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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and PJT Partners Inc. (PJT). Click either name above to swap in a different company.
PJT Partners Inc. is the larger business by last-quarter revenue ($531.4M vs $501.3M, roughly 1.1× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 10.0%, a 10.7% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 12.9%). Over the past eight quarters, PJT Partners Inc.'s revenue compounded faster (27.5% CAGR vs 16.9%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
PJT Partners, Inc. is a global advisory-focused investment bank, founded in October 2015 as part of The Blackstone Group's spin-off of its financial and strategic advisory services businesses.
FCFS vs PJT — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $531.4M |
| Net Profit | $104.2M | $53.4M |
| Gross Margin | — | — |
| Operating Margin | 28.5% | 23.1% |
| Net Margin | 20.8% | 10.0% |
| Revenue YoY | 21.2% | 12.9% |
| Net Profit YoY | 24.7% | 4.0% |
| EPS (diluted) | $2.35 | — |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $531.4M | ||
| Q3 25 | $411.0M | $442.3M | ||
| Q2 25 | $385.1M | $401.1M | ||
| Q1 25 | $371.1M | $321.9M | ||
| Q4 24 | $413.7M | $470.5M | ||
| Q3 24 | $363.1M | $320.3M | ||
| Q2 24 | $363.5M | $358.1M | ||
| Q1 24 | $366.8M | $327.1M |
| Q4 25 | $104.2M | $53.4M | ||
| Q3 25 | $82.8M | $39.8M | ||
| Q2 25 | $59.8M | $32.9M | ||
| Q1 25 | $83.6M | $54.0M | ||
| Q4 24 | $83.5M | $51.3M | ||
| Q3 24 | $64.8M | $22.1M | ||
| Q2 24 | $49.1M | $28.3M | ||
| Q1 24 | $61.4M | $32.6M |
| Q4 25 | 28.5% | 23.1% | ||
| Q3 25 | 27.4% | 20.6% | ||
| Q2 25 | 21.1% | 19.1% | ||
| Q1 25 | 30.0% | 16.3% | ||
| Q4 24 | 26.5% | 21.9% | ||
| Q3 24 | 23.5% | 15.4% | ||
| Q2 24 | 18.2% | 18.0% | ||
| Q1 24 | 22.3% | 16.5% |
| Q4 25 | 20.8% | 10.0% | ||
| Q3 25 | 20.1% | 9.0% | ||
| Q2 25 | 15.5% | 8.2% | ||
| Q1 25 | 22.5% | 16.8% | ||
| Q4 24 | 20.2% | 10.9% | ||
| Q3 24 | 17.9% | 6.9% | ||
| Q2 24 | 13.5% | 7.9% | ||
| Q1 24 | 16.7% | 10.0% |
| Q4 25 | $2.35 | — | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | — | ||
| Q1 25 | $1.87 | — | ||
| Q4 24 | $1.86 | — | ||
| Q3 24 | $1.44 | — | ||
| Q2 24 | $1.08 | — | ||
| Q1 24 | $1.35 | — |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $538.9M |
| Total DebtLower is stronger | $2.2B | — |
| Stockholders' EquityBook value | $2.3B | $308.2M |
| Total Assets | $5.3B | $1.8B |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $538.9M | ||
| Q3 25 | $130.2M | $400.5M | ||
| Q2 25 | $101.5M | $214.6M | ||
| Q1 25 | $146.0M | $194.3M | ||
| Q4 24 | $175.1M | $483.9M | ||
| Q3 24 | $106.3M | $148.8M | ||
| Q2 24 | $113.7M | $164.2M | ||
| Q1 24 | $135.1M | $215.5M |
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $2.3B | $308.2M | ||
| Q3 25 | $2.2B | $228.6M | ||
| Q2 25 | $2.1B | $167.4M | ||
| Q1 25 | $2.1B | $148.8M | ||
| Q4 24 | $2.1B | $187.0M | ||
| Q3 24 | $2.0B | $159.1M | ||
| Q2 24 | $2.0B | $133.8M | ||
| Q1 24 | $2.0B | $174.6M |
| Q4 25 | $5.3B | $1.8B | ||
| Q3 25 | $5.2B | $1.7B | ||
| Q2 25 | $4.5B | $1.5B | ||
| Q1 25 | $4.4B | $1.4B | ||
| Q4 24 | $4.5B | $1.6B | ||
| Q3 24 | $4.4B | $1.6B | ||
| Q2 24 | $4.3B | $1.4B | ||
| Q1 24 | $4.2B | $1.3B |
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $155.7M |
| Free Cash FlowOCF − Capex | — | $138.6M |
| FCF MarginFCF / Revenue | — | 26.1% |
| Capex IntensityCapex / Revenue | — | 3.2% |
| Cash ConversionOCF / Net Profit | 1.98× | 2.92× |
| TTM Free Cash FlowTrailing 4 quarters | — | $480.4M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $155.7M | ||
| Q3 25 | $135.8M | $256.1M | ||
| Q2 25 | $116.9M | $190.4M | ||
| Q1 25 | $126.6M | $-75.9M | ||
| Q4 24 | $198.1M | $195.7M | ||
| Q3 24 | $113.1M | $180.5M | ||
| Q2 24 | $106.2M | $193.6M | ||
| Q1 24 | $122.5M | $-38.8M |
| Q4 25 | — | $138.6M | ||
| Q3 25 | — | $240.9M | ||
| Q2 25 | — | $178.9M | ||
| Q1 25 | — | $-77.9M | ||
| Q4 24 | — | $195.3M | ||
| Q3 24 | — | $178.5M | ||
| Q2 24 | — | $193.0M | ||
| Q1 24 | — | $-39.2M |
| Q4 25 | — | 26.1% | ||
| Q3 25 | — | 54.5% | ||
| Q2 25 | — | 44.6% | ||
| Q1 25 | — | -24.2% | ||
| Q4 24 | — | 41.5% | ||
| Q3 24 | — | 55.7% | ||
| Q2 24 | — | 53.9% | ||
| Q1 24 | — | -12.0% |
| Q4 25 | — | 3.2% | ||
| Q3 25 | — | 3.4% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 0.6% | ||
| Q2 24 | — | 0.1% | ||
| Q1 24 | — | 0.1% |
| Q4 25 | 1.98× | 2.92× | ||
| Q3 25 | 1.64× | 6.43× | ||
| Q2 25 | 1.95× | 5.79× | ||
| Q1 25 | 1.51× | -1.41× | ||
| Q4 24 | 2.37× | 3.81× | ||
| Q3 24 | 1.74× | 8.15× | ||
| Q2 24 | 2.16× | 6.84× | ||
| Q1 24 | 2.00× | -1.19× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
PJT
Segment breakdown not available.
