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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Insulet Corporation (PODD). Click either name above to swap in a different company.
Insulet Corporation is the larger business by last-quarter revenue ($783.7M vs $501.3M, roughly 1.6× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 13.0%, a 7.8% gap on every dollar of revenue. On growth, Insulet Corporation posted the faster year-over-year revenue change (31.2% vs 21.2%). Over the past eight quarters, Insulet Corporation's revenue compounded faster (33.2% CAGR vs 16.9%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
An insulin pump is a medical device used for the administration of insulin in the treatment of diabetes mellitus, also known as continuous subcutaneous insulin therapy . The device configuration may vary depending on design. A traditional pump includes:the pump a disposable reservoir for insulin a disposable infusion set, including a cannula for subcutaneous insertion and a tubing system to connect the insulin reservoir to the cannula.
FCFS vs PODD — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $783.7M |
| Net Profit | $104.2M | $101.6M |
| Gross Margin | — | 72.6% |
| Operating Margin | 28.5% | 18.7% |
| Net Margin | 20.8% | 13.0% |
| Revenue YoY | 21.2% | 31.2% |
| Net Profit YoY | 24.7% | 0.9% |
| EPS (diluted) | $2.35 | $1.42 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $783.7M | ||
| Q3 25 | $411.0M | $706.3M | ||
| Q2 25 | $385.1M | $649.1M | ||
| Q1 25 | $371.1M | $569.0M | ||
| Q4 24 | $413.7M | $597.5M | ||
| Q3 24 | $363.1M | $543.9M | ||
| Q2 24 | $363.5M | $488.5M | ||
| Q1 24 | $366.8M | $441.7M |
| Q4 25 | $104.2M | $101.6M | ||
| Q3 25 | $82.8M | $87.6M | ||
| Q2 25 | $59.8M | $22.5M | ||
| Q1 25 | $83.6M | $35.4M | ||
| Q4 24 | $83.5M | $100.7M | ||
| Q3 24 | $64.8M | $77.5M | ||
| Q2 24 | $49.1M | $188.6M | ||
| Q1 24 | $61.4M | $51.5M |
| Q4 25 | — | 72.6% | ||
| Q3 25 | — | 72.2% | ||
| Q2 25 | — | 69.7% | ||
| Q1 25 | — | 71.9% | ||
| Q4 24 | — | 72.1% | ||
| Q3 24 | — | 69.3% | ||
| Q2 24 | — | 67.7% | ||
| Q1 24 | — | 69.5% |
| Q4 25 | 28.5% | 18.7% | ||
| Q3 25 | 27.4% | 16.7% | ||
| Q2 25 | 21.1% | 18.7% | ||
| Q1 25 | 30.0% | 15.6% | ||
| Q4 24 | 26.5% | 18.3% | ||
| Q3 24 | 23.5% | 16.2% | ||
| Q2 24 | 18.2% | 11.2% | ||
| Q1 24 | 22.3% | 12.9% |
| Q4 25 | 20.8% | 13.0% | ||
| Q3 25 | 20.1% | 12.4% | ||
| Q2 25 | 15.5% | 3.5% | ||
| Q1 25 | 22.5% | 6.2% | ||
| Q4 24 | 20.2% | 16.9% | ||
| Q3 24 | 17.9% | 14.2% | ||
| Q2 24 | 13.5% | 38.6% | ||
| Q1 24 | 16.7% | 11.7% |
| Q4 25 | $2.35 | $1.42 | ||
| Q3 25 | $1.86 | $1.24 | ||
| Q2 25 | $1.34 | $0.32 | ||
| Q1 25 | $1.87 | $0.50 | ||
| Q4 24 | $1.86 | $1.38 | ||
| Q3 24 | $1.44 | $1.08 | ||
| Q2 24 | $1.08 | $2.59 | ||
| Q1 24 | $1.35 | $0.73 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | — |
| Total DebtLower is stronger | $2.2B | $930.8M |
