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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and MATERION Corp (MTRN). Click either name above to swap in a different company.
MATERION Corp is the larger business by last-quarter revenue ($549.8M vs $501.3M, roughly 1.1× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 3.5%, a 17.3% gap on every dollar of revenue. On growth, MATERION Corp posted the faster year-over-year revenue change (30.8% vs 21.2%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 13.6%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Materion Corp. is a multinational company specializing in high-performance advanced materials. Among its products are advanced beryllium metals, thin film deposition materials, high-performance alloys and composites, specialty engineered beryllium, engineered metals, technical ceramics, tantalum, niobium, other precious and non-precious metals, inorganic chemicals, and specialty coatings.
FCFS vs MTRN — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $549.8M |
| Net Profit | $104.2M | $19.4M |
| Gross Margin | — | 14.9% |
| Operating Margin | 28.5% | 5.1% |
| Net Margin | 20.8% | 3.5% |
| Revenue YoY | 21.2% | 30.8% |
| Net Profit YoY | 24.7% | 9.5% |
| EPS (diluted) | $2.35 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $549.8M | ||
| Q4 25 | $501.3M | $489.8M | ||
| Q3 25 | $411.0M | $444.8M | ||
| Q2 25 | $385.1M | $431.7M | ||
| Q1 25 | $371.1M | $420.3M | ||
| Q4 24 | $413.7M | $436.9M | ||
| Q3 24 | $363.1M | $436.7M | ||
| Q2 24 | $363.5M | $425.9M |
| Q1 26 | — | $19.4M | ||
| Q4 25 | $104.2M | $6.6M | ||
| Q3 25 | $82.8M | $25.4M | ||
| Q2 25 | $59.8M | $25.1M | ||
| Q1 25 | $83.6M | $17.7M | ||
| Q4 24 | $83.5M | $-48.9M | ||
| Q3 24 | $64.8M | $22.3M | ||
| Q2 24 | $49.1M | $19.0M |
| Q1 26 | — | 14.9% | ||
| Q4 25 | — | 13.0% | ||
| Q3 25 | — | 19.4% | ||
| Q2 25 | — | 19.1% | ||
| Q1 25 | — | 18.1% | ||
| Q4 24 | — | 21.3% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 19.0% |
| Q1 26 | — | 5.1% | ||
| Q4 25 | 28.5% | 2.2% | ||
| Q3 25 | 27.4% | 7.9% | ||
| Q2 25 | 21.1% | 8.5% | ||
| Q1 25 | 30.0% | 6.5% | ||
| Q4 24 | 26.5% | -8.8% | ||
| Q3 24 | 23.5% | 7.2% | ||
| Q2 24 | 18.2% | 7.5% |
| Q1 26 | — | 3.5% | ||
| Q4 25 | 20.8% | 1.3% | ||
| Q3 25 | 20.1% | 5.7% | ||
| Q2 25 | 15.5% | 5.8% | ||
| Q1 25 | 22.5% | 4.2% | ||
| Q4 24 | 20.2% | -11.2% | ||
| Q3 24 | 17.9% | 5.1% | ||
| Q2 24 | 13.5% | 4.5% |
| Q1 26 | — | — | ||
| Q4 25 | $2.35 | $0.30 | ||
| Q3 25 | $1.86 | $1.22 | ||
| Q2 25 | $1.34 | $1.21 | ||
| Q1 25 | $1.87 | $0.85 | ||
| Q4 24 | $1.86 | $-2.34 | ||
| Q3 24 | $1.44 | $1.07 | ||
| Q2 24 | $1.08 | $0.91 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $16.2M |
| Total DebtLower is stronger | $2.2B | $489.9M |
| Stockholders' EquityBook value | $2.3B | $957.0M |
| Total Assets | $5.3B | $1.9B |
| Debt / EquityLower = less leverage | 0.98× | 0.51× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | $16.2M | ||
| Q4 25 | $125.2M | $13.7M | ||
| Q3 25 | $130.2M | $16.4M | ||
| Q2 25 | $101.5M | $12.6M | ||
| Q1 25 | $146.0M | $15.6M | ||
| Q4 24 | $175.1M | $16.7M | ||
| Q3 24 | $106.3M | $17.9M | ||
| Q2 24 | $113.7M | $17.1M |
| Q1 26 | — | $489.9M | ||
| Q4 25 | $2.2B | $460.6M | ||
| Q3 25 | $2.2B | $458.9M | ||
| Q2 25 | $1.7B | $427.6M | ||
| Q1 25 | $1.7B | $453.0M | ||
| Q4 24 | $1.7B | $443.9M | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — |
| Q1 26 | — | $957.0M | ||
| Q4 25 | $2.3B | $943.3M | ||
| Q3 25 | $2.2B | $934.6M | ||
| Q2 25 | $2.1B | $910.6M | ||
| Q1 25 | $2.1B | $887.9M | ||
| Q4 24 | $2.1B | $868.9M | ||
| Q3 24 | $2.0B | $931.9M | ||
| Q2 24 | $2.0B | $907.1M |
| Q1 26 | — | $1.9B | ||
| Q4 25 | $5.3B | $1.8B | ||
| Q3 25 | $5.2B | $1.8B | ||
| Q2 25 | $4.5B | $1.7B | ||
| Q1 25 | $4.4B | $1.8B | ||
| Q4 24 | $4.5B | $1.7B | ||
| Q3 24 | $4.4B | $1.9B | ||
| Q2 24 | $4.3B | $1.8B |
| Q1 26 | — | 0.51× | ||
| Q4 25 | 0.98× | 0.49× | ||
| Q3 25 | 1.01× | 0.49× | ||
| Q2 25 | 0.79× | 0.47× | ||
| Q1 25 | 0.83× | 0.51× | ||
| Q4 24 | 0.85× | 0.51× | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $206.6M | $19.5M | ||
| Q3 25 | $135.8M | $18.3M | ||
| Q2 25 | $116.9M | $49.9M | ||
| Q1 25 | $126.6M | $15.5M | ||
| Q4 24 | $198.1M | $76.3M | ||
| Q3 24 | $113.1M | $5.1M | ||
| Q2 24 | $106.2M | $20.3M |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $3.2M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | $-24.3M | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.8% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | -5.6% | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 2.9% | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 6.7% | ||
| Q2 24 | — | — |
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | 2.97× | ||
| Q3 25 | 1.64× | 0.72× | ||
| Q2 25 | 1.95× | 1.99× | ||
| Q1 25 | 1.51× | 0.88× | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | 0.23× | ||
| Q2 24 | 2.16× | 1.07× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
MTRN
Segment breakdown not available.
