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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Magnolia Oil & Gas Corp (MGY). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $317.6M, roughly 1.6× Magnolia Oil & Gas Corp). Magnolia Oil & Gas Corp runs the higher net margin — 21.6% vs 20.8%, a 0.9% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs -2.7%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -0.3%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Imperial Oil Limited is a Canadian petroleum company. It is Canada's second-largest integrated oil company that is also occasionally known as Imperial Esso. It is majority-owned by American oil company ExxonMobil, with a 69.6% ownership stake in the company. It is a producer of crude oil, diluted bitumen, and natural gas. Imperial Oil is one of Canada's major petroleum refiners and petrochemical producers. It supplies Esso-brand service stations.
FCFS vs MGY — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $317.6M |
| Net Profit | $104.2M | $68.8M |
| Gross Margin | — | — |
| Operating Margin | 28.5% | 29.6% |
| Net Margin | 20.8% | 21.6% |
| Revenue YoY | 21.2% | -2.7% |
| Net Profit YoY | 24.7% | -19.7% |
| EPS (diluted) | $2.35 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $317.6M | ||
| Q3 25 | $411.0M | $324.9M | ||
| Q2 25 | $385.1M | $319.0M | ||
| Q1 25 | $371.1M | $350.3M | ||
| Q4 24 | $413.7M | $326.6M | ||
| Q3 24 | $363.1M | $333.1M | ||
| Q2 24 | $363.5M | $336.7M | ||
| Q1 24 | $366.8M | $319.4M |
| Q4 25 | $104.2M | $68.8M | ||
| Q3 25 | $82.8M | $75.5M | ||
| Q2 25 | $59.8M | $78.1M | ||
| Q1 25 | $83.6M | $102.9M | ||
| Q4 24 | $83.5M | $85.6M | ||
| Q3 24 | $64.8M | $99.8M | ||
| Q2 24 | $49.1M | $95.6M | ||
| Q1 24 | $61.4M | $85.1M |
| Q4 25 | 28.5% | 29.6% | ||
| Q3 25 | 27.4% | 31.2% | ||
| Q2 25 | 21.1% | 33.8% | ||
| Q1 25 | 30.0% | 38.8% | ||
| Q4 24 | 26.5% | 38.0% | ||
| Q3 24 | 23.5% | 38.7% | ||
| Q2 24 | 18.2% | 39.9% | ||
| Q1 24 | 22.3% | 39.0% |
| Q4 25 | 20.8% | 21.6% | ||
| Q3 25 | 20.1% | 23.2% | ||
| Q2 25 | 15.5% | 24.5% | ||
| Q1 25 | 22.5% | 29.4% | ||
| Q4 24 | 20.2% | 26.2% | ||
| Q3 24 | 17.9% | 30.0% | ||
| Q2 24 | 13.5% | 28.4% | ||
| Q1 24 | 16.7% | 26.6% |
| Q4 25 | $2.35 | — | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | — | ||
| Q1 25 | $1.87 | — | ||
| Q4 24 | $1.86 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.08 | — | ||
| Q1 24 | $1.35 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $266.8M |
| Total DebtLower is stronger | $2.2B | $393.3M |
| Stockholders' EquityBook value | $2.3B | $2.0B |
| Total Assets | $5.3B | $2.9B |
| Debt / EquityLower = less leverage | 0.98× | 0.20× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $266.8M | ||
| Q3 25 | $130.2M | $280.5M | ||
| Q2 25 | $101.5M | $251.8M | ||
| Q1 25 | $146.0M | $247.6M | ||
| Q4 24 | $175.1M | $260.0M | ||
| Q3 24 | $106.3M | $276.1M | ||
| Q2 24 | $113.7M | $275.7M | ||
| Q1 24 | $135.1M | $399.3M |
| Q4 25 | $2.2B | $393.3M | ||
| Q3 25 | $2.2B | $393.1M | ||
| Q2 25 | $1.7B | $392.9M | ||
| Q1 25 | $1.7B | $392.7M | ||
| Q4 24 | $1.7B | $392.5M | ||
| Q3 24 | $1.7B | $394.8M | ||
| Q2 24 | $1.7B | $394.1M | ||
| Q1 24 | $1.5B | $393.5M |
| Q4 25 | $2.3B | $2.0B | ||
| Q3 25 | $2.2B | $2.0B | ||
| Q2 25 | $2.1B | $2.0B | ||
| Q1 25 | $2.1B | $2.0B | ||
| Q4 24 | $2.1B | $2.0B | ||
| Q3 24 | $2.0B | $2.0B | ||
| Q2 24 | $2.0B | $1.9B | ||
| Q1 24 | $2.0B | $1.9B |
| Q4 25 | $5.3B | $2.9B | ||
| Q3 25 | $5.2B | $2.9B | ||
| Q2 25 | $4.5B | $2.9B | ||
| Q1 25 | $4.4B | $2.9B | ||
| Q4 24 | $4.5B | $2.8B | ||
| Q3 24 | $4.4B | $2.8B | ||
| Q2 24 | $4.3B | $2.8B | ||
| Q1 24 | $4.2B | $2.8B |
| Q4 25 | 0.98× | 0.20× | ||
| Q3 25 | 1.01× | 0.20× | ||
| Q2 25 | 0.79× | 0.20× | ||
| Q1 25 | 0.83× | 0.20× | ||
| Q4 24 | 0.85× | 0.20× | ||
| Q3 24 | 0.87× | 0.20× | ||
| Q2 24 | 0.85× | 0.21× | ||
| Q1 24 | 0.75× | 0.21× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $208.4M |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.98× | 3.03× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $208.4M | ||
| Q3 25 | $135.8M | $247.1M | ||
| Q2 25 | $116.9M | $198.7M | ||
| Q1 25 | $126.6M | $224.5M | ||
| Q4 24 | $198.1M | $222.6M | ||
| Q3 24 | $113.1M | $217.9M | ||
| Q2 24 | $106.2M | $269.4M | ||
| Q1 24 | $122.5M | $210.9M |
| Q4 25 | 1.98× | 3.03× | ||
| Q3 25 | 1.64× | 3.27× | ||
| Q2 25 | 1.95× | 2.54× | ||
| Q1 25 | 1.51× | 2.18× | ||
| Q4 24 | 2.37× | 2.60× | ||
| Q3 24 | 1.74× | 2.18× | ||
| Q2 24 | 2.16× | 2.82× | ||
| Q1 24 | 2.00× | 2.48× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
MGY
| Oil And Condensate | $215.6M | 68% |
| Natural Gas Reserves | $52.9M | 17% |
| Natural Gas Liquids Reserves | $49.1M | 15% |
