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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Noble Corp plc (NE). Click either name above to swap in a different company.

Noble Corp plc is the larger business by last-quarter revenue ($764.4M vs $501.3M, roughly 1.5× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 11.3%, a 9.4% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs -17.6%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 9.5%).

FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.

Barnes & Noble Booksellers is an American bookseller with the largest number of retail outlets in the United States. The company operates approximately 700+ retail stores across the United States.

FCFS vs NE — Head-to-Head

Bigger by revenue
NE
NE
1.5× larger
NE
$764.4M
$501.3M
FCFS
Growing faster (revenue YoY)
FCFS
FCFS
+38.7% gap
FCFS
21.2%
-17.6%
NE
Higher net margin
FCFS
FCFS
9.4% more per $
FCFS
20.8%
11.3%
NE
Faster 2-yr revenue CAGR
FCFS
FCFS
Annualised
FCFS
16.9%
9.5%
NE

Income Statement — Q4 FY2025 vs Q4 FY2025

Metric
FCFS
FCFS
NE
NE
Revenue
$501.3M
$764.4M
Net Profit
$104.2M
$86.6M
Gross Margin
Operating Margin
28.5%
5.6%
Net Margin
20.8%
11.3%
Revenue YoY
21.2%
-17.6%
Net Profit YoY
24.7%
-10.4%
EPS (diluted)
$2.35
$0.54

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FCFS
FCFS
NE
NE
Q4 25
$501.3M
$764.4M
Q3 25
$411.0M
$798.0M
Q2 25
$385.1M
$848.7M
Q1 25
$371.1M
$874.5M
Q4 24
$413.7M
$927.3M
Q3 24
$363.1M
$800.5M
Q2 24
$363.5M
$692.8M
Q1 24
$366.8M
$637.1M
Net Profit
FCFS
FCFS
NE
NE
Q4 25
$104.2M
$86.6M
Q3 25
$82.8M
$-21.1M
Q2 25
$59.8M
$42.9M
Q1 25
$83.6M
$108.3M
Q4 24
$83.5M
$96.6M
Q3 24
$64.8M
$61.2M
Q2 24
$49.1M
$195.0M
Q1 24
$61.4M
$95.5M
Operating Margin
FCFS
FCFS
NE
NE
Q4 25
28.5%
5.6%
Q3 25
27.4%
6.3%
Q2 25
21.1%
15.9%
Q1 25
30.0%
21.4%
Q4 24
26.5%
18.4%
Q3 24
23.5%
14.4%
Q2 24
18.2%
30.3%
Q1 24
22.3%
16.9%
Net Margin
FCFS
FCFS
NE
NE
Q4 25
20.8%
11.3%
Q3 25
20.1%
-2.6%
Q2 25
15.5%
5.1%
Q1 25
22.5%
12.4%
Q4 24
20.2%
10.4%
Q3 24
17.9%
7.6%
Q2 24
13.5%
28.1%
Q1 24
16.7%
15.0%
EPS (diluted)
FCFS
FCFS
NE
NE
Q4 25
$2.35
$0.54
Q3 25
$1.86
$-0.13
Q2 25
$1.34
$0.27
Q1 25
$1.87
$0.67
Q4 24
$1.86
$0.56
Q3 24
$1.44
$0.40
Q2 24
$1.08
$1.34
Q1 24
$1.35
$0.66

