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Side-by-side financial comparison of First American Financial Corp (FAF) and Snowflake Inc. (SNOW). Click either name above to swap in a different company.
First American Financial Corp is the larger business by last-quarter revenue ($2.0B vs $1.2B, roughly 1.7× Snowflake Inc.). First American Financial Corp runs the higher net margin — 10.3% vs -24.2%, a 34.6% gap on every dollar of revenue. On growth, Snowflake Inc. posted the faster year-over-year revenue change (28.7% vs 21.6%). First American Financial Corp produced more free cash flow last quarter ($324.5M vs $113.6M). Over the past eight quarters, Snowflake Inc.'s revenue compounded faster (25.1% CAGR vs 19.9%).
First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.
Snowflake Inc. is an American cloud-based data platform company founded in San Mateo, California, and headquartered in Bozeman, Montana. It operates a platform that supports data analysis and simultaneous access to data sets with minimal latency. It operates on Amazon Web Services, Microsoft Azure, and Google Cloud Platform.
FAF vs SNOW — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | | |
|---|---|---|
| Revenue | $2.0B | $1.2B |
| Net Profit | $211.9M | $-294.0M |
| Gross Margin | — | 67.8% |
| Operating Margin | 14.0% | -27.2% |
| Net Margin | 10.3% | -24.2% |
| Revenue YoY | 21.6% | 28.7% |
| Net Profit YoY | 192.7% | 9.4% |
| EPS (diluted) | $2.04 | $-0.87 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $2.0B | $1.2B | ||
| Q3 25 | $2.0B | $1.1B | ||
| Q2 25 | $1.8B | $1.0B | ||
| Q1 25 | $1.6B | $986.8M | ||
| Q4 24 | $1.7B | $942.1M | ||
| Q3 24 | $1.4B | $868.8M | ||
| Q2 24 | $1.6B | $828.7M | ||
| Q1 24 | $1.4B | $774.7M |
| Q4 25 | $211.9M | $-294.0M | ||
| Q3 25 | $189.6M | $-298.0M | ||
| Q2 25 | $146.1M | $-430.1M | ||
| Q1 25 | $74.2M | $-327.5M | ||
| Q4 24 | $72.4M | $-324.3M | ||
| Q3 24 | $-104.0M | $-316.9M | ||
| Q2 24 | $116.0M | $-317.0M | ||
| Q1 24 | $46.7M | $-169.4M |
| Q4 25 | — | 67.8% | ||
| Q3 25 | — | 67.5% | ||
| Q2 25 | — | 66.5% | ||
| Q1 25 | — | 66.2% | ||
| Q4 24 | — | 65.9% | ||
| Q3 24 | — | 66.8% | ||
| Q2 24 | — | 67.1% | ||
| Q1 24 | — | 68.8% |
| Q4 25 | 14.0% | -27.2% | ||
| Q3 25 | 12.5% | -29.7% | ||
| Q2 25 | 10.6% | -42.9% | ||
| Q1 25 | 6.1% | -39.2% | ||
| Q4 24 | 5.9% | -38.8% | ||
| Q3 24 | -10.3% | -40.9% | ||
| Q2 24 | 9.4% | -42.1% | ||
| Q1 24 | 4.1% | -35.6% |
| Q4 25 | 10.3% | -24.2% | ||
| Q3 25 | 9.6% | -26.0% | ||
| Q2 25 | 7.9% | -41.3% | ||
| Q1 25 | 4.7% | -33.2% | ||
| Q4 24 | 4.3% | -34.4% | ||
| Q3 24 | -7.4% | -36.5% | ||
| Q2 24 | 7.2% | -38.3% | ||
| Q1 24 | 3.3% | -21.9% |
| Q4 25 | $2.04 | $-0.87 | ||
| Q3 25 | $1.84 | $-0.89 | ||
| Q2 25 | $1.41 | $-1.29 | ||
| Q1 25 | $0.71 | $-0.98 | ||
| Q4 24 | $0.70 | $-0.98 | ||
