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Side-by-side financial comparison of FRANKLIN COVEY CO (FC) and MEDALLION FINANCIAL CORP (MFIN). Click either name above to swap in a different company.

MEDALLION FINANCIAL CORP is the larger business by last-quarter revenue ($70.6M vs $64.0M, roughly 1.1× FRANKLIN COVEY CO). MEDALLION FINANCIAL CORP runs the higher net margin — 17.3% vs -5.1%, a 22.4% gap on every dollar of revenue. On growth, MEDALLION FINANCIAL CORP posted the faster year-over-year revenue change (25.4% vs -7.3%). Over the past eight quarters, MEDALLION FINANCIAL CORP's revenue compounded faster (15.0% CAGR vs 2.2%).

Franklin Covey Co., trading as FranklinCovey and based in Salt Lake City, Utah, is a coaching company which provides training and assessment services in the areas of leadership, individual effectiveness, and business execution for organizations and individuals. The company was formed on May 30, 1997, as a result of merger between Hyrum W. Smith's Franklin Quest and Stephen R. Covey's Covey Leadership Center. Among other products, the company has marketed the FranklinCovey planning system, mod...

Mahindra & Mahindra Financial Services Limited (MMFSL) is an Indian rural non-banking financial company headquartered in Mumbai. It is amongst the top tractor financers in India, with 1000+ offices across the country.

FC vs MFIN — Head-to-Head

Bigger by revenue
MFIN
MFIN
1.1× larger
MFIN
$70.6M
$64.0M
FC
Growing faster (revenue YoY)
MFIN
MFIN
+32.7% gap
MFIN
25.4%
-7.3%
FC
Higher net margin
MFIN
MFIN
22.4% more per $
MFIN
17.3%
-5.1%
FC
Faster 2-yr revenue CAGR
MFIN
MFIN
Annualised
MFIN
15.0%
2.2%
FC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FC
FC
MFIN
MFIN
Revenue
$64.0M
$70.6M
Net Profit
$-3.3M
$12.2M
Gross Margin
75.5%
Operating Margin
-5.7%
29.3%
Net Margin
-5.1%
17.3%
Revenue YoY
-7.3%
25.4%
Net Profit YoY
-378.5%
20.3%
EPS (diluted)
$-0.27
$0.50

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FC
FC
MFIN
MFIN
Q4 25
$64.0M
$70.6M
Q3 25
$71.2M
$58.7M
Q2 25
$67.1M
$62.6M
Q1 25
$59.6M
$63.0M
Q4 24
$69.1M
$56.3M
Q3 24
$84.1M
$53.3M
Q2 24
$73.4M
$51.0M
Q1 24
$61.3M
$53.3M
Net Profit
FC
FC
MFIN
MFIN
Q4 25
$-3.3M
$12.2M
Q3 25
$4.4M
$7.8M
Q2 25
$-1.4M
$11.1M
Q1 25
$-1.1M
$12.0M
Q4 24
$1.2M
$10.1M
Q3 24
$12.0M
$8.6M
Q2 24
$5.7M
$7.1M
Q1 24
$874.0K
$10.0M
Gross Margin
FC
FC
MFIN
MFIN
Q4 25
75.5%
Q3 25
75.5%
Q2 25
76.5%
Q1 25
76.7%
Q4 24
76.3%
Q3 24
78.1%
Q2 24
76.6%
Q1 24
76.4%
Operating Margin
FC
FC
MFIN
MFIN
Q4 25
-5.7%
29.3%
Q3 25
11.1%
33.2%
Q2 25
-3.3%
31.1%
Q1 25
-2.4%
32.1%
Q4 24
2.1%
32.8%
Q3 24
21.3%
26.6%
Q2 24
11.4%
24.3%
Q1 24
2.4%
33.6%
Net Margin
FC
FC
MFIN
MFIN
Q4 25
-5.1%
17.3%
Q3 25
6.1%
13.2%
Q2 25
-2.1%
17.7%
Q1 25
-1.8%
19.1%
Q4 24
1.7%
18.0%
Q3 24
14.2%
16.1%
Q2 24
7.8%
13.9%
Q1 24
1.4%
18.8%
EPS (diluted)
FC
FC
MFIN
MFIN
Q4 25
$-0.27
$0.50
Q3 25
$0.34
$0.32
Q2 25
$-0.11
$0.46
Q1 25
$-0.08
$0.50
Q4 24
$0.09
$0.43
Q3 24
$0.89
$0.37
Q2 24
$0.43
$0.30
Q1 24
$0.06
$0.42

