vs

Side-by-side financial comparison of FIRST COMMUNITY CORP (FCCO) and MITEK SYSTEMS INC (MITK). Click either name above to swap in a different company.

MITEK SYSTEMS INC is the larger business by last-quarter revenue ($44.2M vs $23.2M, roughly 1.9× FIRST COMMUNITY CORP). FIRST COMMUNITY CORP runs the higher net margin — 23.7% vs 6.3%, a 17.5% gap on every dollar of revenue. Over the past eight quarters, FIRST COMMUNITY CORP's revenue compounded faster (19.1% CAGR vs -2.9%).

United Community is an American bank. United is one of the largest full-service financial institutions in the Southeast, with $27.7 billion in assets and 200 offices in Alabama, Florida, Georgia, North Carolina, South Carolina and Tennessee. In addition to its presence in the Southeast, United Community is the largest bank headquartered in South Carolina by total asset size.

Mitek Systems, Inc. is a software company that specializes in digital identity verification and mobile image processing using artificial intelligence. The company's software is used for depositing checks and opening bank accounts via mobile devices. It also verifies identity documents such as passports, ID cards, and driver's licenses by analyzing a selfie of an individual holding their ID, comparing their face to the photo on the document.

FCCO vs MITK — Head-to-Head

Bigger by revenue
MITK
MITK
1.9× larger
MITK
$44.2M
$23.2M
FCCO
Higher net margin
FCCO
FCCO
17.5% more per $
FCCO
23.7%
6.3%
MITK
Faster 2-yr revenue CAGR
FCCO
FCCO
Annualised
FCCO
19.1%
-2.9%
MITK

Income Statement — Q1 FY2026 vs Q1 FY2026

Metric
FCCO
FCCO
MITK
MITK
Revenue
$23.2M
$44.2M
Net Profit
$5.5M
$2.8M
Gross Margin
Operating Margin
12.3%
Net Margin
23.7%
6.3%
Revenue YoY
18.8%
Net Profit YoY
37.6%
160.1%
EPS (diluted)
$0.06

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FCCO
FCCO
MITK
MITK
Q1 26
$23.2M
Q4 25
$20.6M
$44.2M
Q3 25
$20.5M
$44.8M
Q2 25
$19.5M
$45.7M
Q1 25
$18.4M
$51.9M
Q4 24
$17.5M
$37.3M
Q3 24
$17.0M
$43.2M
Q2 24
$16.3M
$45.0M
Net Profit
FCCO
FCCO
MITK
MITK
Q1 26
$5.5M
Q4 25
$2.8M
Q3 25
$5.2M
$1.9M
Q2 25
$5.2M
$2.4M
Q1 25
$4.0M
$9.2M
Q4 24
$-4.6M
Q3 24
$3.9M
$8.6M
Q2 24
$3.3M
$216.0K
Operating Margin
FCCO
FCCO
MITK
MITK
Q1 26
Q4 25
12.3%
Q3 25
32.2%
10.5%
Q2 25
34.2%
8.3%
Q1 25
28.2%
21.9%
Q4 24
30.9%
-8.3%
Q3 24
29.5%
17.8%
Q2 24
24.7%
1.6%
Net Margin
FCCO
FCCO
MITK
MITK
Q1 26
23.7%
Q4 25
6.3%
Q3 25
25.4%
4.2%
Q2 25
26.6%
5.2%
Q1 25
21.8%
17.6%
Q4 24
-12.4%
Q3 24
22.7%
19.8%
Q2 24
20.0%
0.5%
EPS (diluted)
FCCO
FCCO
MITK
MITK
Q1 26
Q4 25
$0.62
$0.06
Q3 25
$0.67
$0.04
Q2 25
$0.67
$0.05
Q1 25
$0.51
$0.20
Q4 24
$0.55
$-0.10
Q3 24
$0.50
$0.19
Q2 24
$0.42
$0.00

