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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and MANHATTAN ASSOCIATES INC (MANH). Click either name above to swap in a different company.

FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $282.2M, roughly 1.8× MANHATTAN ASSOCIATES INC). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 17.5%, a 3.3% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 6.0%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 3.1%).

FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.

Computer Associates International, Inc., later CA, Inc., and CA Technologies, Inc., was an American multinational enterprise software developer and publisher that existed from 1976 to 2018. CA grew to rank as one of the largest independent software corporations in the world, and at one point was the second largest. The company created systems software that ran in IBM mainframe, distributed computing, virtual machine, and cloud computing environments.

FCFS vs MANH — Head-to-Head

Bigger by revenue
FCFS
FCFS
1.8× larger
FCFS
$501.3M
$282.2M
MANH
Growing faster (revenue YoY)
FCFS
FCFS
+15.2% gap
FCFS
21.2%
6.0%
MANH
Higher net margin
FCFS
FCFS
3.3% more per $
FCFS
20.8%
17.5%
MANH
Faster 2-yr revenue CAGR
FCFS
FCFS
Annualised
FCFS
16.9%
3.1%
MANH

Income Statement — Q4 FY2025 vs Q1 FY2026

Metric
FCFS
FCFS
MANH
MANH
Revenue
$501.3M
$282.2M
Net Profit
$104.2M
$49.3M
Gross Margin
Operating Margin
28.5%
23.0%
Net Margin
20.8%
17.5%
Revenue YoY
21.2%
6.0%
Net Profit YoY
24.7%
-6.3%
EPS (diluted)
$2.35
$0.82

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FCFS
FCFS
MANH
MANH
Q1 26
$282.2M
Q4 25
$501.3M
$270.4M
Q3 25
$411.0M
$275.8M
Q2 25
$385.1M
$272.4M
Q1 25
$371.1M
$262.8M
Q4 24
$413.7M
$255.8M
Q3 24
$363.1M
$266.7M
Q2 24
$363.5M
$265.3M
Net Profit
FCFS
FCFS
MANH
MANH
Q1 26
$49.3M
Q4 25
$104.2M
$52.0M
Q3 25
$82.8M
$58.6M
Q2 25
$59.8M
$56.8M
Q1 25
$83.6M
$52.6M
Q4 24
$83.5M
$48.0M
Q3 24
$64.8M
$63.8M
Q2 24
$49.1M
$52.8M
Gross Margin
FCFS
FCFS
MANH
MANH
Q1 26
Q4 25
55.0%
Q3 25
56.6%
Q2 25
57.3%
Q1 25
56.4%
Q4 24
55.8%
Q3 24
55.5%
Q2 24
54.8%
Operating Margin
FCFS
FCFS
MANH
MANH
Q1 26
23.0%
Q4 25
28.5%
24.8%
Q3 25
27.4%
27.5%
Q2 25
21.1%
27.1%
Q1 25
30.0%
24.0%
Q4 24
26.5%
23.7%
Q3 24
23.5%
28.2%
Q2 24
18.2%
25.7%
Net Margin
FCFS
FCFS
MANH
MANH
Q1 26
17.5%
Q4 25
20.8%
19.2%
Q3 25
20.1%
21.3%
Q2 25
15.5%
20.8%
Q1 25
22.5%
20.0%
Q4 24
20.2%
18.8%
Q3 24
17.9%
23.9%
Q2 24
13.5%
19.9%
EPS (diluted)
FCFS
FCFS
MANH
MANH
Q1 26
$0.82
Q4 25
$2.35
$0.86
Q3 25
$1.86
$0.96
Q2 25
$1.34
$0.93
Q1 25
$1.87
$0.85
Q4 24
$1.86
$0.77
Q3 24
$1.44
$1.03
Q2 24
$1.08
$0.85

