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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Acushnet Holdings Corp. (GOLF). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $477.2M, roughly 1.1× Acushnet Holdings Corp.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs -7.3%, a 28.1% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 7.2%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -17.9%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
The Acushnet Company is an American company focused on the golf market. The company operates a series of brands that manufacture golf equipment, clothing and accessories.
FCFS vs GOLF — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $477.2M |
| Net Profit | $104.2M | $-34.9M |
| Gross Margin | — | 44.1% |
| Operating Margin | 28.5% | -3.8% |
| Net Margin | 20.8% | -7.3% |
| Revenue YoY | 21.2% | 7.2% |
| Net Profit YoY | 24.7% | -3027.3% |
| EPS (diluted) | $2.35 | $-0.57 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $477.2M | ||
| Q3 25 | $411.0M | $657.7M | ||
| Q2 25 | $385.1M | $720.5M | ||
| Q1 25 | $371.1M | $703.4M | ||
| Q4 24 | $413.7M | $445.2M | ||
| Q3 24 | $363.1M | $620.5M | ||
| Q2 24 | $363.5M | $683.9M | ||
| Q1 24 | $366.8M | $707.6M |
| Q4 25 | $104.2M | $-34.9M | ||
| Q3 25 | $82.8M | $48.5M | ||
| Q2 25 | $59.8M | $75.6M | ||
| Q1 25 | $83.6M | $99.4M | ||
| Q4 24 | $83.5M | $-1.1M | ||
| Q3 24 | $64.8M | $56.2M | ||
| Q2 24 | $49.1M | $71.4M | ||
| Q1 24 | $61.4M | $87.8M |
| Q4 25 | — | 44.1% | ||
| Q3 25 | — | 48.5% | ||
| Q2 25 | — | 49.2% | ||
| Q1 25 | — | 47.9% | ||
| Q4 24 | — | 22.6% | ||
| Q3 24 | — | 54.4% | ||
| Q2 24 | — | 54.4% | ||
| Q1 24 | — | 53.4% |
| Q4 25 | 28.5% | -3.8% | ||
| Q3 25 | 27.4% | 14.1% | ||
| Q2 25 | 21.1% | 15.2% | ||
| Q1 25 | 30.0% | 16.3% | ||
| Q4 24 | 26.5% | -1.2% | ||
| Q3 24 | 23.5% | 13.2% | ||
| Q2 24 | 18.2% | 15.5% | ||
| Q1 24 | 22.3% | 17.2% |
| Q4 25 | 20.8% | -7.3% | ||
| Q3 25 | 20.1% | 7.4% | ||
| Q2 25 | 15.5% | 10.5% | ||
| Q1 25 | 22.5% | 14.1% | ||
| Q4 24 | 20.2% | -0.3% | ||
| Q3 24 | 17.9% | 9.1% | ||
| Q2 24 | 13.5% | 10.4% | ||
| Q1 24 | 16.7% | 12.4% |
| Q4 25 | $2.35 | $-0.57 | ||
| Q3 25 | $1.86 | $0.81 | ||
| Q2 25 | $1.34 | $1.25 | ||
| Q1 25 | $1.87 | $1.62 | ||
| Q4 24 | $1.86 | $0.02 | ||
| Q3 24 | $1.44 | $0.89 | ||
| Q2 24 | $1.08 | $1.11 | ||
| Q1 24 | $1.35 | $1.35 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | — |
| Total DebtLower is stronger | $2.2B | $926.2M |
| Stockholders' EquityBook value | $2.3B | $783.6M |
| Total Assets | $5.3B | $2.3B |
| Debt / EquityLower = less leverage | 0.98× | 1.18× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | — | ||
| Q3 25 | $130.2M | — | ||
| Q2 25 | $101.5M | — | ||
| Q1 25 | $146.0M | — | ||
| Q4 24 | $175.1M | — | ||
| Q3 24 | $106.3M | — | ||
| Q2 24 | $113.7M | — | ||
| Q1 24 | $135.1M | — |
| Q4 25 | $2.2B | $926.2M | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $753.1M | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $2.3B | $783.6M | ||
| Q3 25 | $2.2B | $852.3M | ||
| Q2 25 | $2.1B | $808.5M | ||
| Q1 25 | $2.1B | $780.3M | ||
| Q4 24 | $2.1B | $765.2M | ||
| Q3 24 | $2.0B | $863.9M | ||
| Q2 24 | $2.0B | $863.7M | ||
| Q1 24 | $2.0B | $883.7M |
| Q4 25 | $5.3B | $2.3B | ||
| Q3 25 | $5.2B | $2.4B | ||
| Q2 25 | $4.5B | $2.4B | ||
| Q1 25 | $4.4B | $2.4B | ||
| Q4 24 | $4.5B | $2.2B | ||
| Q3 24 | $4.4B | $2.3B | ||
| Q2 24 | $4.3B | $2.3B | ||
| Q1 24 | $4.2B | $2.4B |
| Q4 25 | 0.98× | 1.18× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | 0.98× | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $-338.0K |
| Free Cash FlowOCF − Capex | — | $-23.3M |
| FCF MarginFCF / Revenue | — | -4.9% |
| Capex IntensityCapex / Revenue | — | 4.8% |
| Cash ConversionOCF / Net Profit | 1.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $120.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $-338.0K | ||
| Q3 25 | $135.8M | $163.1M | ||
| Q2 25 | $116.9M | $151.9M | ||
| Q1 25 | $126.6M | $-120.3M | ||
| Q4 24 | $198.1M | $-1.1M | ||
| Q3 24 | $113.1M | $144.1M | ||
| Q2 24 | $106.2M | $211.6M | ||
| Q1 24 | $122.5M | $-109.5M |
| Q4 25 | — | $-23.3M | ||
| Q3 25 | — | $136.9M | ||
| Q2 25 | — | $138.0M | ||
| Q1 25 | — | $-131.5M | ||
| Q4 24 | — | $-33.2M | ||
| Q3 24 | — | $123.7M | ||
| Q2 24 | — | $196.8M | ||
| Q1 24 | — | $-116.8M |
| Q4 25 | — | -4.9% | ||
| Q3 25 | — | 20.8% | ||
| Q2 25 | — | 19.2% | ||
| Q1 25 | — | -18.7% | ||
| Q4 24 | — | -7.5% | ||
| Q3 24 | — | 19.9% | ||
| Q2 24 | — | 28.8% | ||
| Q1 24 | — | -16.5% |
| Q4 25 | — | 4.8% | ||
| Q3 25 | — | 4.0% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | 1.6% | ||
| Q4 24 | — | 7.2% | ||
| Q3 24 | — | 3.3% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | — | 1.0% |
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | 3.36× | ||
| Q2 25 | 1.95× | 2.01× | ||
| Q1 25 | 1.51× | -1.21× | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | 2.56× | ||
| Q2 24 | 2.16× | 2.96× | ||
| Q1 24 | 2.00× | -1.25× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
GOLF
| Titleist Golf Equipment | $293.8M | 62% |
| Footjoy Golf Wear | $102.0M | 21% |
| Other | $45.3M | 9% |
| Golf Gear | $36.1M | 8% |
