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Side-by-side financial comparison of FIRST ADVANTAGE CORP (FA) and PROVIDENT FINANCIAL SERVICES INC (PFS). Click either name above to swap in a different company.

FIRST ADVANTAGE CORP is the larger business by last-quarter revenue ($420.0M vs $225.7M, roughly 1.9× PROVIDENT FINANCIAL SERVICES INC). On growth, FIRST ADVANTAGE CORP posted the faster year-over-year revenue change (36.8% vs 9.6%). PROVIDENT FINANCIAL SERVICES INC produced more free cash flow last quarter ($430.7M vs $62.2M). Over the past eight quarters, FIRST ADVANTAGE CORP's revenue compounded faster (57.5% CAGR vs 40.4%).

First Advantage Corp is a leading global provider of end-to-end workforce screening and background verification solutions. It serves clients across diverse sectors including technology, healthcare, finance, retail, and manufacturing, ranging from small businesses to large multinational enterprises, helping reduce hiring risks, meet regulatory requirements, and build secure, trusted work environments globally.

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

FA vs PFS — Head-to-Head

Bigger by revenue
FA
FA
1.9× larger
FA
$420.0M
$225.7M
PFS
Growing faster (revenue YoY)
FA
FA
+27.1% gap
FA
36.8%
9.6%
PFS
More free cash flow
PFS
PFS
$368.6M more FCF
PFS
$430.7M
$62.2M
FA
Faster 2-yr revenue CAGR
FA
FA
Annualised
FA
57.5%
40.4%
PFS

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FA
FA
PFS
PFS
Revenue
$420.0M
$225.7M
Net Profit
$3.5M
Gross Margin
Operating Margin
10.7%
49.7%
Net Margin
0.8%
Revenue YoY
36.8%
9.6%
Net Profit YoY
103.5%
EPS (diluted)
$0.03
$0.64

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FA
FA
PFS
PFS
Q4 25
$420.0M
$225.7M
Q3 25
$409.2M
$221.8M
Q2 25
$390.6M
$214.2M
Q1 25
$354.6M
$208.8M
Q4 24
$307.1M
$205.9M
Q3 24
$199.1M
$210.6M
Q2 24
$184.5M
$163.8M
Q1 24
$169.4M
$114.5M
Net Profit
FA
FA
PFS
PFS
Q4 25
$3.5M
Q3 25
$2.6M
$71.7M
Q2 25
$308.0K
$72.0M
Q1 25
$-41.2M
$64.0M
Q4 24
$-100.4M
Q3 24
$-8.9M
$46.4M
Q2 24
$1.9M
$-11.5M
Q1 24
$-2.9M
$32.1M
Operating Margin
FA
FA
PFS
PFS
Q4 25
10.7%
49.7%
Q3 25
10.3%
45.8%
Q2 25
9.7%
47.8%
Q1 25
2.1%
44.0%
Q4 24
-26.3%
30.5%
Q3 24
4.6%
31.0%
Q2 24
5.4%
-13.0%
Q1 24
-0.4%
37.5%
Net Margin
FA
FA
PFS
PFS
Q4 25
0.8%
Q3 25
0.6%
32.3%
Q2 25
0.1%
33.6%
Q1 25
-11.6%
30.7%
Q4 24
-32.7%
Q3 24
-4.4%
22.0%
Q2 24
1.0%
-7.0%
Q1 24
-1.7%
28.0%
EPS (diluted)
FA
FA
PFS
PFS
Q4 25
$0.03
$0.64
Q3 25
$0.01
$0.55
Q2 25
$0.00
$0.55
Q1 25
$-0.24
$0.49
Q4 24
$-0.67
$0.37
Q3 24
$-0.06
$0.36
Q2 24
$0.01
$-0.11
Q1 24
$-0.02
$0.43