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FCFS
FCFS
NE
NE
Cash + ST InvestmentsLiquidity on hand
$125.2M
$471.4M
Total DebtLower is stronger
$2.2B
Stockholders' EquityBook value
$2.3B
$4.5B
Total Assets
$5.3B
$7.5B
Debt / EquityLower = less leverage
0.98×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FCFS
FCFS
NE
NE
Q4 25
$125.2M
$471.4M
Q3 25
$130.2M
$477.9M
Q2 25
$101.5M
$338.2M
Q1 25
$146.0M
$303.8M
Q4 24
$175.1M
$247.3M
Q3 24
$106.3M
$391.9M
Q2 24
$113.7M
$162.9M
Q1 24
$135.1M
$212.5M
Total Debt
FCFS
FCFS
NE
NE
Q4 25
$2.2B
Q3 25
$2.2B
Q2 25
$1.7B
Q1 25
$1.7B
Q4 24
$1.7B
Q3 24
$1.7B
Q2 24
$1.7B
Q1 24
$1.5B
Stockholders' Equity
FCFS
FCFS
NE
NE
Q4 25
$2.3B
$4.5B
Q3 25
$2.2B
$4.5B
Q2 25
$2.1B
$4.6B
Q1 25
$2.1B
$4.7B
Q4 24
$2.1B
$4.7B
Q3 24
$2.0B
$4.7B
Q2 24
$2.0B
$4.0B
Q1 24
$2.0B
$3.9B
Total Assets
FCFS
FCFS
NE
NE
Q4 25
$5.3B
$7.5B
Q3 25
$5.2B
$7.6B
Q2 25
$4.5B
$7.7B
Q1 25
$4.4B
$7.9B
Q4 24
$4.5B
$8.0B
Q3 24
$4.4B
$8.0B
Q2 24
$4.3B
$5.6B
Q1 24
$4.2B
$5.4B
Debt / Equity
FCFS
FCFS
NE
NE
Q4 25
0.98×
Q3 25
1.01×
Q2 25
0.79×
Q1 25
0.83×
Q4 24
0.85×
Q3 24
0.87×
Q2 24
0.85×
Q1 24
0.75×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FCFS
FCFS
NE
NE
Operating Cash FlowLast quarter
$206.6M
$187.1M
Free Cash FlowOCF − Capex
$35.4M
FCF MarginFCF / Revenue
4.6%
Capex IntensityCapex / Revenue
19.9%
Cash ConversionOCF / Net Profit
1.98×
2.16×
TTM Free Cash FlowTrailing 4 quarters
$432.2M

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FCFS
FCFS
NE
NE
Q4 25
$206.6M
$187.1M
Q3 25
$135.8M
$277.1M
Q2 25
$116.9M
$216.4M
Q1 25
$126.6M
$271.1M
Q4 24
$198.1M
$136.2M
Q3 24
$113.1M
$283.8M
Q2 24
$106.2M
$106.8M
Q1 24
$122.5M
$128.7M
Free Cash Flow
FCFS
FCFS
NE
NE
Q4 25
$35.4M
Q3 25
$139.5M
Q2 25
$99.8M
Q1 25
$157.5M
Q4 24
$-4.4M
Q3 24
$156.8M
Q2 24
$-34.3M
Q1 24
$-37.9M
FCF Margin
FCFS
FCFS
NE
NE
Q4 25
4.6%
Q3 25
17.5%
Q2 25
11.8%
Q1 25
18.0%
Q4 24
-0.5%
Q3 24
19.6%
Q2 24
-4.9%
Q1 24
-6.0%
Capex Intensity
FCFS
FCFS
NE
NE
Q4 25
19.9%
Q3 25
17.3%
Q2 25
13.7%
Q1 25
13.0%
Q4 24
15.2%
Q3 24
15.9%
Q2 24
20.4%
Q1 24
26.2%
Cash Conversion
FCFS
FCFS
NE
NE
Q4 25
1.98×
2.16×
Q3 25
1.64×
Q2 25
1.95×
5.05×
Q1 25
1.51×
2.50×
Q4 24
2.37×
1.41×
Q3 24
1.74×
4.64×
Q2 24
2.16×
0.55×
Q1 24
2.00×
1.35×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FCFS
FCFS

US Pawn Segment$292.2M58%
Retail POS Payment Solutions$209.8M42%

NE
NE

Floaters$559.8M73%
Jackups$145.5M19%
Service Other$59.1M8%

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