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Side-by-side financial comparison of FB Financial Corp (FBK) and GCL Global Holdings Ltd (GCL). Click either name above to swap in a different company.

FB Financial Corp is the larger business by last-quarter revenue ($178.6M vs $98.7M, roughly 1.8× GCL Global Holdings Ltd). FB Financial Corp runs the higher net margin — 31.9% vs -5.2%, a 37.1% gap on every dollar of revenue. FB Financial Corp produced more free cash flow last quarter ($147.0M vs $-5.2M).

Fubon Financial Holding Co., Ltd. is a financial investment holding company consists of the following key subsidiaries: Fubon Asset Management, Fubon Insurance Co. Ltd., Fubon Securities, Fubon Bank, Fubon Life, Fubon Bank (China) and Fubon Bank Limited. The holding company was setup on 19 December 2001.

GCL Global Holdings Ltd is a leading clean energy enterprise focusing on R&D, production and operation of photovoltaic products, energy storage systems and low-carbon energy solutions. Its main markets cover Asia, Europe, North America, serving utility, commercial and residential distributed energy users across the globe.

FBK vs GCL — Head-to-Head

Bigger by revenue
FBK
FBK
1.8× larger
FBK
$178.6M
$98.7M
GCL
Higher net margin
FBK
FBK
37.1% more per $
FBK
31.9%
-5.2%
GCL
More free cash flow
FBK
FBK
$152.3M more FCF
FBK
$147.0M
$-5.2M
GCL

Income Statement — Q4 FY2025 vs Q3 FY2025

Metric
FBK
FBK
GCL
GCL
Revenue
$178.6M
$98.7M
Net Profit
$57.0M
$-5.1M
Gross Margin
11.0%
Operating Margin
39.1%
-6.7%
Net Margin
31.9%
-5.2%
Revenue YoY
37.0%
Net Profit YoY
50.4%
EPS (diluted)
$1.12
$-0.04

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FBK
FBK
GCL
GCL
Q4 25
$178.6M
Q3 25
$173.9M
$98.7M
Q2 25
$76.9M
$142.1M
Q1 25
$130.7M
Q4 24
$130.4M
Q3 24
$89.5M
$36.1M
Q2 24
$128.2M
Q1 24
$107.5M
Net Profit
FBK
FBK
GCL
GCL
Q4 25
$57.0M
Q3 25
$23.4M
$-5.1M
Q2 25
$2.9M
$5.6M
Q1 25
$39.4M
Q4 24
$37.9M
Q3 24
$10.2M
$-1.9M
Q2 24
$40.0M
Q1 24
$27.9M
Gross Margin
FBK
FBK
GCL
GCL
Q4 25
Q3 25
11.0%
Q2 25
15.0%
Q1 25
Q4 24
Q3 24
16.2%
Q2 24
Q1 24
Operating Margin
FBK
FBK
GCL
GCL
Q4 25
39.1%
Q3 25
17.0%
-6.7%
Q2 25
-12.7%
2.3%
Q1 25
37.4%
Q4 24
38.4%
Q3 24
12.7%
-5.6%
Q2 24
39.7%
Q1 24
31.9%
Net Margin
FBK
FBK
GCL
GCL
Q4 25
31.9%
Q3 25
13.4%
-5.2%
Q2 25
3.8%
3.9%
Q1 25
30.1%
Q4 24
29.1%
Q3 24
11.4%
-5.2%
Q2 24
31.2%
Q1 24
26.0%
EPS (diluted)
FBK
FBK
GCL
GCL
Q4 25
$1.12
Q3 25
$0.43
$-0.04
Q2 25
$0.06
$0.05
Q1 25
$0.84
Q4 24
$0.82
Q3 24
$0.22
Q2 24
$0.85
Q1 24
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FBK
FBK
GCL
GCL
Cash + ST InvestmentsLiquidity on hand
$1.2B
$16.6M
Total DebtLower is stronger
$212.8M
$52.0M
Stockholders' EquityBook value
$1.9B
$33.1M
Total Assets
$16.3B
$159.9M
Debt / EquityLower = less leverage
0.11×
1.57×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FBK
FBK
GCL
GCL
Q4 25
$1.2B
Q3 25
$1.3B
$16.6M
Q2 25
$1.2B
$18.2M
Q1 25
$794.7M
Q4 24
$1.0B
Q3 24
$951.8M
$2.7M
Q2 24
$800.9M
Q1 24
$870.7M
Total Debt
FBK
FBK
GCL
GCL
Q4 25
$212.8M
Q3 25
$213.6M
$52.0M
Q2 25
$11.9M
Q1 25
Q4 24
$176.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FBK
FBK
GCL
GCL
Q4 25
$1.9B
Q3 25
$2.0B
$33.1M
Q2 25
$1.6B
$35.9M
Q1 25
$1.6B
Q4 24
$1.6B
Q3 24
$1.6B
$15.9M
Q2 24
$1.5B
Q1 24
$1.5B
Total Assets
FBK
FBK
GCL
GCL
Q4 25
$16.3B
Q3 25
$16.2B
$159.9M
Q2 25
$13.4B
$101.6M
Q1 25
$13.1B
Q4 24
$13.2B
Q3 24
$12.9B
$49.6M
Q2 24
$12.5B
Q1 24
$12.5B
Debt / Equity
FBK
FBK
GCL
GCL
Q4 25
0.11×
Q3 25
0.11×
1.57×
Q2 25
0.33×
Q1 25
Q4 24
0.11×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FBK
FBK
GCL
GCL
Operating Cash FlowLast quarter
$155.9M
$-4.8M
Free Cash FlowOCF − Capex
$147.0M
$-5.2M
FCF MarginFCF / Revenue
82.3%
-5.3%
Capex IntensityCapex / Revenue
5.0%
0.4%
Cash ConversionOCF / Net Profit
2.74×
TTM Free Cash FlowTrailing 4 quarters
$242.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FBK
FBK
GCL
GCL
Q4 25
$155.9M
Q3 25
$47.7M
$-4.8M
Q2 25
$71.8M
$-10.3M
Q1 25
$-16.5M
Q4 24
$138.8M
Q3 24
$57.8M
$6.1M
Q2 24
$30.6M
Q1 24
$36.3M
Free Cash Flow
FBK
FBK
GCL
GCL
Q4 25
$147.0M
Q3 25
$45.6M
$-5.2M
Q2 25
$68.4M
$-10.5M
Q1 25
$-18.1M
Q4 24
$132.3M
Q3 24
$56.7M
Q2 24
$28.4M
Q1 24
$34.6M
FCF Margin
FBK
FBK
GCL
GCL
Q4 25
82.3%
Q3 25
26.2%
-5.3%
Q2 25
89.0%
-7.4%
Q1 25
-13.9%
Q4 24
101.4%
Q3 24
63.3%
Q2 24
22.1%
Q1 24
32.2%
Capex Intensity
FBK
FBK
GCL
GCL
Q4 25
5.0%
Q3 25
1.2%
0.4%
Q2 25
4.4%
0.1%
Q1 25
1.3%
Q4 24
5.0%
Q3 24
1.2%
Q2 24
1.7%
Q1 24
1.5%
Cash Conversion
FBK
FBK
GCL
GCL
Q4 25
2.74×
Q3 25
2.04×
Q2 25
24.68×
-1.84×
Q1 25
-0.42×
Q4 24
3.66×
Q3 24
5.65×
Q2 24
0.77×
Q1 24
1.30×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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