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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and TIDEWATER INC (TDW). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $336.8M, roughly 1.5× TIDEWATER INC). TIDEWATER INC runs the higher net margin — 65.3% vs 20.8%, a 44.5% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs -2.4%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 2.4%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Tidewater, Inc. is a publicly traded international petroleum service company headquartered in Houston, Texas, U.S. It operates a fleet of ships, primarily providing vessels and marine services to the offshore petroleum and offshore wind industries.
FCFS vs TDW — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $336.8M |
| Net Profit | $104.2M | $219.9M |
| Gross Margin | — | — |
| Operating Margin | 28.5% | 19.0% |
| Net Margin | 20.8% | 65.3% |
| Revenue YoY | 21.2% | -2.4% |
| Net Profit YoY | 24.7% | 495.8% |
| EPS (diluted) | $2.35 | $4.37 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $336.8M | ||
| Q3 25 | $411.0M | $341.1M | ||
| Q2 25 | $385.1M | $341.4M | ||
| Q1 25 | $371.1M | $333.4M | ||
| Q4 24 | $413.7M | $345.1M | ||
| Q3 24 | $363.1M | $340.4M | ||
| Q2 24 | $363.5M | $339.2M | ||
| Q1 24 | $366.8M | $321.2M |
| Q4 25 | $104.2M | $219.9M | ||
| Q3 25 | $82.8M | $-806.0K | ||
| Q2 25 | $59.8M | $72.9M | ||
| Q1 25 | $83.6M | $42.7M | ||
| Q4 24 | $83.5M | $36.9M | ||
| Q3 24 | $64.8M | $46.4M | ||
| Q2 24 | $49.1M | $50.4M | ||
| Q1 24 | $61.4M | $47.0M |
| Q4 25 | 28.5% | 19.0% | ||
| Q3 25 | 27.4% | 18.4% | ||
| Q2 25 | 21.1% | 23.7% | ||
| Q1 25 | 30.0% | 22.5% | ||
| Q4 24 | 26.5% | 23.6% | ||
| Q3 24 | 23.5% | 20.6% | ||
| Q2 24 | 18.2% | 23.0% | ||
| Q1 24 | 22.3% | 25.5% |
| Q4 25 | 20.8% | 65.3% | ||
| Q3 25 | 20.1% | -0.2% | ||
| Q2 25 | 15.5% | 21.4% | ||
| Q1 25 | 22.5% | 12.8% | ||
| Q4 24 | 20.2% | 10.7% | ||
| Q3 24 | 17.9% | 13.6% | ||
| Q2 24 | 13.5% | 14.8% | ||
| Q1 24 | 16.7% | 14.6% |
| Q4 25 | $2.35 | $4.37 | ||
| Q3 25 | $1.86 | $-0.02 | ||
| Q2 25 | $1.34 | $1.46 | ||
| Q1 25 | $1.87 | $0.83 | ||
| Q4 24 | $1.86 | $0.70 | ||
| Q3 24 | $1.44 | $0.87 | ||
| Q2 24 | $1.08 | $0.94 | ||
| Q1 24 | $1.35 | $0.89 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $578.8M |
| Total DebtLower is stronger | $2.2B | $670.1M |
| Stockholders' EquityBook value | $2.3B | $1.4B |
| Total Assets | $5.3B | $2.4B |
| Debt / EquityLower = less leverage | 0.98× | 0.49× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $578.8M | ||
| Q3 25 | $130.2M | $428.2M | ||
| Q2 25 | $101.5M | $369.4M | ||
| Q1 25 | $146.0M | $341.8M | ||
| Q4 24 | $175.1M | $324.9M | ||
| Q3 24 | $106.3M | $280.8M | ||
| Q2 24 | $113.7M | $315.9M | ||
| Q1 24 | $135.1M | $280.9M |
| Q4 25 | $2.2B | $670.1M | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | — | ||
| Q1 25 | $1.7B | — | ||
| Q4 24 | $1.7B | $647.9M | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $1.7B | — | ||
| Q1 24 | $1.5B | — |
| Q4 25 | $2.3B | $1.4B | ||
| Q3 25 | $2.2B | $1.1B | ||
| Q2 25 | $2.1B | $1.1B | ||
| Q1 25 | $2.1B | $1.1B | ||
| Q4 24 | $2.1B | $1.1B | ||
| Q3 24 | $2.0B | $1.1B | ||
| Q2 24 | $2.0B | $1.1B | ||
| Q1 24 | $2.0B | $1.1B |
| Q4 25 | $5.3B | $2.4B | ||
| Q3 25 | $5.2B | $2.1B | ||
| Q2 25 | $4.5B | $2.1B | ||
| Q1 25 | $4.4B | $2.1B | ||
| Q4 24 | $4.5B | $2.1B | ||
| Q3 24 | $4.4B | $2.0B | ||
| Q2 24 | $4.3B | $2.1B | ||
| Q1 24 | $4.2B | $2.1B |
| Q4 25 | 0.98× | 0.49× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | 0.58× | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $153.0M |
| Free Cash FlowOCF − Capex | — | $147.8M |
| FCF MarginFCF / Revenue | — | 43.9% |
| Capex IntensityCapex / Revenue | — | 1.5% |
| Cash ConversionOCF / Net Profit | 1.98× | 0.70× |
| TTM Free Cash FlowTrailing 4 quarters | — | $353.3M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $153.0M | ||
| Q3 25 | $135.8M | $54.7M | ||
| Q2 25 | $116.9M | $85.4M | ||
| Q1 25 | $126.6M | $86.0M | ||
| Q4 24 | $198.1M | $100.0M | ||
| Q3 24 | $113.1M | $49.0M | ||
| Q2 24 | $106.2M | $78.6M | ||
| Q1 24 | $122.5M | $54.8M |
| Q4 25 | — | $147.8M | ||
| Q3 25 | — | $49.6M | ||
| Q2 25 | — | $80.2M | ||
| Q1 25 | — | $75.7M | ||
| Q4 24 | — | $95.5M | ||
| Q3 24 | — | $43.3M | ||
| Q2 24 | — | $72.3M | ||
| Q1 24 | — | $43.8M |
| Q4 25 | — | 43.9% | ||
| Q3 25 | — | 14.5% | ||
| Q2 25 | — | 23.5% | ||
| Q1 25 | — | 22.7% | ||
| Q4 24 | — | 27.7% | ||
| Q3 24 | — | 12.7% | ||
| Q2 24 | — | 21.3% | ||
| Q1 24 | — | 13.6% |
| Q4 25 | — | 1.5% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 3.1% | ||
| Q4 24 | — | 1.3% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.9% | ||
| Q1 24 | — | 3.4% |
| Q4 25 | 1.98× | 0.70× | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | 1.17× | ||
| Q1 25 | 1.51× | 2.02× | ||
| Q4 24 | 2.37× | 2.71× | ||
| Q3 24 | 1.74× | 1.06× | ||
| Q2 24 | 2.16× | 1.56× | ||
| Q1 24 | 2.00× | 1.16× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
TDW
Segment breakdown not available.
