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Side-by-side financial comparison of FB Financial Corp (FBK) and Oil-Dri Corp of America (ODC). Click either name above to swap in a different company.

FB Financial Corp is the larger business by last-quarter revenue ($178.6M vs $120.5M, roughly 1.5× Oil-Dri Corp of America). FB Financial Corp runs the higher net margin — 31.9% vs 12.8%, a 19.1% gap on every dollar of revenue. On growth, FB Financial Corp posted the faster year-over-year revenue change (37.0% vs -5.8%). FB Financial Corp produced more free cash flow last quarter ($147.0M vs $1.3M). Over the past eight quarters, FB Financial Corp's revenue compounded faster (28.9% CAGR vs 6.8%).

Fubon Financial Holding Co., Ltd. is a financial investment holding company consists of the following key subsidiaries: Fubon Asset Management, Fubon Insurance Co. Ltd., Fubon Securities, Fubon Bank, Fubon Life, Fubon Bank (China) and Fubon Bank Limited. The holding company was setup on 19 December 2001.

Oil-Dri Corporation of America is a leading manufacturer and marketer of specialty sorbent and clay-based products. Its offerings include industrial spill cleanup absorbents, pet care goods such as cat litter, agricultural soil amendments, and sports field conditioning materials, serving customers across North America and other global commercial markets.

FBK vs ODC — Head-to-Head

Bigger by revenue
FBK
FBK
1.5× larger
FBK
$178.6M
$120.5M
ODC
Growing faster (revenue YoY)
FBK
FBK
+42.8% gap
FBK
37.0%
-5.8%
ODC
Higher net margin
FBK
FBK
19.1% more per $
FBK
31.9%
12.8%
ODC
More free cash flow
FBK
FBK
$145.7M more FCF
FBK
$147.0M
$1.3M
ODC
Faster 2-yr revenue CAGR
FBK
FBK
Annualised
FBK
28.9%
6.8%
ODC

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FBK
FBK
ODC
ODC
Revenue
$178.6M
$120.5M
Net Profit
$57.0M
$15.5M
Gross Margin
29.5%
Operating Margin
39.1%
14.1%
Net Margin
31.9%
12.8%
Revenue YoY
37.0%
-5.8%
Net Profit YoY
50.4%
-5.6%
EPS (diluted)
$1.12

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FBK
FBK
ODC
ODC
Q4 25
$178.6M
$120.5M
Q3 25
$173.9M
$125.2M
Q2 25
$76.9M
$115.5M
Q1 25
$130.7M
$116.9M
Q4 24
$130.4M
$127.9M
Q3 24
$89.5M
$113.7M
Q2 24
$128.2M
$106.8M
Q1 24
$107.5M
$105.7M
Net Profit
FBK
FBK
ODC
ODC
Q4 25
$57.0M
$15.5M
Q3 25
$23.4M
$13.1M
Q2 25
$2.9M
$11.6M
Q1 25
$39.4M
$12.9M
Q4 24
$37.9M
$16.4M
Q3 24
$10.2M
$8.5M
Q2 24
$40.0M
$7.8M
Q1 24
$27.9M
$12.4M
Gross Margin
FBK
FBK
ODC
ODC
Q4 25
29.5%
Q3 25
27.8%
Q2 25
28.6%
Q1 25
29.5%
Q4 24
31.9%
Q3 24
29.0%
Q2 24
28.2%
Q1 24
29.3%
Operating Margin
FBK
FBK
ODC
ODC
Q4 25
39.1%
14.1%
Q3 25
17.0%
12.5%
Q2 25
-12.7%
12.0%
Q1 25
37.4%
15.0%
Q4 24
38.4%
16.6%
Q3 24
12.7%
11.3%
Q2 24
39.7%
9.8%
Q1 24
31.9%
14.4%
Net Margin
FBK
FBK
ODC
ODC
Q4 25
31.9%
12.8%
Q3 25
13.4%
10.4%
Q2 25
3.8%
10.1%
Q1 25
30.1%
11.1%
Q4 24
29.1%
12.8%
Q3 24
11.4%
7.5%
Q2 24
31.2%
7.3%
Q1 24
26.0%
11.7%
EPS (diluted)
FBK
FBK
ODC
ODC
Q4 25
$1.12
Q3 25
$0.43
Q2 25
$0.06
Q1 25
$0.84
Q4 24
$0.82
Q3 24
$0.22
Q2 24
$0.85
Q1 24
$0.59

