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Side-by-side financial comparison of FIRST BUSINESS FINANCIAL SERVICES, INC. (FBIZ) and RCI HOSPITALITY HOLDINGS, INC. (RICK). Click either name above to swap in a different company.

RCI HOSPITALITY HOLDINGS, INC. is the larger business by last-quarter revenue ($70.9M vs $44.3M, roughly 1.6× FIRST BUSINESS FINANCIAL SERVICES, INC.). FIRST BUSINESS FINANCIAL SERVICES, INC. runs the higher net margin — 27.5% vs -7.8%, a 35.3% gap on every dollar of revenue. On growth, FIRST BUSINESS FINANCIAL SERVICES, INC. posted the faster year-over-year revenue change (8.5% vs -3.1%). Over the past eight quarters, FIRST BUSINESS FINANCIAL SERVICES, INC.'s revenue compounded faster (8.0% CAGR vs -2.0%).

The PNC Financial Services Group, Inc. is an American bank holding company and financial services corporation based in Pittsburgh, Pennsylvania. Its banking subsidiary, PNC Bank, operates in 27 states and the District of Columbia, with 2,629 branches and 9,523 ATMs. PNC Bank is one of the largest banks in the US by assets and by number of branches, deposits, and ATMs.

RCI Hospitality Holdings, Inc., through its subsidiaries, operates strip clubs, nightclubs, sports bars/restaurants, and a media and convention company that serves the adult club industry. RCI went public with an IPO in 1995 is listed on The NASDAQ Global Market under the symbol RICK.

FBIZ vs RICK — Head-to-Head

Bigger by revenue
RICK
RICK
1.6× larger
RICK
$70.9M
$44.3M
FBIZ
Growing faster (revenue YoY)
FBIZ
FBIZ
+11.6% gap
FBIZ
8.5%
-3.1%
RICK
Higher net margin
FBIZ
FBIZ
35.3% more per $
FBIZ
27.5%
-7.8%
RICK
Faster 2-yr revenue CAGR
FBIZ
FBIZ
Annualised
FBIZ
8.0%
-2.0%
RICK

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FBIZ
FBIZ
RICK
RICK
Revenue
$44.3M
$70.9M
Net Profit
$12.2M
$-5.5M
Gross Margin
Operating Margin
-0.7%
Net Margin
27.5%
-7.8%
Revenue YoY
8.5%
-3.1%
Net Profit YoY
9.2%
-2354.9%
EPS (diluted)
$1.44
$-0.60

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FBIZ
FBIZ
RICK
RICK
Q1 26
$44.3M
Q4 25
$42.2M
Q3 25
$44.5M
$70.9M
Q2 25
$41.0M
$71.1M
Q1 25
$40.8M
$65.9M
Q4 24
$41.2M
$71.5M
Q3 24
$38.1M
$73.2M
Q2 24
$38.0M
$76.2M
Net Profit
FBIZ
FBIZ
RICK
RICK
Q1 26
$12.2M
Q4 25
$13.3M
Q3 25
$14.4M
$-5.5M
Q2 25
$11.4M
$4.1M
Q1 25
$11.2M
$3.2M
Q4 24
$14.4M
$9.0M
Q3 24
$10.5M
$244.0K
Q2 24
$10.5M
$-5.2M
Operating Margin
FBIZ
FBIZ
RICK
RICK
Q1 26
Q4 25
38.5%
Q3 25
39.0%
-0.7%
Q2 25
32.6%
12.2%
Q1 25
33.0%
12.4%
Q4 24
37.2%
19.5%
Q3 24
33.8%
4.8%
Q2 24
32.6%
-3.3%
Net Margin
FBIZ
FBIZ
RICK
RICK
Q1 26
27.5%
Q4 25
31.6%
Q3 25
32.3%
-7.8%
Q2 25
27.8%
5.7%
Q1 25
27.4%
4.9%
Q4 24
35.0%
12.6%
Q3 24
27.6%
0.3%
Q2 24
27.5%
-6.9%
EPS (diluted)
FBIZ
FBIZ
RICK
RICK
Q1 26
$1.44
Q4 25
$1.57
Q3 25
$1.70
$-0.60
Q2 25
$1.35
$0.46
Q1 25
$1.32
$0.36
Q4 24
$1.69
$1.01
Q3 24
$1.24
$0.04
Q2 24
$1.23
$-0.56

