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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Five9, Inc. (FIVN). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $300.3M, roughly 1.7× Five9, Inc.). On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 7.8%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 10.3%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Five9, Inc. is a leading global provider of cloud-native contact center software and solutions. It serves enterprises of all sizes across retail, healthcare, financial services, and technology sectors, offering omnichannel customer engagement tools, AI-powered automation, workforce management, and analytics to boost customer experience and operational efficiency.
FCFS vs FIVN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $300.3M |
| Net Profit | $104.2M | — |
| Gross Margin | — | 55.4% |
| Operating Margin | 28.5% | 6.6% |
| Net Margin | 20.8% | — |
| Revenue YoY | 21.2% | 7.8% |
| Net Profit YoY | 24.7% | — |
| EPS (diluted) | $2.35 | $0.22 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $300.3M | ||
| Q3 25 | $411.0M | $285.8M | ||
| Q2 25 | $385.1M | $283.3M | ||
| Q1 25 | $371.1M | $279.7M | ||
| Q4 24 | $413.7M | $278.7M | ||
| Q3 24 | $363.1M | $264.2M | ||
| Q2 24 | $363.5M | $252.1M | ||
| Q1 24 | $366.8M | $247.0M |
| Q4 25 | $104.2M | — | ||
| Q3 25 | $82.8M | $18.0M | ||
| Q2 25 | $59.8M | $1.2M | ||
| Q1 25 | $83.6M | $576.0K | ||
| Q4 24 | $83.5M | — | ||
| Q3 24 | $64.8M | $-4.5M | ||
| Q2 24 | $49.1M | $-12.8M | ||
| Q1 24 | $61.4M | $-7.1M |
| Q4 25 | — | 55.4% | ||
| Q3 25 | — | 55.0% | ||
| Q2 25 | — | 54.9% | ||
| Q1 25 | — | 55.0% | ||
| Q4 24 | — | 56.0% | ||
| Q3 24 | — | 53.8% | ||
| Q2 24 | — | 53.0% | ||
| Q1 24 | — | 53.6% |
| Q4 25 | 28.5% | 6.6% | ||
| Q3 25 | 27.4% | 5.6% | ||
| Q2 25 | 21.1% | -0.6% | ||
| Q1 25 | 30.0% | -1.9% | ||
| Q4 24 | 26.5% | 1.5% | ||
| Q3 24 | 23.5% | -5.8% | ||
| Q2 24 | 18.2% | -7.7% | ||
| Q1 24 | 22.3% | -8.4% |
| Q4 25 | 20.8% | — | ||
| Q3 25 | 20.1% | 6.3% | ||
| Q2 25 | 15.5% | 0.4% | ||
| Q1 25 | 22.5% | 0.2% | ||
| Q4 24 | 20.2% | — | ||
| Q3 24 | 17.9% | -1.7% | ||
| Q2 24 | 13.5% | -5.1% | ||
| Q1 24 | 16.7% | -2.9% |
| Q4 25 | $2.35 | $0.22 | ||
| Q3 25 | $1.86 | $0.21 | ||
| Q2 25 | $1.34 | $0.01 | ||
| Q1 25 | $1.87 | $0.01 | ||
| Q4 24 | $1.86 | $0.16 | ||
| Q3 24 | $1.44 | $-0.06 | ||
| Q2 24 | $1.08 | $-0.17 | ||
| Q1 24 | $1.35 | $-0.10 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $232.1M |
| Total DebtLower is stronger | $2.2B | — |
| Stockholders' EquityBook value | $2.3B | $785.8M |
| Total Assets | $5.3B | $1.8B |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $232.1M | ||
| Q3 25 | $130.2M | $193.4M | ||
| Q2 25 | $101.5M | $205.5M | ||
| Q1 25 | $146.0M | $370.3M | ||
| Q4 24 | $175.1M | $362.5M | ||
| Q3 24 | $106.3M | $291.0M | ||
| Q2 24 | $113.7M | $175.7M | ||
| Q1 24 | $135.1M | $240.2M |
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $2.3B | $785.8M | ||
| Q3 25 | $2.2B | $775.3M | ||
| Q2 25 | $2.1B | $717.4M | ||
| Q1 25 | $2.1B | $664.3M | ||
| Q4 24 | $2.1B | $622.2M | ||
| Q3 24 | $2.0B | $565.6M | ||
| Q2 24 | $2.0B | $525.9M | ||
| Q1 24 | $2.0B | $483.6M |
| Q4 25 | $5.3B | $1.8B | ||
| Q3 25 | $5.2B | $1.8B | ||
| Q2 25 | $4.5B | $1.7B | ||
| Q1 25 | $4.4B | $2.1B | ||
| Q4 24 | $4.5B | $2.1B | ||
| Q3 24 | $4.4B | $2.0B | ||
| Q2 24 | $4.3B | $1.9B | ||
| Q1 24 | $4.2B | $1.9B |
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $83.6M |
| Free Cash FlowOCF − Capex | — | $77.3M |
| FCF MarginFCF / Revenue | — | 25.8% |
| Capex IntensityCapex / Revenue | — | 2.1% |
| Cash ConversionOCF / Net Profit | 1.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $201.2M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $83.6M | ||
| Q3 25 | $135.8M | $59.2M | ||
| Q2 25 | $116.9M | $35.1M | ||
| Q1 25 | $126.6M | $48.4M | ||
| Q4 24 | $198.1M | $49.8M | ||
| Q3 24 | $113.1M | $41.1M | ||
| Q2 24 | $106.2M | $19.9M | ||
| Q1 24 | $122.5M | $32.4M |
| Q4 25 | — | $77.3M | ||
| Q3 25 | — | $48.7M | ||
| Q2 25 | — | $31.6M | ||
| Q1 25 | — | $43.7M | ||
| Q4 24 | — | $40.5M | ||
| Q3 24 | — | $26.7M | ||
| Q2 24 | — | $13.1M | ||
| Q1 24 | — | $20.4M |
| Q4 25 | — | 25.8% | ||
| Q3 25 | — | 17.0% | ||
| Q2 25 | — | 11.1% | ||
| Q1 25 | — | 15.6% | ||
| Q4 24 | — | 14.5% | ||
| Q3 24 | — | 10.1% | ||
| Q2 24 | — | 5.2% | ||
| Q1 24 | — | 8.3% |
| Q4 25 | — | 2.1% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 1.2% | ||
| Q1 25 | — | 1.7% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | 5.4% | ||
| Q2 24 | — | 2.7% | ||
| Q1 24 | — | 4.8% |
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | 3.29× | ||
| Q2 25 | 1.95× | 30.38× | ||
| Q1 25 | 1.51× | 84.00× | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 2.00× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
FIVN
Segment breakdown not available.
