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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and RBC Bearings INC (RBC). Click either name above to swap in a different company.

FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $461.6M, roughly 1.1× RBC Bearings INC). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 14.6%, a 6.2% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 17.0%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 5.6%).

FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.

Dover Corporation is an American conglomerate manufacturer of industrial products. The Downers Grove, Illinois-based company was founded in 1955. As of 2021, Dover's business was divided into five segments: Engineered Products, Clean Energy and Fueling, Imaging & Identification, Pumps & Process Solutions and Climate and Sustainability Technologies. Dover is a constituent of the S&P 500 index and trades on the New York Stock Exchange under the symbol DOV. Dover was ranked 448 in the 2024 Fortu...

FCFS vs RBC — Head-to-Head

Bigger by revenue
FCFS
FCFS
1.1× larger
FCFS
$501.3M
$461.6M
RBC
Growing faster (revenue YoY)
FCFS
FCFS
+4.1% gap
FCFS
21.2%
17.0%
RBC
Higher net margin
FCFS
FCFS
6.2% more per $
FCFS
20.8%
14.6%
RBC
Faster 2-yr revenue CAGR
FCFS
FCFS
Annualised
FCFS
16.9%
5.6%
RBC

Income Statement — Q4 FY2025 vs Q3 FY2026

Metric
FCFS
FCFS
RBC
RBC
Revenue
$501.3M
$461.6M
Net Profit
$104.2M
$67.4M
Gross Margin
44.3%
Operating Margin
28.5%
22.3%
Net Margin
20.8%
14.6%
Revenue YoY
21.2%
17.0%
Net Profit YoY
24.7%
16.4%
EPS (diluted)
$2.35
$2.13

Green = leading value per metric. Periods may differ when fiscal calendars don't align.

8-Quarter Revenue & Profit Trend

Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.

Revenue
FCFS
FCFS
RBC
RBC
Q4 25
$501.3M
$461.6M
Q3 25
$411.0M
$455.3M
Q2 25
$385.1M
$436.0M
Q1 25
$371.1M
$437.7M
Q4 24
$413.7M
$394.4M
Q3 24
$363.1M
$397.9M
Q2 24
$363.5M
$406.3M
Q1 24
$366.8M
$413.7M
Net Profit
FCFS
FCFS
RBC
RBC
Q4 25
$104.2M
$67.4M
Q3 25
$82.8M
$60.0M
Q2 25
$59.8M
$68.5M
Q1 25
$83.6M
$72.7M
Q4 24
$83.5M
$57.9M
Q3 24
$64.8M
$54.2M
Q2 24
$49.1M
$61.4M
Q1 24
$61.4M
Gross Margin
FCFS
FCFS
RBC
RBC
Q4 25
44.3%
Q3 25
44.1%
Q2 25
44.8%
Q1 25
44.2%
Q4 24
44.3%
Q3 24
43.7%
Q2 24
45.3%
Q1 24
43.1%
Operating Margin
FCFS
FCFS
RBC
RBC
Q4 25
28.5%
22.3%
Q3 25
27.4%
21.5%
Q2 25
21.1%
23.2%
Q1 25
30.0%
23.0%
Q4 24
26.5%
21.7%
Q3 24
23.5%
21.6%
Q2 24
18.2%
24.0%
Q1 24
22.3%
22.8%
Net Margin
FCFS
FCFS
RBC
RBC
Q4 25
20.8%
14.6%
Q3 25
20.1%
13.2%
Q2 25
15.5%
15.7%
Q1 25
22.5%
16.6%
Q4 24
20.2%
14.7%
Q3 24
17.9%
13.6%
Q2 24
13.5%
15.1%
Q1 24
16.7%
EPS (diluted)
FCFS
FCFS
RBC
RBC
Q4 25
$2.35
$2.13
Q3 25
$1.86
$1.90
Q2 25
$1.34
$2.17
Q1 25
$1.87
$2.33
Q4 24
$1.86
$1.82
Q3 24
$1.44
$1.65
Q2 24
$1.08
$1.90
Q1 24
$1.35
$1.92

Balance Sheet & Financial Strength

Snapshot of each company's liquidity, leverage and book value from the latest quarter.

Metric
FCFS
FCFS
RBC
RBC
Cash + ST InvestmentsLiquidity on hand
$125.2M
$107.6M
Total DebtLower is stronger
$2.2B
$990.2M
Stockholders' EquityBook value
$2.3B
$3.3B
Total Assets
$5.3B
$5.1B
Debt / EquityLower = less leverage
0.98×
0.30×

8-quarter trend — quarters aligned by calendar period.