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FBK
FBK
ODC
ODC
Cash + ST InvestmentsLiquidity on hand
$1.2B
$42.4M
Total DebtLower is stronger
$212.8M
Stockholders' EquityBook value
$1.9B
$266.5M
Total Assets
$16.3B
$380.7M
Debt / EquityLower = less leverage
0.11×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FBK
FBK
ODC
ODC
Q4 25
$1.2B
$42.4M
Q3 25
$1.3B
$50.5M
Q2 25
$1.2B
$36.5M
Q1 25
$794.7M
$22.6M
Q4 24
$1.0B
$12.5M
Q3 24
$951.8M
$23.5M
Q2 24
$800.9M
$46.8M
Q1 24
$870.7M
$27.8M
Total Debt
FBK
FBK
ODC
ODC
Q4 25
$212.8M
Q3 25
$213.6M
Q2 25
Q1 25
Q4 24
$176.8M
Q3 24
Q2 24
Q1 24
Stockholders' Equity
FBK
FBK
ODC
ODC
Q4 25
$1.9B
$266.5M
Q3 25
$2.0B
$259.1M
Q2 25
$1.6B
$246.9M
Q1 25
$1.6B
$235.9M
Q4 24
$1.6B
$224.0M
Q3 24
$1.6B
$210.6M
Q2 24
$1.5B
$202.9M
Q1 24
$1.5B
$196.0M
Total Assets
FBK
FBK
ODC
ODC
Q4 25
$16.3B
$380.7M
Q3 25
$16.2B
$391.7M
Q2 25
$13.4B
$369.5M
Q1 25
$13.1B
$353.7M
Q4 24
$13.2B
$350.2M
Q3 24
$12.9B
$354.6M
Q2 24
$12.5B
$319.2M
Q1 24
$12.5B
$296.2M
Debt / Equity
FBK
FBK
ODC
ODC
Q4 25
0.11×
Q3 25
0.11×
Q2 25
Q1 25
Q4 24
0.11×
Q3 24
Q2 24
Q1 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FBK
FBK
ODC
ODC
Operating Cash FlowLast quarter
$155.9M
$10.3M
Free Cash FlowOCF − Capex
$147.0M
$1.3M
FCF MarginFCF / Revenue
82.3%
1.1%
Capex IntensityCapex / Revenue
5.0%
7.5%
Cash ConversionOCF / Net Profit
2.74×
0.67×
TTM Free Cash FlowTrailing 4 quarters
$242.8M
$50.8M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FBK
FBK
ODC
ODC
Q4 25
$155.9M
$10.3M
Q3 25
$47.7M
$25.2M
Q2 25
$71.8M
$22.7M
Q1 25
$-16.5M
$21.4M
Q4 24
$138.8M
$10.9M
Q3 24
$57.8M
$23.4M
Q2 24
$30.6M
$19.0M
Q1 24
$36.3M
$9.4M
Free Cash Flow
FBK
FBK
ODC
ODC
Q4 25
$147.0M
$1.3M
Q3 25
$45.6M
$17.1M
Q2 25
$68.4M
$16.0M
Q1 25
$-18.1M
$16.4M
Q4 24
$132.3M
$-1.9M
Q3 24
$56.7M
$15.1M
Q2 24
$28.4M
$10.8M
Q1 24
$34.6M
$1.9M
FCF Margin
FBK
FBK
ODC
ODC
Q4 25
82.3%
1.1%
Q3 25
26.2%
13.7%
Q2 25
89.0%
13.8%
Q1 25
-13.9%
14.0%
Q4 24
101.4%
-1.5%
Q3 24
63.3%
13.3%
Q2 24
22.1%
10.1%
Q1 24
32.2%
1.8%
Capex Intensity
FBK
FBK
ODC
ODC
Q4 25
5.0%
7.5%
Q3 25
1.2%
6.5%
Q2 25
4.4%
5.8%
Q1 25
1.3%
4.3%
Q4 24
5.0%
10.0%
Q3 24
1.2%
7.3%
Q2 24
1.7%
7.7%
Q1 24
1.5%
7.1%
Cash Conversion
FBK
FBK
ODC
ODC
Q4 25
2.74×
0.67×
Q3 25
2.04×
1.93×
Q2 25
24.68×
1.95×
Q1 25
-0.42×
1.66×
Q4 24
3.66×
0.67×
Q3 24
5.65×
2.74×
Q2 24
0.77×
2.44×
Q1 24
1.30×
0.76×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FBK
FBK

Segment breakdown not available.

ODC
ODC

Cat Litter$64.6M54%
Fluids Purification$26.7M22%
Agriculturaland Horticultural$12.9M11%
Industrialand Sports$11.6M10%
Animal Healthand Nutrition$4.7M4%

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