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FCFS
FCFS
MANH
MANH
Cash + ST InvestmentsLiquidity on hand
$125.2M
$226.1M
Total DebtLower is stronger
$2.2B
Stockholders' EquityBook value
$2.3B
$205.2M
Total Assets
$5.3B
$740.5M
Debt / EquityLower = less leverage
0.98×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FCFS
FCFS
MANH
MANH
Q1 26
$226.1M
Q4 25
$125.2M
$328.7M
Q3 25
$130.2M
$263.6M
Q2 25
$101.5M
$230.6M
Q1 25
$146.0M
$205.9M
Q4 24
$175.1M
$266.2M
Q3 24
$106.3M
$215.0M
Q2 24
$113.7M
$202.7M
Total Debt
FCFS
FCFS
MANH
MANH
Q1 26
Q4 25
$2.2B
Q3 25
$2.2B
Q2 25
$1.7B
Q1 25
$1.7B
Q4 24
$1.7B
Q3 24
$1.7B
Q2 24
$1.7B
Stockholders' Equity
FCFS
FCFS
MANH
MANH
Q1 26
$205.2M
Q4 25
$2.3B
$314.8M
Q3 25
$2.2B
$309.2M
Q2 25
$2.1B
$278.8M
Q1 25
$2.1B
$245.1M
Q4 24
$2.1B
$299.1M
Q3 24
$2.0B
$278.0M
Q2 24
$2.0B
$240.6M
Total Assets
FCFS
FCFS
MANH
MANH
Q1 26
$740.5M
Q4 25
$5.3B
$839.4M
Q3 25
$5.2B
$768.8M
Q2 25
$4.5B
$744.7M
Q1 25
$4.4B
$708.2M
Q4 24
$4.5B
$757.6M
Q3 24
$4.4B
$698.1M
Q2 24
$4.3B
$665.3M
Debt / Equity
FCFS
FCFS
MANH
MANH
Q1 26
Q4 25
0.98×
Q3 25
1.01×
Q2 25
0.79×
Q1 25
0.83×
Q4 24
0.85×
Q3 24
0.87×
Q2 24
0.85×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FCFS
FCFS
MANH
MANH
Operating Cash FlowLast quarter
$206.6M
$84.0M
Free Cash FlowOCF − Capex
FCF MarginFCF / Revenue
Capex IntensityCapex / Revenue
0.3%
Cash ConversionOCF / Net Profit
1.98×
1.70×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FCFS
FCFS
MANH
MANH
Q1 26
$84.0M
Q4 25
$206.6M
$147.1M
Q3 25
$135.8M
$93.1M
Q2 25
$116.9M
$74.0M
Q1 25
$126.6M
$75.3M
Q4 24
$198.1M
$104.7M
Q3 24
$113.1M
$62.3M
Q2 24
$106.2M
$73.3M
Free Cash Flow
FCFS
FCFS
MANH
MANH
Q1 26
Q4 25
$142.4M
Q3 25
$87.2M
Q2 25
$70.1M
Q1 25
$74.4M
Q4 24
$101.6M
Q3 24
$61.3M
Q2 24
$71.0M
FCF Margin
FCFS
FCFS
MANH
MANH
Q1 26
Q4 25
52.7%
Q3 25
31.6%
Q2 25
25.7%
Q1 25
28.3%
Q4 24
39.7%
Q3 24
23.0%
Q2 24
26.8%
Capex Intensity
FCFS
FCFS
MANH
MANH
Q1 26
0.3%
Q4 25
1.7%
Q3 25
2.1%
Q2 25
1.5%
Q1 25
0.3%
Q4 24
1.2%
Q3 24
0.4%
Q2 24
0.8%
Cash Conversion
FCFS
FCFS
MANH
MANH
Q1 26
1.70×
Q4 25
1.98×
2.83×
Q3 25
1.64×
1.59×
Q2 25
1.95×
1.30×
Q1 25
1.51×
1.43×
Q4 24
2.37×
2.18×
Q3 24
1.74×
0.98×
Q2 24
2.16×
1.39×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FCFS
FCFS

US Pawn Segment$292.2M58%
Retail POS Payment Solutions$209.8M42%

MANH
MANH

Services$125.7M45%
Cloud subscriptions$117.1M42%
Maintenance$30.6M11%
Hardware$6.5M2%
Software license$2.2M1%

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