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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and OCEANEERING INTERNATIONAL INC (OII). Click either name above to swap in a different company.
OCEANEERING INTERNATIONAL INC is the larger business by last-quarter revenue ($692.4M vs $501.3M, roughly 1.4× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 5.2%, a 15.6% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 3.6%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 1.8%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Oceaneering International, Inc. is a subsea engineering and applied technology company based in Houston, Texas, U.S. that provides engineered services and hardware to customers who operate in marine, space, and other environments.
FCFS vs OII — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $692.4M |
| Net Profit | $104.2M | $36.1M |
| Gross Margin | — | — |
| Operating Margin | 28.5% | — |
| Net Margin | 20.8% | 5.2% |
| Revenue YoY | 21.2% | 3.6% |
| Net Profit YoY | 24.7% | -28.3% |
| EPS (diluted) | $2.35 | $0.36 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $692.4M | ||
| Q4 25 | $501.3M | $668.6M | ||
| Q3 25 | $411.0M | $742.9M | ||
| Q2 25 | $385.1M | $698.2M | ||
| Q1 25 | $371.1M | $674.5M | ||
| Q4 24 | $413.7M | $713.5M | ||
| Q3 24 | $363.1M | $679.8M | ||
| Q2 24 | $363.5M | $668.8M |
| Q1 26 | — | $36.1M | ||
| Q4 25 | $104.2M | $177.7M | ||
| Q3 25 | $82.8M | $71.3M | ||
| Q2 25 | $59.8M | $54.4M | ||
| Q1 25 | $83.6M | $50.4M | ||
| Q4 24 | $83.5M | $56.1M | ||
| Q3 24 | $64.8M | $41.2M | ||
| Q2 24 | $49.1M | $35.0M |
| Q1 26 | — | — | ||
| Q4 25 | — | 19.8% | ||
| Q3 25 | — | 20.6% | ||
| Q2 25 | — | 21.3% | ||
| Q1 25 | — | 20.0% | ||
| Q4 24 | — | 19.9% | ||
| Q3 24 | — | 19.3% | ||
| Q2 24 | — | 18.0% |
| Q1 26 | — | — | ||
| Q4 25 | 28.5% | 9.8% | ||
| Q3 25 | 27.4% | 11.6% | ||
| Q2 25 | 21.1% | 11.3% | ||
| Q1 25 | 30.0% | 10.9% | ||
| Q4 24 | 26.5% | 10.9% | ||
| Q3 24 | 23.5% | 10.5% | ||
| Q2 24 | 18.2% | 9.0% |
| Q1 26 | — | 5.2% | ||
| Q4 25 | 20.8% | 26.6% | ||
| Q3 25 | 20.1% | 9.6% | ||
| Q2 25 | 15.5% | 7.8% | ||
| Q1 25 | 22.5% | 7.5% | ||
| Q4 24 | 20.2% | 7.9% | ||
| Q3 24 | 17.9% | 6.1% | ||
| Q2 24 | 13.5% | 5.2% |
| Q1 26 | — | $0.36 | ||
| Q4 25 | $2.35 | $1.75 | ||
| Q3 25 | $1.86 | $0.71 | ||
| Q2 25 | $1.34 | $0.54 | ||
| Q1 25 | $1.87 | $0.49 | ||
| Q4 24 | $1.86 | $0.55 | ||
| Q3 24 | $1.44 | $0.40 | ||
| Q2 24 | $1.08 | $0.34 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | — |
| Total DebtLower is stronger | $2.2B | $488.8M |
| Stockholders' EquityBook value | $2.3B | $1.1B |
| Total Assets | $5.3B | $2.6B |
| Debt / EquityLower = less leverage | 0.98× | 0.44× |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $125.2M | $695.9M | ||
| Q3 25 | $130.2M | $7.0M | ||
| Q2 25 | $101.5M | $7.0M | ||
| Q1 25 | $146.0M | $7.0M | ||
| Q4 24 | $175.1M | $504.5M | ||
| Q3 24 | $106.3M | — | ||
| Q2 24 | $113.7M | — |
| Q1 26 | — | $488.8M | ||
| Q4 25 | $2.2B | $487.4M | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $482.0M | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — |
| Q1 26 | — | $1.1B | ||
| Q4 25 | $2.3B | $1.1B | ||
| Q3 25 | $2.2B | $907.7M | ||
| Q2 25 | $2.1B | $842.1M | ||
| Q1 25 | $2.1B | $773.1M | ||
| Q4 24 | $2.1B | $714.3M | ||
| Q3 24 | $2.0B | $698.0M | ||
| Q2 24 | $2.0B | $651.0M |
| Q1 26 | — | $2.6B | ||
| Q4 25 | $5.3B | $2.7B | ||
| Q3 25 | $5.2B | $2.5B | ||
| Q2 25 | $4.5B | $2.3B | ||
| Q1 25 | $4.4B | $2.3B | ||
| Q4 24 | $4.5B | $2.3B | ||
| Q3 24 | $4.4B | $2.4B | ||
| Q2 24 | $4.3B | $2.3B |
| Q1 26 | — | 0.44× | ||
| Q4 25 | 0.98× | 0.46× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | 0.67× | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | — |
| Free Cash FlowOCF − Capex | — | $-76.5M |
| FCF MarginFCF / Revenue | — | -11.1% |
| Capex IntensityCapex / Revenue | — | 2.5% |
| Cash ConversionOCF / Net Profit | 1.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | $238.1M |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $206.6M | $221.1M | ||
| Q3 25 | $135.8M | $101.3M | ||
| Q2 25 | $116.9M | $77.2M | ||
| Q1 25 | $126.6M | $-80.7M | ||
| Q4 24 | $198.1M | $128.4M | ||
| Q3 24 | $113.1M | $91.9M | ||
| Q2 24 | $106.2M | $52.6M |
| Q1 26 | — | $-76.5M | ||
| Q4 25 | — | $190.7M | ||
| Q3 25 | — | $77.0M | ||
| Q2 25 | — | $46.9M | ||
| Q1 25 | — | $-106.8M | ||
| Q4 24 | — | $94.5M | ||
| Q3 24 | — | $67.0M | ||
| Q2 24 | — | $29.8M |
| Q1 26 | — | -11.1% | ||
| Q4 25 | — | 28.5% | ||
| Q3 25 | — | 10.4% | ||
| Q2 25 | — | 6.7% | ||
| Q1 25 | — | -15.8% | ||
| Q4 24 | — | 13.2% | ||
| Q3 24 | — | 9.9% | ||
| Q2 24 | — | 4.5% |
| Q1 26 | — | 2.5% | ||
| Q4 25 | — | 4.6% | ||
| Q3 25 | — | 3.3% | ||
| Q2 25 | — | 4.3% | ||
| Q1 25 | — | 3.9% | ||
| Q4 24 | — | 4.7% | ||
| Q3 24 | — | 3.7% | ||
| Q2 24 | — | 3.4% |
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | 1.24× | ||
| Q3 25 | 1.64× | 1.42× | ||
| Q2 25 | 1.95× | 1.42× | ||
| Q1 25 | 1.51× | -1.60× | ||
| Q4 24 | 2.37× | 2.29× | ||
| Q3 24 | 1.74× | 2.23× | ||
| Q2 24 | 2.16× | 1.50× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
OII
Segment breakdown not available.
