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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Metallus Inc. (MTUS). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $267.3M, roughly 1.9× Metallus Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs -5.3%, a 26.1% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 11.1%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -8.8%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
FCFS vs MTUS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $267.3M |
| Net Profit | $104.2M | $-14.3M |
| Gross Margin | — | 2.2% |
| Operating Margin | 28.5% | -7.7% |
| Net Margin | 20.8% | -5.3% |
| Revenue YoY | 21.2% | 11.1% |
| Net Profit YoY | 24.7% | 33.2% |
| EPS (diluted) | $2.35 | $-0.34 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $267.3M | ||
| Q3 25 | $411.0M | $305.9M | ||
| Q2 25 | $385.1M | $304.6M | ||
| Q1 25 | $371.1M | $280.5M | ||
| Q4 24 | $413.7M | $240.5M | ||
| Q3 24 | $363.1M | $227.2M | ||
| Q2 24 | $363.5M | $294.7M | ||
| Q1 24 | $366.8M | $321.6M |
| Q4 25 | $104.2M | $-14.3M | ||
| Q3 25 | $82.8M | $8.1M | ||
| Q2 25 | $59.8M | $3.7M | ||
| Q1 25 | $83.6M | $1.3M | ||
| Q4 24 | $83.5M | $-21.4M | ||
| Q3 24 | $64.8M | $-5.9M | ||
| Q2 24 | $49.1M | $4.6M | ||
| Q1 24 | $61.4M | $24.0M |
| Q4 25 | — | 2.2% | ||
| Q3 25 | — | 11.4% | ||
| Q2 25 | — | 10.6% | ||
| Q1 25 | — | 7.8% | ||
| Q4 24 | — | 4.5% | ||
| Q3 24 | — | 5.3% | ||
| Q2 24 | — | 8.2% | ||
| Q1 24 | — | 15.7% |
| Q4 25 | 28.5% | -7.7% | ||
| Q3 25 | 27.4% | 3.6% | ||
| Q2 25 | 21.1% | 2.8% | ||
| Q1 25 | 30.0% | 1.0% | ||
| Q4 24 | 26.5% | -10.1% | ||
| Q3 24 | 23.5% | -3.1% | ||
| Q2 24 | 18.2% | 2.1% | ||
| Q1 24 | 22.3% | 9.3% |
| Q4 25 | 20.8% | -5.3% | ||
| Q3 25 | 20.1% | 2.6% | ||
| Q2 25 | 15.5% | 1.2% | ||
| Q1 25 | 22.5% | 0.5% | ||
| Q4 24 | 20.2% | -8.9% | ||
| Q3 24 | 17.9% | -2.6% | ||
| Q2 24 | 13.5% | 1.6% | ||
| Q1 24 | 16.7% | 7.5% |
| Q4 25 | $2.35 | $-0.34 | ||
| Q3 25 | $1.86 | $0.19 | ||
| Q2 25 | $1.34 | $0.09 | ||
| Q1 25 | $1.87 | $0.03 | ||
| Q4 24 | $1.86 | $-0.46 | ||
| Q3 24 | $1.44 | $-0.13 | ||
| Q2 24 | $1.08 | $0.10 | ||
| Q1 24 | $1.35 | $0.52 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $156.7M |
| Total DebtLower is stronger | $2.2B | — |
| Stockholders' EquityBook value | $2.3B | $686.0M |
| Total Assets | $5.3B | $1.1B |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $156.7M | ||
| Q3 25 | $130.2M | $191.5M | ||
| Q2 25 | $101.5M | $190.8M | ||
| Q1 25 | $146.0M | $180.3M | ||
| Q4 24 | $175.1M | $240.7M | ||
| Q3 24 | $106.3M | $254.6M | ||
| Q2 24 | $113.7M | $272.8M | ||
| Q1 24 | $135.1M | $278.1M |