Cash + ST Investments
FCFS
FCFS
RBC
RBC
Q4 25
$125.2M
$107.6M
Q3 25
$130.2M
$91.2M
Q2 25
$101.5M
$132.9M
Q1 25
$146.0M
$36.8M
Q4 24
$175.1M
Q3 24
$106.3M
Q2 24
$113.7M
$76.8M
Q1 24
$135.1M
$63.5M
Total Debt
FCFS
FCFS
RBC
RBC
Q4 25
$2.2B
$990.2M
Q3 25
$2.2B
$1.1B
Q2 25
$1.7B
$915.6M
Q1 25
$1.7B
$920.1M
Q4 24
$1.7B
Q3 24
$1.7B
Q2 24
$1.7B
Q1 24
$1.5B
$1.2B
Stockholders' Equity
FCFS
FCFS
RBC
RBC
Q4 25
$2.3B
$3.3B
Q3 25
$2.2B
$3.2B
Q2 25
$2.1B
$3.1B
Q1 25
$2.1B
$3.0B
Q4 24
$2.1B
$2.9B
Q3 24
$2.0B
$2.9B
Q2 24
$2.0B
$2.8B
Q1 24
$2.0B
$2.8B
Total Assets
FCFS
FCFS
RBC
RBC
Q4 25
$5.3B
$5.1B
Q3 25
$5.2B
$5.1B
Q2 25
$4.5B
$4.8B
Q1 25
$4.4B
$4.7B
Q4 24
$4.5B
$4.7B
Q3 24
$4.4B
$4.7B
Q2 24
$4.3B
$4.7B
Q1 24
$4.2B
$4.7B
Debt / Equity
FCFS
FCFS
RBC
RBC
Q4 25
0.98×
0.30×
Q3 25
1.01×
0.34×
Q2 25
0.79×
0.29×
Q1 25
0.83×
0.30×
Q4 24
0.85×
Q3 24
0.87×
Q2 24
0.85×
Q1 24
0.75×
0.43×

Cash Flow & Capital Efficiency

How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.

Metric
FCFS
FCFS
RBC
RBC
Operating Cash FlowLast quarter
$206.6M
$122.1M
Free Cash FlowOCF − Capex
$99.1M
FCF MarginFCF / Revenue
21.5%
Capex IntensityCapex / Revenue
5.0%
Cash ConversionOCF / Net Profit
1.98×
1.81×
TTM Free Cash FlowTrailing 4 quarters

8-quarter trend — quarters aligned by calendar period.

Operating Cash Flow
FCFS
FCFS
RBC
RBC
Q4 25
$206.6M
$122.1M
Q3 25
$135.8M
$88.4M
Q2 25
$116.9M
$120.0M
Q1 25
$126.6M
Q4 24
$198.1M
$84.0M
Q3 24
$113.1M
Q2 24
$106.2M
$97.4M
Q1 24
$122.5M
Free Cash Flow
FCFS
FCFS
RBC
RBC
Q4 25
$99.1M
Q3 25
$71.7M
Q2 25
$104.3M
Q1 25
Q4 24
$73.6M
Q3 24
Q2 24
$88.4M
Q1 24
FCF Margin
FCFS
FCFS
RBC
RBC
Q4 25
21.5%
Q3 25
15.7%
Q2 25
23.9%
Q1 25
Q4 24
18.7%
Q3 24
Q2 24
21.8%
Q1 24
Capex Intensity
FCFS
FCFS
RBC
RBC
Q4 25
5.0%
Q3 25
3.7%
Q2 25
3.6%
Q1 25
3.2%
Q4 24
2.6%
Q3 24
4.1%
Q2 24
2.2%
Q1 24
Cash Conversion
FCFS
FCFS
RBC
RBC
Q4 25
1.98×
1.81×
Q3 25
1.64×
1.47×
Q2 25
1.95×
1.75×
Q1 25
1.51×
Q4 24
2.37×
1.45×
Q3 24
1.74×
Q2 24
2.16×
1.59×
Q1 24
2.00×

Financial Flow Comparison

Revenue → gross profit → operating profit → net profit for each company.

Revenue Breakdown by Segment

FCFS
FCFS

US Pawn Segment$292.2M58%
Retail POS Payment Solutions$209.8M42%

RBC
RBC

Domestic$413.3M90%
Foreign$48.3M10%

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