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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and LifeStance Health Group, Inc. (LFST). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $382.2M, roughly 1.3× LifeStance Health Group, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 3.1%, a 17.7% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 17.4%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 12.8%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Lifestance Health (Lifestance) is an American outpatient behavioral health services provider. They provide their services in person and via tele-health. Their services include therapy, psychiatry, TMS, and ketamine therapies. They have landed in lawsuits multiple times over labor violations, leaking of customer information, and misleading investors.
FCFS vs LFST — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $382.2M |
| Net Profit | $104.2M | $11.7M |
| Gross Margin | — | — |
| Operating Margin | 28.5% | 4.7% |
| Net Margin | 20.8% | 3.1% |
| Revenue YoY | 21.2% | 17.4% |
| Net Profit YoY | 24.7% | 264.1% |
| EPS (diluted) | $2.35 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $382.2M | ||
| Q3 25 | $411.0M | $363.8M | ||
| Q2 25 | $385.1M | $345.3M | ||
| Q1 25 | $371.1M | $333.0M | ||
| Q4 24 | $413.7M | $325.5M | ||
| Q3 24 | $363.1M | $312.7M | ||
| Q2 24 | $363.5M | $312.3M | ||
| Q1 24 | $366.8M | $300.4M |
| Q4 25 | $104.2M | $11.7M | ||
| Q3 25 | $82.8M | $1.1M | ||
| Q2 25 | $59.8M | $-3.8M | ||
| Q1 25 | $83.6M | $709.0K | ||
| Q4 24 | $83.5M | $-7.1M | ||
| Q3 24 | $64.8M | $-6.0M | ||
| Q2 24 | $49.1M | $-23.3M | ||
| Q1 24 | $61.4M | $-21.1M |
| Q4 25 | 28.5% | 4.7% | ||
| Q3 25 | 27.4% | 2.0% | ||
| Q2 25 | 21.1% | -0.9% | ||
| Q1 25 | 30.0% | 0.5% | ||
| Q4 24 | 26.5% | 0.3% | ||
| Q3 24 | 23.5% | 0.0% | ||
| Q2 24 | 18.2% | -5.1% | ||
| Q1 24 | 22.3% | -5.6% |
| Q4 25 | 20.8% | 3.1% | ||
| Q3 25 | 20.1% | 0.3% | ||
| Q2 25 | 15.5% | -1.1% | ||
| Q1 25 | 22.5% | 0.2% | ||
| Q4 24 | 20.2% | -2.2% | ||
| Q3 24 | 17.9% | -1.9% | ||
| Q2 24 | 13.5% | -7.5% | ||
| Q1 24 | 16.7% | -7.0% |
| Q4 25 | $2.35 | — | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | — | ||
| Q1 25 | $1.87 | — | ||
| Q4 24 | $1.86 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.08 | — | ||
| Q1 24 | $1.35 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $248.6M |
| Total DebtLower is stronger | $2.2B | $282.8M |
| Stockholders' EquityBook value | $2.3B | $1.5B |
| Total Assets | $5.3B | $2.2B |
| Debt / EquityLower = less leverage | 0.98× | 0.19× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $248.6M | ||
| Q3 25 | $130.2M | $203.9M | ||
| Q2 25 | $101.5M | $188.9M | ||
| Q1 25 | $146.0M | $134.3M | ||
| Q4 24 | $175.1M | $154.6M | ||
| Q3 24 | $106.3M | $102.6M | ||
| Q2 24 | $113.7M | $87.0M | ||
| Q1 24 | $135.1M | $49.5M |
| Q4 25 | $2.2B | $282.8M | ||
| Q3 25 | $2.2B | $284.6M | ||
| Q2 25 | $1.7B | $286.4M | ||
| Q1 25 | $1.7B | $288.2M | ||
| Q4 24 | $1.7B | $290.0M | ||
| Q3 24 | $1.7B | $287.3M | ||
| Q2 24 | $1.7B | $288.0M | ||
| Q1 24 | $1.5B | $288.8M |
| Q4 25 | $2.3B | $1.5B | ||
| Q3 25 | $2.2B | $1.5B | ||
| Q2 25 | $2.1B | $1.5B | ||
| Q1 25 | $2.1B | $1.5B | ||
| Q4 24 | $2.1B | $1.4B | ||
| Q3 24 | $2.0B | $1.4B | ||
| Q2 24 | $2.0B | $1.4B | ||
| Q1 24 | $2.0B | $1.4B |
| Q4 25 | $5.3B | $2.2B | ||
| Q3 25 | $5.2B | $2.1B | ||
| Q2 25 | $4.5B | $2.1B | ||
| Q1 25 | $4.4B | $2.1B | ||
| Q4 24 | $4.5B | $2.1B | ||
| Q3 24 | $4.4B | $2.1B | ||
| Q2 24 | $4.3B | $2.1B | ||
| Q1 24 | $4.2B | $2.1B |
| Q4 25 | 0.98× | 0.19× | ||
| Q3 25 | 1.01× | 0.19× | ||
| Q2 25 | 0.79× | 0.19× | ||
| Q1 25 | 0.83× | 0.20× | ||
| Q4 24 | 0.85× | 0.20× | ||
| Q3 24 | 0.87× | 0.20× | ||
| Q2 24 | 0.85× | 0.20× | ||
| Q1 24 | 0.75× | 0.20× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $57.6M |
| Free Cash FlowOCF − Capex | — | $46.6M |
| FCF MarginFCF / Revenue | — | 12.2% |
| Capex IntensityCapex / Revenue | — | 2.9% |
| Cash ConversionOCF / Net Profit | 1.98× | 4.93× |
| TTM Free Cash FlowTrailing 4 quarters | — | $110.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $57.6M | ||
| Q3 25 | $135.8M | $27.3M | ||
| Q2 25 | $116.9M | $64.4M | ||
| Q1 25 | $126.6M | $-3.1M | ||
| Q4 24 | $198.1M | $62.3M | ||
| Q3 24 | $113.1M | $22.7M | ||
| Q2 24 | $106.2M | $44.1M | ||
| Q1 24 | $122.5M | $-21.8M |
| Q4 25 | — | $46.6M | ||
| Q3 25 | — | $17.0M | ||
| Q2 25 | — | $56.6M | ||
| Q1 25 | — | $-10.3M | ||
| Q4 24 | — | $56.0M | ||
| Q3 24 | — | $17.7M | ||
| Q2 24 | — | $39.0M | ||
| Q1 24 | — | $-26.9M |
| Q4 25 | — | 12.2% | ||
| Q3 25 | — | 4.7% | ||
| Q2 25 | — | 16.4% | ||
| Q1 25 | — | -3.1% | ||
| Q4 24 | — | 17.2% | ||
| Q3 24 | — | 5.7% | ||
| Q2 24 | — | 12.5% | ||
| Q1 24 | — | -9.0% |
| Q4 25 | — | 2.9% | ||
| Q3 25 | — | 2.8% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 1.6% | ||
| Q2 24 | — | 1.6% | ||
| Q1 24 | — | 1.7% |
| Q4 25 | 1.98× | 4.93× | ||
| Q3 25 | 1.64× | 25.34× | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | -4.36× | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 2.00× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
LFST
Segment breakdown not available.
