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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Koppers Holdings Inc. (KOP). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $432.7M, roughly 1.2× Koppers Holdings Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 6.9%, a 13.9% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs -9.3%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -6.7%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Koppers is a global chemical and materials company based in Pittsburgh, Pennsylvania, United States. Its headquarters is an art-deco 1920s skyscraper, the Koppers Tower.
FCFS vs KOP — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $432.7M |
| Net Profit | $104.2M | $29.7M |
| Gross Margin | — | 25.6% |
| Operating Margin | 28.5% | 11.5% |
| Net Margin | 20.8% | 6.9% |
| Revenue YoY | 21.2% | -9.3% |
| Net Profit YoY | 24.7% | 391.2% |
| EPS (diluted) | $2.35 | $1.44 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $432.7M | ||
| Q3 25 | $411.0M | $485.3M | ||
| Q2 25 | $385.1M | $504.8M | ||
| Q1 25 | $371.1M | $456.5M | ||
| Q4 24 | $413.7M | $477.0M | ||
| Q3 24 | $363.1M | $554.3M | ||
| Q2 24 | $363.5M | $563.2M | ||
| Q1 24 | $366.8M | $497.6M |
| Q4 25 | $104.2M | $29.7M | ||
| Q3 25 | $82.8M | $23.8M | ||
| Q2 25 | $59.8M | $16.4M | ||
| Q1 25 | $83.6M | $-13.9M | ||
| Q4 24 | $83.5M | $-10.2M | ||
| Q3 24 | $64.8M | $22.8M | ||
| Q2 24 | $49.1M | $26.8M | ||
| Q1 24 | $61.4M | $13.0M |
| Q4 25 | — | 25.6% | ||
| Q3 25 | — | 24.1% | ||
| Q2 25 | — | 22.6% | ||
| Q1 25 | — | 23.2% | ||
| Q4 24 | — | 17.5% | ||
| Q3 24 | — | 21.9% | ||
| Q2 24 | — | 21.6% | ||
| Q1 24 | — | 19.3% |
| Q4 25 | 28.5% | 11.5% | ||
| Q3 25 | 27.4% | 10.7% | ||
| Q2 25 | 21.1% | 7.7% | ||
| Q1 25 | 30.0% | 5.9% | ||
| Q4 24 | 26.5% | 1.3% | ||
| Q3 24 | 23.5% | 9.0% | ||
| Q2 24 | 18.2% | 10.2% | ||
| Q1 24 | 22.3% | 7.0% |
| Q4 25 | 20.8% | 6.9% | ||
| Q3 25 | 20.1% | 4.9% | ||
| Q2 25 | 15.5% | 3.2% | ||
| Q1 25 | 22.5% | -3.0% | ||
| Q4 24 | 20.2% | -2.1% | ||
| Q3 24 | 17.9% | 4.1% | ||
| Q2 24 | 13.5% | 4.8% | ||
| Q1 24 | 16.7% | 2.6% |
| Q4 25 | $2.35 | $1.44 | ||
| Q3 25 | $1.86 | $1.17 | ||
| Q2 25 | $1.34 | $0.81 | ||
| Q1 25 | $1.87 | $-0.68 | ||
| Q4 24 | $1.86 | $-0.47 | ||
| Q3 24 | $1.44 | $1.09 | ||
| Q2 24 | $1.08 | $1.25 | ||
| Q1 24 | $1.35 | $0.59 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | — |
| Total DebtLower is stronger | $2.2B | $928.3M |
| Stockholders' EquityBook value | $2.3B | $574.0M |
| Total Assets | $5.3B | $1.9B |
| Debt / EquityLower = less leverage | 0.98× | 1.62× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | — | ||
| Q3 25 | $130.2M | — | ||
| Q2 25 | $101.5M | — | ||
| Q1 25 | $146.0M | — | ||
| Q4 24 | $175.1M | — | ||
| Q3 24 | $106.3M | — | ||
