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Side-by-side financial comparison of EZCORP INC (EZPW) and XPLR Infrastructure, LP (XIFR). Click either name above to swap in a different company.
EZCORP INC is the larger business by last-quarter revenue ($382.0M vs $249.0M, roughly 1.5× XPLR Infrastructure, LP). EZCORP INC runs the higher net margin — 11.6% vs 11.2%, a 0.4% gap on every dollar of revenue. On growth, EZCORP INC posted the faster year-over-year revenue change (19.3% vs -15.3%). EZCORP INC produced more free cash flow last quarter ($31.7M vs $-88.0M). Over the past eight quarters, EZCORP INC's revenue compounded faster (15.6% CAGR vs -1.6%).
EZCORP, Inc. is an American pawn shop operator based in Austin, Texas which provides services across the United States and Latin America. It is a publicly traded company listed on the NASDAQ stock exchange and is the second largest pawn shop operator in the U.S. after Cash America International.
XPLR Infrastructure is a publicly traded subsidiary of NextEra Energy, is a Juno Beach, Florida-based renewable energy company.
EZPW vs XIFR — Head-to-Head
Income Statement — Q1 FY2026 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $382.0M | $249.0M |
| Net Profit | $44.3M | $28.0M |
| Gross Margin | 58.4% | — |
| Operating Margin | 15.9% | -19.3% |
| Net Margin | 11.6% | 11.2% |
| Revenue YoY | 19.3% | -15.3% |
| Net Profit YoY | 42.8% | 124.3% |
| EPS (diluted) | $0.55 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $382.0M | $249.0M | ||
| Q3 25 | $336.8M | $315.0M | ||
| Q2 25 | $311.0M | $342.0M | ||
| Q1 25 | $306.3M | $282.0M | ||
| Q4 24 | $320.2M | $294.0M | ||
| Q3 24 | $294.6M | $319.0M | ||
| Q2 24 | $281.4M | $360.0M | ||
| Q1 24 | $285.6M | $257.0M |
| Q4 25 | $44.3M | $28.0M | ||
| Q3 25 | $26.7M | $-37.0M | ||
| Q2 25 | $26.5M | $79.0M | ||
| Q1 25 | $25.4M | $-98.0M | ||
| Q4 24 | $31.0M | $-115.0M | ||
| Q3 24 | $15.2M | $-40.0M | ||
| Q2 24 | $17.9M | $62.0M | ||
| Q1 24 | $21.5M | $70.0M |
| Q4 25 | 58.4% | — | ||
| Q3 25 | 59.0% | — | ||
| Q2 25 | 59.1% | — | ||
| Q1 25 | 58.3% | — | ||
| Q4 24 | 57.9% | — | ||
| Q3 24 | 59.5% | — | ||
| Q2 24 | 59.2% | — | ||
| Q1 24 | 58.7% | — |
| Q4 25 | 15.9% | -19.3% | ||
| Q3 25 | 11.0% | 1.6% | ||
| Q2 25 | 11.6% | 26.3% | ||
| Q1 25 | 11.2% | -82.6% | ||
| Q4 24 | 13.1% | -188.1% | ||
| Q3 24 | 8.8% | 15.4% | ||
| Q2 24 | 7.9% | 18.3% | ||
| Q1 24 | 9.6% | -8.2% |
| Q4 25 | 11.6% | 11.2% | ||
| Q3 25 | 7.9% | -11.7% | ||
| Q2 25 | 8.5% | 23.1% | ||
| Q1 25 | 8.3% | -34.8% | ||
| Q4 24 | 9.7% | -39.1% | ||
| Q3 24 | 5.2% | -12.5% | ||
| Q2 24 | 6.4% | 17.2% | ||
| Q1 24 | 7.5% | 27.2% |
| Q4 25 | $0.55 | — | ||
| Q3 25 | $0.35 | $-0.40 | ||
| Q2 25 | $0.34 | $0.84 | ||
| Q1 25 | $0.33 | $-1.05 | ||
| Q4 24 | $0.40 | — | ||
| Q3 24 | $0.20 | $-0.43 | ||
| Q2 24 | $0.25 | $0.66 | ||
| Q1 24 | $0.29 | $0.75 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $465.9M | $960.0M |
| Total DebtLower is stronger | $518.6M | $6.2B |
| Stockholders' EquityBook value | $1.1B | $10.9B |