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FCCO
FCCO
MITK
MITK
Cash + ST InvestmentsLiquidity on hand
$190.1M
Total DebtLower is stronger
$4.8M
Stockholders' EquityBook value
$220.8M
$233.7M
Total Assets
$2.4B
$446.5M
Debt / EquityLower = less leverage
0.02×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FCCO
FCCO
MITK
MITK
Q1 26
Q4 25
$190.1M
Q3 25
$193.0M
Q2 25
$167.1M
Q1 25
$136.2M
Q4 24
$121.2M
Q3 24
$130.3M
Q2 24
$123.1M
Total Debt
FCCO
FCCO
MITK
MITK
Q1 26
Q4 25
$4.8M
Q3 25
$4.3M
Q2 25
Q1 25
Q4 24
Q3 24
$2.7M
Q2 24
Stockholders' Equity
FCCO
FCCO
MITK
MITK
Q1 26
$220.8M
Q4 25
$167.6M
$233.7M
Q3 25
$161.6M
$240.3M
Q2 25
$155.5M
$237.6M
Q1 25
$150.0M
$220.2M
Q4 24
$144.5M
$200.9M
Q3 24
$143.3M
$214.8M
Q2 24
$136.2M
$209.6M
Total Assets
FCCO
FCCO
MITK
MITK
Q1 26
$2.4B
Q4 25
$2.1B
$446.5M
Q3 25
$2.1B
$459.1M
Q2 25
$2.0B
$446.7M
Q1 25
$2.0B
$425.3M
Q4 24
$2.0B
$396.0M
Q3 24
$1.9B
$413.8M
Q2 24
$1.9B
$409.2M
Debt / Equity
FCCO
FCCO
MITK
MITK
Q1 26
Q4 25
0.02×
Q3 25
0.02×
Q2 25
Q1 25
Q4 24
Q3 24
0.01×
Q2 24

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FCCO
FCCO
MITK
MITK
Operating Cash FlowLast quarter
$8.0M
Free Cash FlowOCF − Capex
$6.6M
FCF MarginFCF / Revenue
14.9%
Capex IntensityCapex / Revenue
3.2%
Cash ConversionOCF / Net Profit
2.89×
TTM Free Cash FlowTrailing 4 quarters
$60.5M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FCCO
FCCO
MITK
MITK
Q1 26
Q4 25
$18.7M
$8.0M
Q3 25
$9.2M
$19.5M
Q2 25
$-236.0K
$21.6M
Q1 25
$6.4M
$13.7M
Q4 24
$11.6M
$565.0K
Q3 24
$10.8M
$21.1M
Q2 24
$-292.0K
$13.0M
Free Cash Flow
FCCO
FCCO
MITK
MITK
Q1 26
Q4 25
$17.6M
$6.6M
Q3 25
$9.0M
$19.2M
Q2 25
$-454.0K
$21.2M
Q1 25
$6.2M
$13.5M
Q4 24
$10.5M
$230.0K
Q3 24
$10.6M
$20.8M
Q2 24
$-634.0K
$12.6M
FCF Margin
FCCO
FCCO
MITK
MITK
Q1 26
Q4 25
85.3%
14.9%
Q3 25
44.2%
42.9%
Q2 25
-2.3%
46.5%
Q1 25
34.0%
26.0%
Q4 24
60.3%
0.6%
Q3 24
62.5%
48.2%
Q2 24
-3.9%
27.9%
Capex Intensity
FCCO
FCCO
MITK
MITK
Q1 26
Q4 25
5.4%
3.2%
Q3 25
0.6%
0.6%
Q2 25
1.1%
0.7%
Q1 25
1.1%
0.4%
Q4 24
6.3%
0.9%
Q3 24
1.1%
0.7%
Q2 24
2.1%
1.0%
Cash Conversion
FCCO
FCCO
MITK
MITK
Q1 26
Q4 25
2.89×
Q3 25
1.77×
10.46×
Q2 25
-0.05×
9.00×
Q1 25
1.61×
1.50×
Q4 24
Q3 24
2.80×
2.46×
Q2 24
-0.09×
60.12×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FCCO
FCCO

Net Interest Income$18.4M79%
Noninterest Income$4.8M21%

MITK
MITK

Fraud And Identity Solutions$25.5M58%
License$13.9M31%
Fraud And Identity Solutions Software License And Support$3.9M9%
Professional Services And Other$1.2M3%

Related Comparisons