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FC
FC
MFIN
MFIN
Cash + ST InvestmentsLiquidity on hand
$17.5M
$136.3M
Total DebtLower is stronger
$216.0M
Stockholders' EquityBook value
$54.0M
$408.6M
Total Assets
$221.3M
$3.0B
Debt / EquityLower = less leverage
0.53×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FC
FC
MFIN
MFIN
Q4 25
$17.5M
$136.3M
Q3 25
$31.7M
$72.5M
Q2 25
$33.7M
$110.4M
Q1 25
$40.4M
$131.5M
Q4 24
$53.3M
$98.2M
Q3 24
$48.7M
$120.6M
Q2 24
$36.6M
$87.7M
Q1 24
$40.9M
$54.8M
Total Debt
FC
FC
MFIN
MFIN
Q4 25
$216.0M
Q3 25
$215.7M
Q2 25
$199.9M
Q1 25
$199.7M
Q4 24
$232.2M
Q3 24
$232.0M
Q2 24
$230.8M
Q1 24
$225.6M
Stockholders' Equity
FC
FC
MFIN
MFIN
Q4 25
$54.0M
$408.6M
Q3 25
$66.9M
$397.4M
Q2 25
$65.6M
$389.9M
Q1 25
$72.5M
$380.2M
Q4 24
$80.6M
$370.2M
Q3 24
$83.1M
$362.4M
Q2 24
$72.2M
$354.0M
Q1 24
$70.8M
$349.0M
Total Assets
FC
FC
MFIN
MFIN
Q4 25
$221.3M
$3.0B
Q3 25
$242.9M
$2.9B
Q2 25
$218.3M
$2.9B
Q1 25
$221.3M
$2.8B
Q4 24
$239.9M
$2.9B
Q3 24
$261.5M
$2.9B
Q2 24
$221.0M
$2.8B
Q1 24
$221.9M
$2.6B
Debt / Equity
FC
FC
MFIN
MFIN
Q4 25
0.53×
Q3 25
0.54×
Q2 25
0.51×
Q1 25
0.53×
Q4 24
0.63×
Q3 24
0.64×
Q2 24
0.65×
Q1 24
0.65×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FC
FC
MFIN
MFIN
Operating Cash FlowLast quarter
$98.0K
$126.3M
Free Cash FlowOCF − Capex
$-1.6M
FCF MarginFCF / Revenue
-2.5%
Capex IntensityCapex / Revenue
2.7%
Cash ConversionOCF / Net Profit
10.35×
TTM Free Cash FlowTrailing 4 quarters
$5.9M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FC
FC
MFIN
MFIN
Q4 25
$98.0K
$126.3M
Q3 25
$9.9M
$67.0M
Q2 25
$6.3M
$-10.7M
Q1 25
$-1.4M
$36.3M
Q4 24
$14.1M
$108.7M
Q3 24
$21.9M
$24.6M
Q2 24
$8.2M
$27.6M
Q1 24
$12.8M
$32.3M
Free Cash Flow
FC
FC
MFIN
MFIN
Q4 25
$-1.6M
Q3 25
$5.7M
Q2 25
$4.5M
Q1 25
$-2.6M
Q4 24
$13.1M
Q3 24
$20.8M
Q2 24
$7.3M
Q1 24
$12.1M
FCF Margin
FC
FC
MFIN
MFIN
Q4 25
-2.5%
Q3 25
8.0%
Q2 25
6.7%
Q1 25
-4.4%
Q4 24
19.0%
Q3 24
24.7%
Q2 24
9.9%
Q1 24
19.8%
Capex Intensity
FC
FC
MFIN
MFIN
Q4 25
2.7%
Q3 25
5.9%
Q2 25
2.7%
Q1 25
2.1%
Q4 24
1.4%
Q3 24
1.3%
Q2 24
1.2%
Q1 24
1.0%
Cash Conversion
FC
FC
MFIN
MFIN
Q4 25
10.35×
Q3 25
2.27×
8.63×
Q2 25
-0.97×
Q1 25
3.02×
Q4 24
11.98×
10.72×
Q3 24
1.83×
2.86×
Q2 24
1.43×
3.89×
Q1 24
14.62×
3.22×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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