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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Principal Financial Group (PFG). Click either name above to swap in a different company.
Principal Financial Group is the larger business by last-quarter revenue ($750.8M vs $501.3M, roughly 1.5× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 0.3%, a 20.5% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 4.0%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs -58.3%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Principal Financial GroupPFGEarnings & Financial Report
Principal Financial Group, Inc. (PFG) is an American global financial investment management and insurance company headquartered in Des Moines, Iowa, United States.
FCFS vs PFG — Head-to-Head
Income Statement — Q4 FY2025 vs Q1 FY2026
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $750.8M |
| Net Profit | $104.2M | $1.9M |
| Gross Margin | — | — |
| Operating Margin | 28.5% | — |
| Net Margin | 20.8% | 0.3% |
| Revenue YoY | 21.2% | 4.0% |
| Net Profit YoY | 24.7% | 783.0% |
| EPS (diluted) | $2.35 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q1 26 | — | $750.8M | ||
| Q4 25 | $501.3M | $4.6B | ||
| Q3 25 | $411.0M | $3.7B | ||
| Q2 25 | $385.1M | $3.7B | ||
| Q1 25 | $371.1M | $3.7B | ||
| Q4 24 | $413.7M | $4.8B | ||
| Q3 24 | $363.1M | $3.0B | ||
| Q2 24 | $363.5M | $4.3B |
| Q1 26 | — | $1.9M | ||
| Q4 25 | $104.2M | $517.0M | ||
| Q3 25 | $82.8M | $213.8M | ||
| Q2 25 | $59.8M | $406.2M | ||
| Q1 25 | $83.6M | $48.1M | ||
| Q4 24 | $83.5M | $905.4M | ||
| Q3 24 | $64.8M | $-220.0M | ||
| Q2 24 | $49.1M | $353.1M |
| Q1 26 | — | — | ||
| Q4 25 | 28.5% | — | ||
| Q3 25 | 27.4% | — | ||
| Q2 25 | 21.1% | — | ||
| Q1 25 | 30.0% | — | ||
| Q4 24 | 26.5% | — | ||
| Q3 24 | 23.5% | — | ||
| Q2 24 | 18.2% | — |
| Q1 26 | — | 0.3% | ||
| Q4 25 | 20.8% | 11.3% | ||
| Q3 25 | 20.1% | 5.8% | ||
| Q2 25 | 15.5% | 11.1% | ||
| Q1 25 | 22.5% | 1.3% | ||
| Q4 24 | 20.2% | 19.1% | ||
| Q3 24 | 17.9% | -7.3% | ||
| Q2 24 | 13.5% | 8.2% |
| Q1 26 | — | — | ||
| Q4 25 | $2.35 | $2.30 | ||
| Q3 25 | $1.86 | $0.95 | ||
| Q2 25 | $1.34 | $1.79 | ||
| Q1 25 | $1.87 | $0.21 | ||
| Q4 24 | $1.86 | $3.92 | ||
| Q3 24 | $1.44 | $-0.95 | ||
| Q2 24 | $1.08 | $1.49 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | — |
| Total DebtLower is stronger | $2.2B | — |
| Stockholders' EquityBook value | $2.3B | — |
| Total Assets | $5.3B | — |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $125.2M | $4.4B | ||
| Q3 25 | $130.2M | $5.1B | ||
| Q2 25 | $101.5M | $3.7B | ||
| Q1 25 | $146.0M | $3.9B | ||
| Q4 24 | $175.1M | $4.2B | ||
| Q3 24 | $106.3M | $6.2B | ||
| Q2 24 | $113.7M | $4.8B |
| Q1 26 | — | — | ||
| Q4 25 | $2.2B | $3.9B | ||
| Q3 25 | $2.2B | $3.9B | ||
| Q2 25 | $1.7B | $3.9B | ||
| Q1 25 | $1.7B | $4.3B | ||
| Q4 24 | $1.7B | $4.0B | ||
| Q3 24 | $1.7B | $3.9B | ||
| Q2 24 | $1.7B | $3.9B |
| Q1 26 | — | — | ||
| Q4 25 | $2.3B | $11.9B | ||
| Q3 25 | $2.2B | $11.7B | ||
| Q2 25 | $2.1B | $11.4B | ||
| Q1 25 | $2.1B | $11.2B | ||
| Q4 24 | $2.1B | $11.1B | ||
| Q3 24 | $2.0B | $11.2B | ||
| Q2 24 | $2.0B | $11.0B |
| Q1 26 | — | — | ||
| Q4 25 | $5.3B | $341.4B | ||
| Q3 25 | $5.2B | $334.5B | ||
| Q2 25 | $4.5B | $323.1B | ||
| Q1 25 | $4.4B | $313.0B | ||
| Q4 24 | $4.5B | $313.7B | ||
| Q3 24 | $4.4B | $322.9B | ||
| Q2 24 | $4.3B | $308.8B |
| Q1 26 | — | — | ||
| Q4 25 | 0.98× | 0.33× | ||
| Q3 25 | 1.01× | 0.34× | ||
| Q2 25 | 0.79× | 0.34× | ||
| Q1 25 | 0.83× | 0.39× | ||
| Q4 24 | 0.85× | 0.36× | ||
| Q3 24 | 0.87× | 0.35× | ||
| Q2 24 | 0.85× | 0.36× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q1 26 | — | — | ||
| Q4 25 | $206.6M | $1.7B | ||
| Q3 25 | $135.8M | $1.0B | ||
| Q2 25 | $116.9M | $811.9M | ||
| Q1 25 | $126.6M | $977.3M | ||
| Q4 24 | $198.1M | $1.5B | ||
| Q3 24 | $113.1M | $1.1B | ||
| Q2 24 | $106.2M | $1.4B |
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | 3.37× | ||
| Q3 25 | 1.64× | 4.70× | ||
| Q2 25 | 1.95× | 2.00× | ||
| Q1 25 | 1.51× | 20.32× | ||
| Q4 24 | 2.37× | 1.61× | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | 4.05× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
PFG
Segment breakdown not available.