| Stockholders' EquityBook value | $2.3B | $1.5B |
| Total Assets | $5.3B | $3.2B |
| Debt / EquityLower = less leverage | 0.98× | 0.61× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | — | ||
| Q3 25 | $130.2M | — | ||
| Q2 25 | $101.5M | — | ||
| Q1 25 | $146.0M | — | ||
| Q4 24 | $175.1M | — | ||
| Q3 24 | $106.3M | — | ||
| Q2 24 | $113.7M | — | ||
| Q1 24 | $135.1M | — |
| Q4 25 | $2.2B | $930.8M | ||
| Q3 25 | $2.2B | $934.9M | ||
| Q2 25 | $1.7B | $939.0M | ||
| Q1 25 | $1.7B | $1.6B | ||
| Q4 24 | $1.7B | $1.3B | ||
| Q3 24 | $1.7B | $1.4B | ||
| Q2 24 | $1.7B | $1.4B | ||
| Q1 24 | $1.5B | $1.4B |
| Q4 25 | $2.3B | $1.5B | ||
| Q3 25 | $2.2B | $1.4B | ||
| Q2 25 | $2.1B | $1.5B | ||
| Q1 25 | $2.1B | $1.3B | ||
| Q4 24 | $2.1B | $1.2B | ||
| Q3 24 | $2.0B | $1.1B | ||
| Q2 24 | $2.0B | $998.4M | ||
| Q1 24 | $2.0B | $790.7M |
| Q4 25 | $5.3B | $3.2B | ||
| Q3 25 | $5.2B | $3.0B | ||
| Q2 25 | $4.5B | $3.5B | ||
| Q1 25 | $4.4B | $3.5B | ||
| Q4 24 | $4.5B | $3.1B | ||
| Q3 24 | $4.4B | $3.0B | ||
| Q2 24 | $4.3B | $2.9B | ||
| Q1 24 | $4.2B | $2.6B |
| Q4 25 | 0.98× | 0.61× | ||
| Q3 25 | 1.01× | 0.68× | ||
| Q2 25 | 0.79× | 0.64× | ||
| Q1 25 | 0.83× | 1.21× | ||
| Q4 24 | 0.85× | 1.07× | ||
| Q3 24 | 0.87× | 1.21× | ||
| Q2 24 | 0.85× | 1.36× | ||
| Q1 24 | 0.75× | 1.72× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $183.3M |
| Free Cash FlowOCF − Capex | — | $48.2M |
| FCF MarginFCF / Revenue | — | 6.2% |
| Capex IntensityCapex / Revenue | — | 17.2% |
| Cash ConversionOCF / Net Profit | 1.98× | 1.80× |
| TTM Free Cash FlowTrailing 4 quarters | — | $377.7M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $183.3M | ||
| Q3 25 | $135.8M | $125.7M | ||
| Q2 25 | $116.9M | $196.5M | ||
| Q1 25 | $126.6M | $63.8M | ||
| Q4 24 | $198.1M | $147.7M | ||
| Q3 24 | $113.1M | $98.5M | ||
| Q2 24 | $106.2M | $96.5M | ||
| Q1 24 | $122.5M | $87.6M |
| Q4 25 | — | $48.2M | ||
| Q3 25 | — | $100.1M | ||
| Q2 25 | — | $177.9M | ||
| Q1 25 | — | $51.5M | ||
| Q4 24 | — | $94.1M | ||
| Q3 24 | — | $71.8M | ||
| Q2 24 | — | $74.0M | ||
| Q1 24 | — | $65.5M |
| Q4 25 | — | 6.2% | ||
| Q3 25 | — | 14.2% | ||
| Q2 25 | — | 27.4% | ||
| Q1 25 | — | 9.1% | ||
| Q4 24 | — | 15.7% | ||
| Q3 24 | — | 13.2% | ||
| Q2 24 | — | 15.1% | ||
| Q1 24 | — | 14.8% |
| Q4 25 | — | 17.2% | ||
| Q3 25 | — | 3.6% | ||
| Q2 25 | — | 2.9% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | — | 9.0% | ||
| Q3 24 | — | 4.9% | ||
| Q2 24 | — | 4.6% | ||
| Q1 24 | — | 5.0% |
| Q4 25 | 1.98× | 1.80× | ||
| Q3 25 | 1.64× | 1.43× | ||
| Q2 25 | 1.95× | 8.73× | ||
| Q1 25 | 1.51× | 1.80× | ||
| Q4 24 | 2.37× | 1.47× | ||
| Q3 24 | 1.74× | 1.27× | ||
| Q2 24 | 2.16× | 0.51× | ||
| Q1 24 | 2.00× | 1.70× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
PODD
| U.S.Omnipod | $567.8M | 72% |
| International Omnipod | $214.0M | 27% |
| Drug Delivery | $1.9M | 0% |
