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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Smith Douglas Homes Corp. (SDHC). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $260.4M, roughly 1.9× Smith Douglas Homes Corp.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 1.4%, a 19.4% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs -9.4%). Over the past eight quarters, Smith Douglas Homes Corp.'s revenue compounded faster (17.3% CAGR vs 16.9%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Smith & Wesson Brands, Inc. (S&W) is an American firearm manufacturer headquartered in Maryville, Tennessee, United States.
FCFS vs SDHC — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $260.4M |
| Net Profit | $104.2M | $3.5M |
| Gross Margin | — | 19.9% |
| Operating Margin | 28.5% | 6.5% |
| Net Margin | 20.8% | 1.4% |
| Revenue YoY | 21.2% | -9.4% |
| Net Profit YoY | 24.7% | -14.3% |
| EPS (diluted) | $2.35 | $0.39 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $260.4M | ||
| Q3 25 | $411.0M | $262.0M | ||
| Q2 25 | $385.1M | $223.9M | ||
| Q1 25 | $371.1M | $224.7M | ||
| Q4 24 | $413.7M | $287.5M | ||
| Q3 24 | $363.1M | $277.8M | ||
| Q2 24 | $363.5M | $220.9M | ||
| Q1 24 | $366.8M | $189.2M |
| Q4 25 | $104.2M | $3.5M | ||
| Q3 25 | $82.8M | $2.1M | ||
| Q2 25 | $59.8M | $2.4M | ||
| Q1 25 | $83.6M | $2.7M | ||
| Q4 24 | $83.5M | $4.1M | ||
| Q3 24 | $64.8M | $5.3M | ||
| Q2 24 | $49.1M | $3.6M | ||
| Q1 24 | $61.4M | $3.0M |
| Q4 25 | — | 19.9% | ||
| Q3 25 | — | 21.0% | ||
| Q2 25 | — | 23.2% | ||
| Q1 25 | — | 23.8% | ||
| Q4 24 | — | 25.5% | ||
| Q3 24 | — | 26.5% | ||
| Q2 24 | — | 26.7% | ||
| Q1 24 | — | 26.1% |
| Q4 25 | 28.5% | 6.5% | ||
| Q3 25 | 27.4% | 6.6% | ||
| Q2 25 | 21.1% | 7.7% | ||
| Q1 25 | 30.0% | 8.7% | ||
| Q4 24 | 26.5% | 10.4% | ||
| Q3 24 | 23.5% | 14.2% | ||
| Q2 24 | 18.2% | 11.7% | ||
| Q1 24 | 22.3% | 11.3% |
| Q4 25 | 20.8% | 1.4% | ||
| Q3 25 | 20.1% | 0.8% | ||
| Q2 25 | 15.5% | 1.1% | ||
| Q1 25 | 22.5% | 1.2% | ||
| Q4 24 | 20.2% | 1.4% | ||
| Q3 24 | 17.9% | 1.9% | ||
| Q2 24 | 13.5% | 1.7% | ||
| Q1 24 | 16.7% | 1.6% |
| Q4 25 | $2.35 | $0.39 | ||
| Q3 25 | $1.86 | $0.24 | ||
| Q2 25 | $1.34 | $0.26 | ||
| Q1 25 | $1.87 | $0.30 | ||
| Q4 24 | $1.86 | $0.50 | ||
| Q3 24 | $1.44 | $0.58 | ||
| Q2 24 | $1.08 | $0.40 | ||
| Q1 24 | $1.35 | $0.33 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $12.7M |
| Total DebtLower is stronger | $2.2B | — |
| Stockholders' EquityBook value | $2.3B | $86.7M |
| Total Assets | $5.3B | $557.6M |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $12.7M | ||
| Q3 25 | $130.2M | $14.8M | ||
| Q2 25 | $101.5M | $16.8M | ||
| Q1 25 | $146.0M | $12.7M | ||
| Q4 24 | $175.1M | $22.4M | ||
| Q3 24 | $106.3M | $23.7M | ||
| Q2 24 | $113.7M | $17.3M | ||
| Q1 24 | $135.1M | $32.8M |
| Q4 25 | $2.2B | — | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $2.3B | $86.7M | ||
| Q3 25 | $2.2B | $82.2M | ||
| Q2 25 | $2.1B | $80.0M | ||
| Q1 25 | $2.1B | $76.9M | ||
| Q4 24 | $2.1B | $73.6M | ||
| Q3 24 | $2.0B | $68.4M | ||
| Q2 24 | $2.0B | $62.1M | ||
| Q1 24 | $2.0B | $59.7M |
| Q4 25 | $5.3B | $557.6M | ||
| Q3 25 | $5.2B | $571.6M | ||
| Q2 25 | $4.5B | $570.2M | ||
| Q1 25 | $4.4B | $513.9M | ||
| Q4 24 | $4.5B | $475.9M | ||
| Q3 24 | $4.4B | $460.1M | ||
| Q2 24 | $4.3B | $429.3M | ||
| Q1 24 | $4.2B | $401.3M |
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $9.8M |
| Free Cash FlowOCF − Capex | — | $8.7M |
| FCF MarginFCF / Revenue | — | 3.4% |
| Capex IntensityCapex / Revenue | — | 0.4% |
| Cash ConversionOCF / Net Profit | 1.98× | 2.77× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-36.9M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $9.8M | ||
| Q3 25 | $135.8M | $22.8M | ||
| Q2 25 | $116.9M | $-28.9M | ||
| Q1 25 | $126.6M | $-34.9M | ||
| Q4 24 | $198.1M | $5.5M | ||
| Q3 24 | $113.1M | $22.9M | ||
| Q2 24 | $106.2M | $39.0K | ||
| Q1 24 | $122.5M | $-9.3M |
| Q4 25 | — | $8.7M | ||
| Q3 25 | — | $21.4M | ||
| Q2 25 | — | $-31.1M | ||
| Q1 25 | — | $-35.9M | ||
| Q4 24 | — | $4.8M | ||
| Q3 24 | — | $22.3M | ||
| Q2 24 | — | $-2.1M | ||
| Q1 24 | — | $-9.7M |
| Q4 25 | — | 3.4% | ||
| Q3 25 | — | 8.2% | ||
| Q2 25 | — | -13.9% | ||
| Q1 25 | — | -16.0% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 8.0% | ||
| Q2 24 | — | -1.0% | ||
| Q1 24 | — | -5.1% |
| Q4 25 | — | 0.4% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 1.0% | ||
| Q1 24 | — | 0.2% |
| Q4 25 | 1.98× | 2.77× | ||
| Q3 25 | 1.64× | 10.70× | ||
| Q2 25 | 1.95× | -12.24× | ||
| Q1 25 | 1.51× | -13.01× | ||
| Q4 24 | 2.37× | 1.33× | ||
| Q3 24 | 1.74× | 4.28× | ||
| Q2 24 | 2.16× | 0.01× | ||
| Q1 24 | 2.00× | -3.12× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
SDHC
| Southeast | $164.7M | 63% |
| Central | $95.8M | 37% |
