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Side-by-side financial comparison of FB Bancorp, Inc. (FBLA) and Marathon Bancorp, Inc. (MBBC). Click either name above to swap in a different company.

FB Bancorp, Inc. is the larger business by last-quarter revenue ($8.4M vs $2.2M, roughly 3.7× Marathon Bancorp, Inc.). Marathon Bancorp, Inc. runs the higher net margin — 22.3% vs -16.7%, a 39.1% gap on every dollar of revenue. Marathon Bancorp, Inc. produced more free cash flow last quarter ($1.4M vs $-3.9M).

FB Bancorp, Inc. (Maryland) is a US-based bank holding company that provides commercial and retail banking services. Its core offerings include deposit accounts, personal and business loans, mortgage services, and wealth management solutions, primarily serving individual consumers and small-to-medium enterprises in local Maryland communities.

Marathon Bancorp, Inc. is a Maryland-based financial holding company that primarily operates through its community bank subsidiary. It offers a full range of retail and commercial banking products including deposit accounts, consumer loans, commercial mortgages, and small business financing, serving individual and small-to-medium enterprise customers across local markets in Maryland.

FBLA vs MBBC — Head-to-Head

Bigger by revenue
FBLA
FBLA
3.7× larger
FBLA
$8.4M
$2.2M
MBBC
Higher net margin
MBBC
MBBC
39.1% more per $
MBBC
22.3%
-16.7%
FBLA
More free cash flow
MBBC
MBBC
$5.3M more FCF
MBBC
$1.4M
$-3.9M
FBLA

Income Statement — Q4 FY2025 vs Q2 FY2026

Metric
FBLA
FBLA
MBBC
MBBC
Revenue
$8.4M
$2.2M
Net Profit
$-1.4M
$501.4K
Gross Margin
Operating Margin
17.8%
26.2%
Net Margin
-16.7%
22.3%
Revenue YoY
41.7%
Net Profit YoY
880.7%
EPS (diluted)
$-0.08
$0.19

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FBLA
FBLA
MBBC
MBBC
Q4 25
$8.4M
$2.2M
Q3 25
$18.7M
$2.1M
Q2 25
$18.1M
$1.9M
Q1 25
$17.2M
$1.7M
Q4 24
$1.6M
Q3 24
$16.8M
$1.6M
Q2 24
$18.2M
$1.6M
Q1 24
$1.6M
Net Profit
FBLA
FBLA
MBBC
MBBC
Q4 25
$-1.4M
$501.4K
Q3 25
$1.1M
$444.3K
Q2 25
$879.0K
$-332.0K
Q1 25
$705.0K
$148.4K
Q4 24
$51.1K
Q3 24
$-895.0K
$174.9K
Q2 24
$849.0K
$85.8K
Q1 24
$-631.1K
Operating Margin
FBLA
FBLA
MBBC
MBBC
Q4 25
17.8%
26.2%
Q3 25
7.1%
25.5%
Q2 25
6.1%
-25.7%
Q1 25
5.1%
11.6%
Q4 24
3.3%
Q3 24
-6.8%
13.4%
Q2 24
6.0%
4.1%
Q1 24
-53.7%
Net Margin
FBLA
FBLA
MBBC
MBBC
Q4 25
-16.7%
22.3%
Q3 25
5.8%
20.7%
Q2 25
4.9%
-18.9%
Q1 25
4.1%
8.9%
Q4 24
3.2%
Q3 24
-5.3%
10.8%
Q2 24
4.7%
6.2%
Q1 24
-40.7%
EPS (diluted)
FBLA
FBLA
MBBC
MBBC
Q4 25
$-0.08
$0.19
Q3 25
$0.06
$0.17
Q2 25
$0.05
$-0.13
Q1 25
$0.04
$0.07
Q4 24
$0.02
Q3 24
$0.00
$0.06
Q2 24
$0.00
$0.07
Q1 24
$-0.31

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FBLA
FBLA
MBBC
MBBC
Cash + ST InvestmentsLiquidity on hand
$60.3M
Total DebtLower is stronger
Stockholders' EquityBook value
$314.4M
$46.9M
Total Assets
$1.3B
$248.0M
Debt / EquityLower = less leverage

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FBLA
FBLA
MBBC
MBBC
Q4 25
$60.3M
Q3 25
$65.7M
Q2 25
$86.1M
Q1 25
$98.6M
Q4 24
Q3 24
$293.5M
Q2 24
$59.4M
Q1 24
Stockholders' Equity
FBLA
FBLA
MBBC
MBBC
Q4 25
$314.4M
$46.9M
Q3 25
$338.2M
$46.3M
Q2 25
$332.1M
$45.7M
Q1 25
$331.4M
$32.0M
Q4 24
$31.7M
Q3 24
$161.5M
$31.6M
Q2 24
$155.7M
$31.3M
Q1 24
$31.4M
Total Assets
FBLA
FBLA
MBBC
MBBC
Q4 25
$1.3B
$248.0M
Q3 25
$1.3B
$246.0M
Q2 25
$1.2B
$238.8M
Q1 25
$1.2B
$236.8M
Q4 24
$217.9M
Q3 24
$1.4B
$216.5M
Q2 24
$1.2B
$219.3M
Q1 24
$225.8M

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FBLA
FBLA
MBBC
MBBC
Operating Cash FlowLast quarter
$2.8M
$1.4M
Free Cash FlowOCF − Capex
$-3.9M
$1.4M
FCF MarginFCF / Revenue
-46.3%
62.3%
Capex IntensityCapex / Revenue
79.0%
0.6%
Cash ConversionOCF / Net Profit
2.82×
TTM Free Cash FlowTrailing 4 quarters
$-21.6M
$3.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FBLA
FBLA
MBBC
MBBC
Q4 25
$2.8M
$1.4M
Q3 25
$-16.8M
$464.0K
Q2 25
$-1.7M
$1.4M
Q1 25
$7.0M
$849.0K
Q4 24
$113.6K
Q3 24
$215.0K
$945.2K
Q2 24
$416.6K
Q1 24
$-802.1K
Free Cash Flow
FBLA
FBLA
MBBC
MBBC
Q4 25
$-3.9M
$1.4M
Q3 25
$-18.3M
$456.6K
Q2 25
$-3.4M
$1.3M
Q1 25
$4.0M
$773.2K
Q4 24
$105.0K
Q3 24
$-1.2M
$921.6K
Q2 24
$-1.8M
Q1 24
$-1.1M
FCF Margin
FBLA
FBLA
MBBC
MBBC
Q4 25
-46.3%
62.3%
Q3 25
-97.7%
21.3%
Q2 25
-18.7%
66.0%
Q1 25
23.2%
46.3%
Q4 24
6.6%
Q3 24
-7.1%
57.1%
Q2 24
-118.5%
Q1 24
-67.9%
Capex Intensity
FBLA
FBLA
MBBC
MBBC
Q4 25
79.0%
0.6%
Q3 25
7.8%
0.3%
Q2 25
9.5%
9.3%
Q1 25
17.7%
4.5%
Q4 24
0.5%
Q3 24
8.4%
1.5%
Q2 24
145.2%
Q1 24
16.2%
Cash Conversion
FBLA
FBLA
MBBC
MBBC
Q4 25
2.82×
Q3 25
-15.59×
1.04×
Q2 25
-1.89×
Q1 25
9.98×
5.72×
Q4 24
2.22×
Q3 24
5.40×
Q2 24
4.85×
Q1 24

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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