| Q2 24 | $113.7M | — | ||
| Q1 24 | $135.1M | — |
| Q4 25 | $2.2B | $928.3M | ||
| Q3 25 | $2.2B | $932.9M | ||
| Q2 25 | $1.7B | $977.5M | ||
| Q1 25 | $1.7B | $989.0M | ||
| Q4 24 | $1.7B | $939.5M | ||
| Q3 24 | $1.7B | $989.4M | ||
| Q2 24 | $1.7B | $1.0B | ||
| Q1 24 | $1.5B | $877.6M |
| Q4 25 | $2.3B | $574.0M | ||
| Q3 25 | $2.2B | $545.6M | ||
| Q2 25 | $2.1B | $526.8M | ||
| Q1 25 | $2.1B | $498.0M | ||
| Q4 24 | $2.1B | $488.7M | ||
| Q3 24 | $2.0B | $532.3M | ||
| Q2 24 | $2.0B | $509.2M | ||
| Q1 24 | $2.0B | $505.8M |
| Q4 25 | $5.3B | $1.9B | ||
| Q3 25 | $5.2B | $1.9B | ||
| Q2 25 | $4.5B | $1.9B | ||
| Q1 25 | $4.4B | $1.9B | ||
| Q4 24 | $4.5B | $1.9B | ||
| Q3 24 | $4.4B | $2.0B | ||
| Q2 24 | $4.3B | $1.9B | ||
| Q1 24 | $4.2B | $1.8B |
| Q4 25 | 0.98× | 1.62× | ||
| Q3 25 | 1.01× | 1.71× | ||
| Q2 25 | 0.79× | 1.86× | ||
| Q1 25 | 0.83× | 1.99× | ||
| Q4 24 | 0.85× | 1.92× | ||
| Q3 24 | 0.87× | 1.86× | ||
| Q2 24 | 0.85× | 1.97× | ||
| Q1 24 | 0.75× | 1.74× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $45.1M |
| Free Cash FlowOCF − Capex | — | $28.5M |
| FCF MarginFCF / Revenue | — | 6.6% |
| Capex IntensityCapex / Revenue | — | 3.8% |
| Cash ConversionOCF / Net Profit | 1.98× | 1.52× |
| TTM Free Cash FlowTrailing 4 quarters | — | $67.5M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $45.1M | ||
| Q3 25 | $135.8M | $49.6M | ||
| Q2 25 | $116.9M | $50.5M | ||
| Q1 25 | $126.6M | $-22.7M | ||
| Q4 24 | $198.1M | $74.7M | ||
| Q3 24 | $113.1M | $29.8M | ||
| Q2 24 | $106.2M | $27.2M | ||
| Q1 24 | $122.5M | $-12.3M |
| Q4 25 | — | $28.5M | ||
| Q3 25 | — | $37.6M | ||
| Q2 25 | — | $38.4M | ||
| Q1 25 | — | $-37.0M | ||
| Q4 24 | — | $56.1M | ||
| Q3 24 | — | $14.4M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $-38.6M |
| Q4 25 | — | 6.6% | ||
| Q3 25 | — | 7.7% | ||
| Q2 25 | — | 7.6% | ||
| Q1 25 | — | -8.1% | ||
| Q4 24 | — | 11.8% | ||
| Q3 24 | — | 2.6% | ||
| Q2 24 | — | 1.8% | ||
| Q1 24 | — | -7.8% |
| Q4 25 | — | 3.8% | ||
| Q3 25 | — | 2.5% | ||
| Q2 25 | — | 2.4% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | — | 3.9% | ||
| Q3 24 | — | 2.8% | ||
| Q2 24 | — | 3.0% | ||
| Q1 24 | — | 5.3% |
| Q4 25 | 1.98× | 1.52× | ||
| Q3 25 | 1.64× | 2.08× | ||
| Q2 25 | 1.95× | 3.08× | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | 1.31× | ||
| Q2 24 | 2.16× | 1.01× | ||
| Q1 24 | 2.00× | -0.95× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
KOP
| Other | $127.8M | 30% |
| Railroad Treated Products | $119.0M | 28% |
| Utility Poles | $79.8M | 18% |
| Pitch And Related Products | $74.1M | 17% |
| Carbon Black Feedstock And Distillates | $14.4M | 3% |
| Railroad Infrastructure Products And Services | $9.9M | 2% |
| Phthalic Anhydride Naphthalene And Other Chemicals | $7.7M | 2% |
