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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Huron Consulting Group Inc. (HURN). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $442.0M, roughly 1.1× Huron Consulting Group Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 6.9%, a 13.8% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 10.7%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 10.3%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Huron Consulting Group, commonly known as Huron, is a management consulting firm offering services to the healthcare, life sciences, commercial, and higher education industries.
FCFS vs HURN — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $442.0M |
| Net Profit | $104.2M | $30.7M |
| Gross Margin | — | — |
| Operating Margin | 28.5% | 11.4% |
| Net Margin | 20.8% | 6.9% |
| Revenue YoY | 21.2% | 10.7% |
| Net Profit YoY | 24.7% | -9.8% |
| EPS (diluted) | $2.35 | $1.71 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $442.0M | ||
| Q3 25 | $411.0M | $441.3M | ||
| Q2 25 | $385.1M | $411.8M | ||
| Q1 25 | $371.1M | $404.1M | ||
| Q4 24 | $413.7M | $399.3M | ||
| Q3 24 | $363.1M | $378.1M | ||
| Q2 24 | $363.5M | $381.0M | ||
| Q1 24 | $366.8M | $363.4M |
| Q4 25 | $104.2M | $30.7M | ||
| Q3 25 | $82.8M | $30.4M | ||
| Q2 25 | $59.8M | $19.4M | ||
| Q1 25 | $83.6M | $24.5M | ||
| Q4 24 | $83.5M | $34.0M | ||
| Q3 24 | $64.8M | $27.1M | ||
| Q2 24 | $49.1M | $37.5M | ||
| Q1 24 | $61.4M | $18.0M |
| Q4 25 | 28.5% | 11.4% | ||
| Q3 25 | 27.4% | 11.3% | ||
| Q2 25 | 21.1% | 11.1% | ||
| Q1 25 | 30.0% | 8.1% | ||
| Q4 24 | 26.5% | 11.8% | ||
| Q3 24 | 23.5% | 11.2% | ||
| Q2 24 | 18.2% | 15.6% | ||
| Q1 24 | 22.3% | 5.5% |
| Q4 25 | 20.8% | 6.9% | ||
| Q3 25 | 20.1% | 6.9% | ||
| Q2 25 | 15.5% | 4.7% | ||
| Q1 25 | 22.5% | 6.1% | ||
| Q4 24 | 20.2% | 8.5% | ||
| Q3 24 | 17.9% | 7.2% | ||
| Q2 24 | 13.5% | 9.8% | ||
| Q1 24 | 16.7% | 5.0% |
| Q4 25 | $2.35 | $1.71 | ||
| Q3 25 | $1.86 | $1.71 | ||
| Q2 25 | $1.34 | $1.09 | ||
| Q1 25 | $1.87 | $1.33 | ||
| Q4 24 | $1.86 | $1.82 | ||
| Q3 24 | $1.44 | $1.47 | ||
| Q2 24 | $1.08 | $2.03 | ||
| Q1 24 | $1.35 | $0.95 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $24.5M |
| Total DebtLower is stronger | $2.2B | — |
| Stockholders' EquityBook value | $2.3B | $528.6M |
| Total Assets | $5.3B | $1.5B |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $24.5M | ||
| Q3 25 | $130.2M | $23.9M | ||
| Q2 25 | $101.5M | $61.0M | ||
| Q1 25 | $146.0M | $23.4M | ||
| Q4 24 | $175.1M | $21.9M | ||
| Q3 24 | $106.3M | $18.5M | ||
| Q2 24 | $113.7M | $17.6M | ||
| Q1 24 | $135.1M | $18.6M |
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $2.3B | $528.6M | ||
| Q3 25 | $2.2B | $499.8M | ||
| Q2 25 | $2.1B | $475.0M | ||
| Q1 25 | $2.1B | $494.3M | ||
| Q4 24 | $2.1B | $561.3M | ||
| Q3 24 | $2.0B | $522.8M | ||
| Q2 24 | $2.0B | $500.6M | ||
| Q1 24 | $2.0B | $495.6M |
| Q4 25 | $5.3B | $1.5B | ||
| Q3 25 | $5.2B | $1.5B | ||
| Q2 25 | $4.5B | $1.5B | ||
| Q1 25 | $4.4B | $1.4B | ||
| Q4 24 | $4.5B | $1.3B | ||
| Q3 24 | $4.4B | $1.3B | ||
| Q2 24 | $4.3B | $1.3B | ||
| Q1 24 | $4.2B | $1.3B |
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $126.4M |
| Free Cash FlowOCF − Capex | — | $123.8M |
| FCF MarginFCF / Revenue | — | 28.0% |
| Capex IntensityCapex / Revenue | — | 0.6% |
| Cash ConversionOCF / Net Profit | 1.98× | 4.12× |
| TTM Free Cash FlowTrailing 4 quarters | — | $183.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $126.4M | ||
| Q3 25 | $135.8M | $93.8M | ||
| Q2 25 | $116.9M | $80.0M | ||
| Q1 25 | $126.6M | $-106.8M | ||
| Q4 24 | $198.1M | $139.6M | ||
| Q3 24 | $113.1M | $85.2M | ||
| Q2 24 | $106.2M | $107.2M | ||
| Q1 24 | $122.5M | $-130.7M |
| Q4 25 | — | $123.8M | ||
| Q3 25 | — | $89.8M | ||
| Q2 25 | — | $78.0M | ||
| Q1 25 | — | $-108.7M | ||
| Q4 24 | — | $137.0M | ||
| Q3 24 | — | $82.8M | ||
| Q2 24 | — | $104.7M | ||
| Q1 24 | — | $-131.9M |
| Q4 25 | — | 28.0% | ||
| Q3 25 | — | 20.3% | ||
| Q2 25 | — | 18.9% | ||
| Q1 25 | — | -26.9% | ||
| Q4 24 | — | 34.3% | ||
| Q3 24 | — | 21.9% | ||
| Q2 24 | — | 27.5% | ||
| Q1 24 | — | -36.3% |
| Q4 25 | — | 0.6% | ||
| Q3 25 | — | 0.9% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 0.7% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.6% | ||
| Q1 24 | — | 0.3% |
| Q4 25 | 1.98× | 4.12× | ||
| Q3 25 | 1.64× | 3.08× | ||
| Q2 25 | 1.95× | 4.12× | ||
| Q1 25 | 1.51× | -4.35× | ||
| Q4 24 | 2.37× | 4.11× | ||
| Q3 24 | 1.74× | 3.14× | ||
| Q2 24 | 2.16× | 2.86× | ||
| Q1 24 | 2.00× | -7.26× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
HURN
| Consulting And Managed Services Capability | $172.9M | 39% |
| Education | $118.7M | 27% |
| Commercial | $91.9M | 21% |
| Digital Capability | $54.6M | 12% |