| Total Assets | $2.0B | $19.6B |
| Debt / EquityLower = less leverage | 0.48× | 0.57× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $465.9M | $960.0M | ||
| Q3 25 | $469.5M | $711.0M | ||
| Q2 25 | $472.1M | $880.0M | ||
| Q1 25 | $505.2M | $1.5B | ||
| Q4 24 | $174.5M | $283.0M | ||
| Q3 24 | $170.5M | $290.0M | ||
| Q2 24 | $218.0M | $281.0M | ||
| Q1 24 | $229.1M | $245.0M |
| Q4 25 | $518.6M | $6.2B | ||
| Q3 25 | $518.1M | — | ||
| Q2 25 | $517.6M | — | ||
| Q1 25 | $620.5M | — | ||
| Q4 24 | $327.7M | $5.3B | ||
| Q3 24 | $327.3M | — | ||
| Q2 24 | $361.3M | — | ||
| Q1 24 | $360.9M | — |
| Q4 25 | $1.1B | $10.9B | ||
| Q3 25 | $1.0B | $11.0B | ||
| Q2 25 | $990.1M | $11.3B | ||
| Q1 25 | $851.6M | $12.6B | ||
| Q4 24 | $823.9M | $12.9B | ||
| Q3 24 | $804.6M | $13.6B | ||
| Q2 24 | $801.5M | $13.9B | ||
| Q1 24 | $800.4M | $14.0B |
| Q4 25 | $2.0B | $19.6B | ||
| Q3 25 | $2.0B | $19.1B | ||
| Q2 25 | $1.9B | $20.5B | ||
| Q1 25 | $1.8B | $21.4B | ||
| Q4 24 | $1.5B | $20.3B | ||
| Q3 24 | $1.5B | $20.9B | ||
| Q2 24 | $1.5B | $21.7B | ||
| Q1 24 | $1.5B | $22.3B |
| Q4 25 | 0.48× | 0.57× | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.52× | — | ||
| Q1 25 | 0.73× | — | ||
| Q4 24 | 0.40× | 0.41× | ||
| Q3 24 | 0.41× | — | ||
| Q2 24 | 0.45× | — | ||
| Q1 24 | 0.45× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $39.1M | $186.0M |
| Free Cash FlowOCF − Capex | $31.7M | $-88.0M |
| FCF MarginFCF / Revenue | 8.3% | -35.3% |
| Capex IntensityCapex / Revenue | 2.0% | 110.0% |
| Cash ConversionOCF / Net Profit | 0.88× | 6.64× |
| TTM Free Cash FlowTrailing 4 quarters | $121.7M | $-219.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $39.1M | $186.0M | ||
| Q3 25 | $51.3M | $231.0M | ||
| Q2 25 | $34.8M | $232.0M | ||
| Q1 25 | $36.9M | $90.0M | ||
| Q4 24 | $26.0M | $283.0M | ||
| Q3 24 | $43.3M | $208.0M | ||
| Q2 24 | $33.7M | $231.0M | ||
| Q1 24 | $15.1M | $78.0M |
| Q4 25 | $31.7M | $-88.0M | ||
| Q3 25 | $35.7M | $-283.0M | ||
| Q2 25 | $25.7M | $151.0M | ||
| Q1 25 | $28.6M | $1.0M | ||
| Q4 24 | $20.4M | $231.0M | ||
| Q3 24 | $24.4M | $152.0M | ||
| Q2 24 | $30.5M | $162.0M | ||
| Q1 24 | $8.6M | $14.0M |
| Q4 25 | 8.3% | -35.3% | ||
| Q3 25 | 10.6% | -89.8% | ||
| Q2 25 | 8.3% | 44.2% | ||
| Q1 25 | 9.3% | 0.4% | ||
| Q4 24 | 6.4% | 78.6% | ||
| Q3 24 | 8.3% | 47.6% | ||
| Q2 24 | 10.8% | 45.0% | ||
| Q1 24 | 3.0% | 5.4% |
| Q4 25 | 2.0% | 110.0% | ||
| Q3 25 | 4.6% | 163.2% | ||
| Q2 25 | 2.9% | 23.7% | ||
| Q1 25 | 2.7% | 31.6% | ||
| Q4 24 | 1.8% | 17.7% | ||
| Q3 24 | 6.4% | 17.6% | ||
| Q2 24 | 1.1% | 19.2% | ||
| Q1 24 | 2.3% | 24.9% |
| Q4 25 | 0.88× | 6.64× | ||
| Q3 25 | 1.92× | — | ||
| Q2 25 | 1.31× | 2.94× | ||
| Q1 25 | 1.45× | — | ||
| Q4 24 | 0.84× | — | ||
| Q3 24 | 2.85× | — | ||
| Q2 24 | 1.88× | 3.73× | ||
| Q1 24 | 0.70× | 1.11× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
EZPW
| Merchandise | $210.1M | 55% |
| Pawn Service | $131.9M | 35% |
| Jewelry Scrap | $39.9M | 10% |
XIFR
| Renewable Energy Sales | $238.0M | 96% |
| Related Party | $8.0M | 3% |