| Q3 24 | $-1.00 | $-0.95 | ||
| Q2 24 | $1.11 | $-0.95 | ||
| Q1 24 | $0.45 | $-0.51 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $1.4B | $1.9B |
| Total DebtLower is stronger | — | — |
| Stockholders' EquityBook value | $5.5B | $2.1B |
| Total Assets | $16.2B | $8.2B |
| Debt / EquityLower = less leverage | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $1.4B | $1.9B | ||
| Q3 25 | $2.9B | $1.9B | ||
| Q2 25 | $2.0B | $2.2B | ||
| Q1 25 | $2.0B | $2.6B | ||
| Q4 24 | $1.7B | $2.1B | ||
| Q3 24 | $3.0B | $1.3B | ||
| Q2 24 | $2.0B | $1.3B | ||
| Q1 24 | $1.5B | $1.8B |
| Q4 25 | $5.5B | $2.1B | ||
| Q3 25 | $5.3B | $2.4B | ||
| Q2 25 | $5.1B | $2.4B | ||
| Q1 25 | $5.0B | $3.0B | ||
| Q4 24 | $4.9B | $2.9B | ||
| Q3 24 | $5.1B | $4.1B | ||
| Q2 24 | $4.8B | $4.6B | ||
| Q1 24 | $4.8B | $5.2B |
| Q4 25 | $16.2B | $8.2B | ||
| Q3 25 | $17.6B | $8.2B | ||
| Q2 25 | $16.3B | $8.2B | ||
| Q1 25 | $15.5B | $9.0B | ||
| Q4 24 | $14.9B | $8.2B | ||
| Q3 24 | $16.6B | $6.9B | ||
| Q2 24 | $15.2B | $7.3B | ||
| Q1 24 | $14.7B | $8.2B |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $369.3M | $137.5M |
| Free Cash FlowOCF − Capex | $324.5M | $113.6M |
| FCF MarginFCF / Revenue | 15.8% | 9.4% |
| Capex IntensityCapex / Revenue | 2.2% | 2.0% |
| Cash ConversionOCF / Net Profit | 1.74× | — |
| TTM Free Cash FlowTrailing 4 quarters | $762.5M | $776.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $369.3M | $137.5M | ||
| Q3 25 | $272.5M | $74.9M | ||
| Q2 25 | $361.8M | $228.4M | ||
| Q1 25 | $-52.8M | $432.7M | ||
| Q4 24 | $324.6M | $101.7M | ||
| Q3 24 | $236.9M | $69.9M | ||
| Q2 24 | $266.7M | $355.5M | ||
| Q1 24 | $69.3M | $344.6M |
| Q4 25 | $324.5M | $113.6M | ||
| Q3 25 | $223.1M | $58.2M | ||
| Q2 25 | $309.4M | $183.4M | ||
| Q1 25 | $-94.5M | $421.4M | ||
| Q4 24 | $266.2M | $88.3M | ||
| Q3 24 | $185.4M | $64.8M | ||
| Q2 24 | $210.0M | $338.9M | ||
| Q1 24 | $17.6M | $331.5M |
| Q4 25 | 15.8% | 9.4% | ||
| Q3 25 | 11.3% | 5.1% | ||
| Q2 25 | 16.8% | 17.6% | ||
| Q1 25 | -6.0% | 42.7% | ||
| Q4 24 | 15.8% | 9.4% | ||
| Q3 24 | 13.2% | 7.5% | ||
| Q2 24 | 13.0% | 40.9% | ||
| Q1 24 | 1.2% | 42.8% |
| Q4 25 | 2.2% | 2.0% | ||
| Q3 25 | 2.5% | 1.5% | ||
| Q2 25 | 2.8% | 4.3% | ||
| Q1 25 | 2.6% | 1.1% | ||
| Q4 24 | 3.5% | 1.4% | ||
| Q3 24 | 3.7% | 0.6% | ||
| Q2 24 | 3.5% | 2.0% | ||
| Q1 24 | 3.6% | 1.7% |
| Q4 25 | 1.74× | — | ||
| Q3 25 | 1.44× | — | ||
| Q2 25 | 2.48× | — | ||
| Q1 25 | -0.71× | — | ||
| Q4 24 | 4.48× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | 2.30× | — | ||
| Q1 24 | 1.48× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FAF
| Title Insurance And Services | $1.9B | 94% |
| Home Warranty | $110.3M | 5% |
SNOW
| Products | $1.2B | 96% |
| Professional Services And Other | $54.5M | 4% |
| Related Party | $6.7M | 1% |
