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Side-by-side financial comparison of FRANKLIN COVEY CO (FC) and FIRST FINANCIAL CORP (THFF). Click either name above to swap in a different company.

FIRST FINANCIAL CORP is the larger business by last-quarter revenue ($70.5M vs $64.0M, roughly 1.1× FRANKLIN COVEY CO). FIRST FINANCIAL CORP runs the higher net margin — 30.4% vs -5.1%, a 35.5% gap on every dollar of revenue. On growth, FIRST FINANCIAL CORP posted the faster year-over-year revenue change (14.1% vs -7.3%). FIRST FINANCIAL CORP produced more free cash flow last quarter ($86.4M vs $-1.6M). Over the past eight quarters, FIRST FINANCIAL CORP's revenue compounded faster (20.8% CAGR vs 2.2%).

Franklin Covey Co., trading as FranklinCovey and based in Salt Lake City, Utah, is a coaching company which provides training and assessment services in the areas of leadership, individual effectiveness, and business execution for organizations and individuals. The company was formed on May 30, 1997, as a result of merger between Hyrum W. Smith's Franklin Quest and Stephen R. Covey's Covey Leadership Center. Among other products, the company has marketed the FranklinCovey planning system, mod...

First American Financial Corporation is an American financial services company which provides title insurance and settlement services to the real estate and mortgage industries.

FC vs THFF — Head-to-Head

Bigger by revenue
THFF
THFF
1.1× larger
THFF
$70.5M
$64.0M
FC
Growing faster (revenue YoY)
THFF
THFF
+21.4% gap
THFF
14.1%
-7.3%
FC
Higher net margin
THFF
THFF
35.5% more per $
THFF
30.4%
-5.1%
FC
More free cash flow
THFF
THFF
$88.1M more FCF
THFF
$86.4M
$-1.6M
FC
Faster 2-yr revenue CAGR
THFF
THFF
Annualised
THFF
20.8%
2.2%
FC

Income Statement — Q1 FY2026 vs Q4 FY2025

Metric
FC
FC
THFF
THFF
Revenue
$64.0M
$70.5M
Net Profit
$-3.3M
$21.5M
Gross Margin
75.5%
Operating Margin
-5.7%
37.4%
Net Margin
-5.1%
30.4%
Revenue YoY
-7.3%
14.1%
Net Profit YoY
-378.5%
32.1%
EPS (diluted)
$-0.27
$1.81

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FC
FC
THFF
THFF
Q4 25
$64.0M
$70.5M
Q3 25
$71.2M
$65.8M
Q2 25
$67.1M
$63.1M
Q1 25
$59.6M
$62.5M
Q4 24
$69.1M
$61.8M
Q3 24
$84.1M
$58.4M
Q2 24
$73.4M
$49.2M
Q1 24
$61.3M
$48.4M
Net Profit
FC
FC
THFF
THFF
Q4 25
$-3.3M
$21.5M
Q3 25
$4.4M
$20.8M
Q2 25
$-1.4M
$18.6M
Q1 25
$-1.1M
$18.4M
Q4 24
$1.2M
$16.2M
Q3 24
$12.0M
$8.7M
Q2 24
$5.7M
$11.4M
Q1 24
$874.0K
$10.9M
Gross Margin
FC
FC
THFF
THFF
Q4 25
75.5%
Q3 25
75.5%
Q2 25
76.5%
Q1 25
76.7%
Q4 24
76.3%
Q3 24
78.1%
Q2 24
76.6%
Q1 24
76.4%
Operating Margin
FC
FC
THFF
THFF
Q4 25
-5.7%
37.4%
Q3 25
11.1%
39.2%
Q2 25
-3.3%
36.2%
Q1 25
-2.4%
38.1%
Q4 24
2.1%
32.4%
Q3 24
21.3%
17.9%
Q2 24
11.4%
27.6%
Q1 24
2.4%
27.2%
Net Margin
FC
FC
THFF
THFF
Q4 25
-5.1%
30.4%
Q3 25
6.1%
31.6%
Q2 25
-2.1%
29.5%
Q1 25
-1.8%
29.5%
Q4 24
1.7%
26.3%
Q3 24
14.2%
15.0%
Q2 24
7.8%
23.1%
Q1 24
1.4%
22.6%
EPS (diluted)
FC
FC
THFF
THFF
Q4 25
$-0.27
$1.81
Q3 25
$0.34
$1.75
Q2 25
$-0.11
$1.57
Q1 25
$-0.08
$1.55
Q4 24
$0.09
$1.37
Q3 24
$0.89
$0.74
Q2 24
$0.43
$0.96
Q1 24
$0.06
$0.93

