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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and RBC Bearings INC (RBC). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $461.6M, roughly 1.1× RBC Bearings INC). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 14.6%, a 6.2% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 17.0%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 5.6%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Dover Corporation is an American conglomerate manufacturer of industrial products. The Downers Grove, Illinois-based company was founded in 1955. As of 2021, Dover's business was divided into five segments: Engineered Products, Clean Energy and Fueling, Imaging & Identification, Pumps & Process Solutions and Climate and Sustainability Technologies. Dover is a constituent of the S&P 500 index and trades on the New York Stock Exchange under the symbol DOV. Dover was ranked 448 in the 2024 Fortu...
FCFS vs RBC — Head-to-Head
Income Statement — Q4 FY2025 vs Q3 FY2026
| Metric | ||
|---|---|---|
| Revenue | $501.3M | $461.6M |
| Net Profit | $104.2M | $67.4M |
| Gross Margin | — | 44.3% |
| Operating Margin | 28.5% | 22.3% |
| Net Margin | 20.8% | 14.6% |
| Revenue YoY | 21.2% | 17.0% |
| Net Profit YoY | 24.7% | 16.4% |
| EPS (diluted) | $2.35 | $2.13 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $461.6M | ||
| Q3 25 | $411.0M | $455.3M | ||
| Q2 25 | $385.1M | $436.0M | ||
| Q1 25 | $371.1M | $437.7M | ||
| Q4 24 | $413.7M | $394.4M | ||
| Q3 24 | $363.1M | $397.9M | ||
| Q2 24 | $363.5M | $406.3M | ||
| Q1 24 | $366.8M | $413.7M |
| Q4 25 | $104.2M | $67.4M | ||
| Q3 25 | $82.8M | $60.0M | ||
| Q2 25 | $59.8M | $68.5M | ||
| Q1 25 | $83.6M | $72.7M | ||
| Q4 24 | $83.5M | $57.9M | ||
| Q3 24 | $64.8M | $54.2M | ||
| Q2 24 | $49.1M | $61.4M | ||
| Q1 24 | $61.4M | — |
| Q4 25 | — | 44.3% | ||
| Q3 25 | — | 44.1% | ||
| Q2 25 | — | 44.8% | ||
| Q1 25 | — | 44.2% | ||
| Q4 24 | — | 44.3% | ||
| Q3 24 | — | 43.7% | ||
| Q2 24 | — | 45.3% | ||
| Q1 24 | — | 43.1% |
| Q4 25 | 28.5% | 22.3% | ||
| Q3 25 | 27.4% | 21.5% | ||
| Q2 25 | 21.1% | 23.2% | ||
| Q1 25 | 30.0% | 23.0% | ||
| Q4 24 | 26.5% | 21.7% | ||
| Q3 24 | 23.5% | 21.6% | ||
| Q2 24 | 18.2% | 24.0% | ||
| Q1 24 | 22.3% | 22.8% |
| Q4 25 | 20.8% | 14.6% | ||
| Q3 25 | 20.1% | 13.2% | ||
| Q2 25 | 15.5% | 15.7% | ||
| Q1 25 | 22.5% | 16.6% | ||
| Q4 24 | 20.2% | 14.7% | ||
| Q3 24 | 17.9% | 13.6% | ||
| Q2 24 | 13.5% | 15.1% | ||
| Q1 24 | 16.7% | — |
| Q4 25 | $2.35 | $2.13 | ||
| Q3 25 | $1.86 | $1.90 | ||
| Q2 25 | $1.34 | $2.17 | ||
| Q1 25 | $1.87 | $2.33 | ||
| Q4 24 | $1.86 | $1.82 | ||
| Q3 24 | $1.44 | $1.65 | ||
| Q2 24 | $1.08 | $1.90 | ||
| Q1 24 | $1.35 | $1.92 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | ||
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $107.6M |
| Total DebtLower is stronger | $2.2B | $990.2M |
| Stockholders' EquityBook value | $2.3B | $3.3B |
| Total Assets | $5.3B | $5.1B |
| Debt / EquityLower = less leverage | 0.98× | 0.30× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $107.6M | ||
| Q3 25 | $130.2M | $91.2M | ||
| Q2 25 | $101.5M | $132.9M | ||
| Q1 25 | $146.0M | $36.8M | ||
| Q4 24 | $175.1M | — | ||
| Q3 24 | $106.3M | — | ||
| Q2 24 | $113.7M | $76.8M | ||
| Q1 24 | $135.1M | $63.5M |
| Q4 25 | $2.2B | $990.2M | ||
| Q3 25 | $2.2B | $1.1B | ||
| Q2 25 | $1.7B | $915.6M | ||
| Q1 25 | $1.7B | $920.1M | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | $1.2B |
| Q4 25 | $2.3B | $3.3B | ||
| Q3 25 | $2.2B | $3.2B | ||
| Q2 25 | $2.1B | $3.1B | ||
| Q1 25 | $2.1B | $3.0B | ||
| Q4 24 | $2.1B | $2.9B | ||
| Q3 24 | $2.0B | $2.9B | ||
| Q2 24 | $2.0B | $2.8B | ||
| Q1 24 | $2.0B | $2.8B |
| Q4 25 | $5.3B | $5.1B | ||
| Q3 25 | $5.2B | $5.1B | ||
| Q2 25 | $4.5B | $4.8B | ||
| Q1 25 | $4.4B | $4.7B | ||
| Q4 24 | $4.5B | $4.7B | ||
| Q3 24 | $4.4B | $4.7B | ||
| Q2 24 | $4.3B | $4.7B | ||
| Q1 24 | $4.2B | $4.7B |
| Q4 25 | 0.98× | 0.30× | ||
| Q3 25 | 1.01× | 0.34× | ||
| Q2 25 | 0.79× | 0.29× | ||
| Q1 25 | 0.83× | 0.30× | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | 0.43× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | ||
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $122.1M |
| Free Cash FlowOCF − Capex | — | $99.1M |
| FCF MarginFCF / Revenue | — | 21.5% |
| Capex IntensityCapex / Revenue | — | 5.0% |
| Cash ConversionOCF / Net Profit | 1.98× | 1.81× |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $122.1M | ||
| Q3 25 | $135.8M | $88.4M | ||
| Q2 25 | $116.9M | $120.0M | ||
| Q1 25 | $126.6M | — | ||
| Q4 24 | $198.1M | $84.0M | ||
| Q3 24 | $113.1M | — | ||
| Q2 24 | $106.2M | $97.4M | ||
| Q1 24 | $122.5M | — |
| Q4 25 | — | $99.1M | ||
| Q3 25 | — | $71.7M | ||
| Q2 25 | — | $104.3M | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $73.6M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $88.4M | ||
| Q1 24 | — | — |
| Q4 25 | — | 21.5% | ||
| Q3 25 | — | 15.7% | ||
| Q2 25 | — | 23.9% | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 18.7% | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 21.8% | ||
| Q1 24 | — | — |
| Q4 25 | — | 5.0% | ||
| Q3 25 | — | 3.7% | ||
| Q2 25 | — | 3.6% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.6% | ||
| Q3 24 | — | 4.1% | ||
| Q2 24 | — | 2.2% | ||
| Q1 24 | — | — |
| Q4 25 | 1.98× | 1.81× | ||
| Q3 25 | 1.64× | 1.47× | ||
| Q2 25 | 1.95× | 1.75× | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | 1.45× | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | 1.59× | ||
| Q1 24 | 2.00× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
RBC
| Domestic | $413.3M | 90% |
| Foreign | $48.3M | 10% |