M | $-3.8M | ||
| Q4 24 | $26.0M | $1.8M | ||
| Q3 24 | $43.3M | $69.1M | ||
| Q2 24 | $33.7M | $70.0M |
| Q1 26 | — | — | ||
| Q4 25 | $31.7M | $-74.1M | ||
| Q3 25 | $35.7M | $106.9M | ||
| Q2 25 | $25.7M | $74.2M | ||
| Q1 25 | $28.6M | $-6.8M | ||
| Q4 24 | $20.4M | $-3.8M | ||
| Q3 24 | $24.4M | $68.7M | ||
| Q2 24 | $30.5M | $68.6M |
| Q1 26 | — | — | ||
| Q4 25 | 8.3% | -35.6% | ||
| Q3 25 | 10.6% | 49.4% | ||
| Q2 25 | 8.3% | 35.2% | ||
| Q1 25 | 9.3% | -3.1% | ||
| Q4 24 | 6.4% | -1.6% | ||
| Q3 24 | 8.3% | 30.3% | ||
| Q2 24 | 10.8% | 30.6% |
| Q1 26 | — | — | ||
| Q4 25 | 2.0% | 3.3% | ||
| Q3 25 | 4.6% | 0.7% | ||
| Q2 25 | 2.9% | 0.7% | ||
| Q1 25 | 2.7% | 1.4% | ||
| Q4 24 | 1.8% | 2.4% | ||
| Q3 24 | 6.4% | 0.2% | ||
| Q2 24 | 1.1% | 0.6% |
| Q1 26 | — | — | ||
| Q4 25 | 0.88× | -1.99× | ||
| Q3 25 | 1.92× | 3.45× | ||
| Q2 25 | 1.31× | 1.77× | ||
| Q1 25 | 1.45× | -0.13× | ||
| Q4 24 | 0.84× | 0.04× | ||
| Q3 24 | 2.85× | 1.41× | ||
| Q2 24 | 1.88× | 2.69× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
VRTS
| Investment management fees | $169.1M | 85% |
| Administration and shareholder service fees | $17.3M | 9% |
| Distribution and service fees | $11.6M | 6% |