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | $0 | ||
| Q2 25 | $1.7B | $0 | ||
| Q1 25 | $1.7B | $5.4M | ||
| Q4 24 | $1.7B | $5.4M | ||
| Q3 24 | $1.7B | $13.2M | ||
| Q2 24 | $1.7B | $13.2M | ||
| Q1 24 | $1.5B | $13.2M |
| Q4 25 | $2.3B | $686.0M | ||
| Q3 25 | $2.2B | $697.7M | ||
| Q2 25 | $2.1B | $690.0M | ||
| Q1 25 | $2.1B | $686.1M | ||
| Q4 24 | $2.1B | $690.5M | ||
| Q3 24 | $2.0B | $712.7M | ||
| Q2 24 | $2.0B | $736.3M | ||
| Q1 24 | $2.0B | $739.3M |
| Q4 25 | $5.3B | $1.1B | ||
| Q3 25 | $5.2B | $1.2B | ||
| Q2 25 | $4.5B | $1.1B | ||
| Q1 25 | $4.4B | $1.1B | ||
| Q4 24 | $4.5B | $1.1B | ||
| Q3 24 | $4.4B | $1.1B | ||
| Q2 24 | $4.3B | $1.1B | ||
| Q1 24 | $4.2B | $1.2B |
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | 0.00× | ||
| Q2 25 | 0.79× | 0.00× | ||
| Q1 25 | 0.83× | 0.01× | ||
| Q4 24 | 0.85× | 0.01× | ||
| Q3 24 | 0.87× | 0.02× | ||
| Q2 24 | 0.85× | 0.02× | ||
| Q1 24 | 0.75× | 0.02× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $-1.9M |
| Free Cash FlowOCF − Capex | — | $-37.2M |
| FCF MarginFCF / Revenue | — | -13.9% |
| Capex IntensityCapex / Revenue | — | 13.2% |
| Cash ConversionOCF / Net Profit | 1.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $-93.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $-1.9M | ||
| Q3 25 | $135.8M | $22.0M | ||
| Q2 25 | $116.9M | $34.8M | ||
| Q1 25 | $126.6M | $-38.9M | ||
| Q4 24 | $198.1M | $13.9M | ||
| Q3 24 | $113.1M | $-15.3M | ||
| Q2 24 | $106.2M | $8.3M | ||
| Q1 24 | $122.5M | $33.4M |
| Q4 25 | — | $-37.2M | ||
| Q3 25 | — | $-6.4M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $-66.4M | ||
| Q4 24 | — | $-1.3M | ||
| Q3 24 | — | $-32.9M | ||
| Q2 24 | — | $-5.8M | ||
| Q1 24 | — | $16.0M |
| Q4 25 | — | -13.9% | ||
| Q3 25 | — | -2.1% | ||
| Q2 25 | — | 5.6% | ||
| Q1 25 | — | -23.7% | ||
| Q4 24 | — | -0.5% | ||
| Q3 24 | — | -14.5% | ||
| Q2 24 | — | -2.0% | ||
| Q1 24 | — | 5.0% |
| Q4 25 | — | 13.2% | ||
| Q3 25 | — | 9.3% | ||
| Q2 25 | — | 5.8% | ||
| Q1 25 | — | 9.8% | ||
| Q4 24 | — | 6.3% | ||
| Q3 24 | — | 7.7% | ||
| Q2 24 | — | 4.8% | ||
| Q1 24 | — | 5.4% |
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | 2.72× | ||
| Q2 25 | 1.95× | 9.41× | ||
| Q1 25 | 1.51× | -29.92× | ||
| Q4 24 | 2.37× | — | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | 1.80× | ||
| Q1 24 | 2.00× | 1.39× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
MTUS
| Industrial Market Sector | $95.3M | 36% |
| Manufactured Components | $67.8M | 25% |
| Aerospace And Defense | $39.6M | 15% |
| Seamless Mechanical Tubing | $31.3M | 12% |
| Energy Market Sector | $18.3M | 7% |
| Other | $11.3M | 4% |
| Other Market Sector | $3.7M | 1% |