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FA
FA
PFS
PFS
Cash + ST InvestmentsLiquidity on hand
$240.0M
$209.1M
Total DebtLower is stronger
$2.1B
Stockholders' EquityBook value
$1.3B
$2.8B
Total Assets
$3.8B
$25.0B
Debt / EquityLower = less leverage
1.61×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FA
FA
PFS
PFS
Q4 25
$240.0M
$209.1M
Q3 25
$216.8M
$299.2M
Q2 25
$184.3M
$258.0M
Q1 25
$172.0M
$234.1M
Q4 24
$168.7M
$205.9M
Q3 24
$307.4M
$244.0M
Q2 24
$269.6M
$290.5M
Q1 24
$246.0M
$158.3M
Total Debt
FA
FA
PFS
PFS
Q4 25
$2.1B
Q3 25
$2.1B
Q2 25
$2.1B
Q1 25
$2.2B
Q4 24
$2.2B
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FA
FA
PFS
PFS
Q4 25
$1.3B
$2.8B
Q3 25
$1.3B
$2.8B
Q2 25
$1.3B
$2.7B
Q1 25
$1.3B
$2.7B
Q4 24
$1.3B
$2.6B
Q3 24
$920.7M
$2.6B
Q2 24
$913.3M
$2.6B
Q1 24
$907.7M
$1.7B
Total Assets
FA
FA
PFS
PFS
Q4 25
$3.8B
$25.0B
Q3 25
$3.9B
$24.8B
Q2 25
$3.9B
$24.5B
Q1 25
$3.9B
$24.2B
Q4 24
$3.9B
$24.1B
Q3 24
$1.7B
$24.0B
Q2 24
$1.6B
$24.1B
Q1 24
$1.6B
$14.1B
Debt / Equity
FA
FA
PFS
PFS
Q4 25
1.61×
Q3 25
1.64×
Q2 25
1.65×
Q1 25
1.69×
Q4 24
1.66×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FA
FA
PFS
PFS
Operating Cash FlowLast quarter
$65.9M
$442.3M
Free Cash FlowOCF − Capex
$62.2M
$430.7M
FCF MarginFCF / Revenue
14.8%
190.8%
Capex IntensityCapex / Revenue
0.9%
5.1%
Cash ConversionOCF / Net Profit
19.01×
TTM Free Cash FlowTrailing 4 quarters
$188.5M
$797.4M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FA
FA
PFS
PFS
Q4 25
$65.9M
$442.3M
Q3 25
$72.4M
$98.0M
Q2 25
$37.3M
$186.8M
Q1 25
$19.5M
$88.5M
Q4 24
$-85.7M
$426.4M
Q3 24
$43.5M
$69.2M
Q2 24
$32.0M
$76.5M
Q1 24
$38.3M
$41.4M
Free Cash Flow
FA
FA
PFS
PFS
Q4 25
$62.2M
$430.7M
Q3 25
$71.2M
$96.7M
Q2 25
$36.1M
$182.6M
Q1 25
$19.0M
$87.4M
Q4 24
$-86.0M
$425.1M
Q3 24
$43.1M
$67.9M
Q2 24
$31.4M
$75.5M
Q1 24
$38.0M
$40.9M
FCF Margin
FA
FA
PFS
PFS
Q4 25
14.8%
190.8%
Q3 25
17.4%
43.6%
Q2 25
9.2%
85.2%
Q1 25
5.4%
41.9%
Q4 24
-28.0%
206.4%
Q3 24
21.6%
32.2%
Q2 24
17.0%
46.1%
Q1 24
22.4%
35.7%
Capex Intensity
FA
FA
PFS
PFS
Q4 25
0.9%
5.1%
Q3 25
0.3%
0.6%
Q2 25
0.3%
2.0%
Q1 25
0.1%
0.5%
Q4 24
0.1%
0.6%
Q3 24
0.2%
0.6%
Q2 24
0.4%
0.6%
Q1 24
0.2%
0.5%
Cash Conversion
FA
FA
PFS
PFS
Q4 25
19.01×
Q3 25
27.91×
1.37×
Q2 25
121.25×
2.59×
Q1 25
1.38×
Q4 24
Q3 24
1.49×
Q2 24
17.22×
Q1 24
1.29×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FA
FA

First Advantage Americas$209.9M50%
Sterling$185.9M44%
First Advantage International$24.2M6%

PFS
PFS

Segment breakdown not available.

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