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FC
FC
THFF
THFF
Cash + ST InvestmentsLiquidity on hand
$17.5M
Total DebtLower is stronger
$188.2M
Stockholders' EquityBook value
$54.0M
$650.9M
Total Assets
$221.3M
$5.8B
Debt / EquityLower = less leverage
0.29×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FC
FC
THFF
THFF
Q4 25
$17.5M
Q3 25
$31.7M
Q2 25
$33.7M
Q1 25
$40.4M
Q4 24
$53.3M
Q3 24
$48.7M
Q2 24
$36.6M
Q1 24
$40.9M
Total Debt
FC
FC
THFF
THFF
Q4 25
$188.2M
Q3 25
$170.5M
Q2 25
$122.7M
Q1 25
$124.9M
Q4 24
$28.1M
Q3 24
$30.5M
Q2 24
$108.6M
Q1 24
$58.6M
Stockholders' Equity
FC
FC
THFF
THFF
Q4 25
$54.0M
$650.9M
Q3 25
$66.9M
$622.2M
Q2 25
$65.6M
$587.7M
Q1 25
$72.5M
$571.9M
Q4 24
$80.6M
$549.0M
Q3 24
$83.1M
$566.0M
Q2 24
$72.2M
$530.7M
Q1 24
$70.8M
$520.8M
Total Assets
FC
FC
THFF
THFF
Q4 25
$221.3M
$5.8B
Q3 25
$242.9M
$5.7B
Q2 25
$218.3M
$5.6B
Q1 25
$221.3M
$5.5B
Q4 24
$239.9M
$5.6B
Q3 24
$261.5M
$5.5B
Q2 24
$221.0M
$4.9B
Q1 24
$221.9M
$4.9B
Debt / Equity
FC
FC
THFF
THFF
Q4 25
0.29×
Q3 25
0.27×
Q2 25
0.21×
Q1 25
0.22×
Q4 24
0.05×
Q3 24
0.05×
Q2 24
0.20×
Q1 24
0.11×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FC
FC
THFF
THFF
Operating Cash FlowLast quarter
$98.0K
$90.4M
Free Cash FlowOCF − Capex
$-1.6M
$86.4M
FCF MarginFCF / Revenue
-2.5%
122.5%
Capex IntensityCapex / Revenue
2.7%
5.6%
Cash ConversionOCF / Net Profit
4.21×
TTM Free Cash FlowTrailing 4 quarters
$5.9M
$144.3M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FC
FC
THFF
THFF
Q4 25
$98.0K
$90.4M
Q3 25
$9.9M
$26.9M
Q2 25
$6.3M
$12.7M
Q1 25
$-1.4M
$21.1M
Q4 24
$14.1M
$60.4M
Q3 24
$21.9M
$23.3M
Q2 24
$8.2M
$8.8M
Q1 24
$12.8M
$12.4M
Free Cash Flow
FC
FC
THFF
THFF
Q4 25
$-1.6M
$86.4M
Q3 25
$5.7M
$25.8M
Q2 25
$4.5M
$11.6M
Q1 25
$-2.6M
$20.5M
Q4 24
$13.1M
$54.3M
Q3 24
$20.8M
$19.5M
Q2 24
$7.3M
$8.4M
Q1 24
$12.1M
$11.5M
FCF Margin
FC
FC
THFF
THFF
Q4 25
-2.5%
122.5%
Q3 25
8.0%
39.2%
Q2 25
6.7%
18.4%
Q1 25
-4.4%
32.8%
Q4 24
19.0%
87.8%
Q3 24
24.7%
33.5%
Q2 24
9.9%
17.2%
Q1 24
19.8%
23.7%
Capex Intensity
FC
FC
THFF
THFF
Q4 25
2.7%
5.6%
Q3 25
5.9%
1.7%
Q2 25
2.7%
1.8%
Q1 25
2.1%
0.9%
Q4 24
1.4%
9.9%
Q3 24
1.3%
6.5%
Q2 24
1.2%
0.7%
Q1 24
1.0%
2.0%
Cash Conversion
FC
FC
THFF
THFF
Q4 25
4.21×
Q3 25
2.27×
1.29×
Q2 25
0.68×
Q1 25
1.14×
Q4 24
11.98×
3.72×
Q3 24
1.83×
2.67×
Q2 24
1.43×
0.77×
Q1 24
14.62×
1.14×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

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