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FBIZ
FBIZ
RICK
RICK
Cash + ST InvestmentsLiquidity on hand
$265.8M
$33.7M
Total DebtLower is stronger
$238.2M
Stockholders' EquityBook value
$261.1M
Total Assets
$4.3B
$596.9M
Debt / EquityLower = less leverage
0.91×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FBIZ
FBIZ
RICK
RICK
Q1 26
$265.8M
Q4 25
$39.5M
Q3 25
$44.3M
$33.7M
Q2 25
$123.2M
$29.3M
Q1 25
$170.6M
$32.7M
Q4 24
$157.7M
$34.7M
Q3 24
$132.0M
$32.4M
Q2 24
$81.1M
$34.9M
Total Debt
FBIZ
FBIZ
RICK
RICK
Q1 26
Q4 25
Q3 25
$238.2M
Q2 25
$243.8M
Q1 25
$244.1M
Q4 24
Q3 24
$241.1M
Q2 24
Stockholders' Equity
FBIZ
FBIZ
RICK
RICK
Q1 26
Q4 25
$371.6M
Q3 25
$358.3M
$261.1M
Q2 25
$344.8M
$269.5M
Q1 25
$336.1M
$268.8M
Q4 24
$328.6M
$269.0M
Q3 24
$312.0M
$263.4M
Q2 24
$305.2M
$271.2M
Total Assets
FBIZ
FBIZ
RICK
RICK
Q1 26
$4.3B
Q4 25
$4.1B
Q3 25
$4.0B
$596.9M
Q2 25
$4.0B
$597.4M
Q1 25
$3.9B
$589.8M
Q4 24
$3.9B
$586.2M
Q3 24
$3.7B
$584.4M
Q2 24
$3.9B
$601.0M
Debt / Equity
FBIZ
FBIZ
RICK
RICK
Q1 26
Q4 25
Q3 25
0.91×
Q2 25
0.90×
Q1 25
0.91×
Q4 24
Q3 24
0.92×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FBIZ
FBIZ
RICK
RICK
Operating Cash FlowLast quarter
$13.7M
Free Cash FlowOCF − Capex
$11.5M
FCF MarginFCF / Revenue
16.2%
Capex IntensityCapex / Revenue
3.2%
Cash ConversionOCF / Net Profit
TTM Free Cash FlowTrailing 4 quarters
$34.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FBIZ
FBIZ
RICK
RICK
Q1 26
Q4 25
$61.7M
Q3 25
$18.4M
$13.7M
Q2 25
$15.8M
$13.8M
Q1 25
$11.3M
$8.5M
Q4 24
$57.5M
$13.3M
Q3 24
$13.8M
$15.7M
Q2 24
$13.1M
$15.8M
Free Cash Flow
FBIZ
FBIZ
RICK
RICK
Q1 26
Q4 25
$61.1M
Q3 25
$18.3M
$11.5M
Q2 25
$15.5M
$10.1M
Q1 25
$11.2M
$5.7M
Q4 24
$57.3M
$7.6M
Q3 24
$13.2M
$10.3M
Q2 24
$12.7M
$9.3M
FCF Margin
FBIZ
FBIZ
RICK
RICK
Q1 26
Q4 25
144.7%
Q3 25
41.0%
16.2%
Q2 25
37.8%
14.2%
Q1 25
27.5%
8.6%
Q4 24
139.2%
10.6%
Q3 24
34.6%
14.0%
Q2 24
33.3%
12.3%
Capex Intensity
FBIZ
FBIZ
RICK
RICK
Q1 26
Q4 25
1.4%
Q3 25
0.3%
3.2%
Q2 25
0.8%
5.2%
Q1 25
0.2%
4.3%
Q4 24
0.5%
8.0%
Q3 24
1.6%
7.3%
Q2 24
1.1%
8.4%
Cash Conversion
FBIZ
FBIZ
RICK
RICK
Q1 26
Q4 25
4.63×
Q3 25
1.28×
Q2 25
1.39×
3.40×
Q1 25
1.01×
2.65×
Q4 24
3.99×
1.48×
Q3 24
1.31×
64.14×
Q2 24
1.25×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FBIZ
FBIZ

Segment breakdown not available.

RICK
RICK

Transferred At Point In Time$60.8M86%
Food And Merchandise$10.4M15%

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