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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and Bio-Techne (TECH). Click either name above to swap in a different company.
FirstCash Holdings, Inc. is the larger business by last-quarter revenue ($501.3M vs $295.9M, roughly 1.7× Bio-Techne). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 12.8%, a 7.9% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs -6.4%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 4.2%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Bio-Techne Corporation is an American life sciences company that develops, manufactures and sells life science reagents, instruments and services for the research, diagnostic, and bioprocessing markets.
FCFS vs TECH — Head-to-Head
Income Statement — Q4 FY2025 vs Q2 FY2026
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $295.9M |
| Net Profit | $104.2M | $38.0M |
| Gross Margin | — | 64.6% |
| Operating Margin | 28.5% | 18.4% |
| Net Margin | 20.8% | 12.8% |
| Revenue YoY | 21.2% | -6.4% |
| Net Profit YoY | 24.7% | 68.3% |
| EPS (diluted) | $2.35 | $0.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $295.9M | ||
| Q3 25 | $411.0M | — | ||
| Q2 25 | $385.1M | $317.0M | ||
| Q1 25 | $371.1M | $316.2M | ||
| Q4 24 | $413.7M | $297.0M | ||
| Q3 24 | $363.1M | $289.5M | ||
| Q2 24 | $363.5M | $306.1M | ||
| Q1 24 | $366.8M | $303.4M |
| Q4 25 | $104.2M | $38.0M | ||
| Q3 25 | $82.8M | — | ||
| Q2 25 | $59.8M | $-17.7M | ||
| Q1 25 | $83.6M | $22.6M | ||
| Q4 24 | $83.5M | $34.9M | ||
| Q3 24 | $64.8M | $33.6M | ||
| Q2 24 | $49.1M | $40.6M | ||
| Q1 24 | $61.4M | $49.1M |
| Q4 25 | — | 64.6% | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 62.7% | ||
| Q1 25 | — | 67.9% | ||
| Q4 24 | — | 65.3% | ||
| Q3 24 | — | 63.2% | ||
| Q2 24 | — | 66.4% | ||
| Q1 24 | — | 67.4% |
| Q4 25 | 28.5% | 18.4% | ||
| Q3 25 | 27.4% | — | ||
| Q2 25 | 21.1% | -7.5% | ||
| Q1 25 | 30.0% | 12.2% | ||
| Q4 24 | 26.5% | 16.0% | ||
| Q3 24 | 23.5% | 13.8% | ||
| Q2 24 | 18.2% | 15.0% | ||
| Q1 24 | 22.3% | 22.1% |
| Q4 25 | 20.8% | 12.8% | ||
| Q3 25 | 20.1% | — | ||
| Q2 25 | 15.5% | -5.6% | ||
| Q1 25 | 22.5% | 7.1% | ||
| Q4 24 | 20.2% | 11.7% | ||
| Q3 24 | 17.9% | 11.6% | ||
| Q2 24 | 13.5% | 13.3% | ||
| Q1 24 | 16.7% | 16.2% |
| Q4 25 | $2.35 | $0.24 | ||
| Q3 25 | $1.86 | — | ||
| Q2 25 | $1.34 | $-0.11 | ||
| Q1 25 | $1.87 | $0.14 | ||
| Q4 24 | $1.86 | $0.22 | ||
| Q3 24 | $1.44 | $0.21 | ||
| Q2 24 | $1.08 | $0.26 | ||
| Q1 24 | $1.35 | $0.31 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $172.9M |
| Total DebtLower is stronger | $2.2B | $260.0M |
| Stockholders' EquityBook value | $2.3B | $2.0B |
| Total Assets | $5.3B | $2.5B |
| Debt / EquityLower = less leverage | 0.98× | 0.13× |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $172.9M | ||
| Q3 25 | $130.2M | — | ||
| Q2 25 | $101.5M | $162.2M | ||
| Q1 25 | $146.0M | $140.7M | ||
| Q4 24 | $175.1M | $177.5M | ||
| Q3 24 | $106.3M | $187.5M | ||
| Q2 24 | $113.7M | $152.9M | ||
| Q1 24 | $135.1M | $145.3M |
| Q4 25 | $2.2B | $260.0M | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $1.7B | $346.0M | ||
| Q1 25 | $1.7B | $330.0M | ||
| Q4 24 | $1.7B | $300.0M | ||
| Q3 24 | $1.7B | $300.0M | ||
| Q2 24 | $1.7B | $319.0M | ||
| Q1 24 | $1.5B | $389.0M |
| Q4 25 | $2.3B | $2.0B | ||
| Q3 25 | $2.2B | — | ||
| Q2 25 | $2.1B | $1.9B | ||
| Q1 25 | $2.1B | $2.0B | ||
| Q4 24 | $2.1B | $2.1B | ||
| Q3 24 | $2.0B | $2.1B | ||
| Q2 24 | $2.0B | $2.1B | ||
| Q1 24 | $2.0B | $2.0B |
| Q4 25 | $5.3B | $2.5B | ||
| Q3 25 | $5.2B | — | ||
| Q2 25 | $4.5B | $2.6B | ||
| Q1 25 | $4.4B | $2.6B | ||
| Q4 24 | $4.5B | $2.7B | ||
| Q3 24 | $4.4B | $2.7B | ||
| Q2 24 | $4.3B | $2.7B | ||
| Q1 24 | $4.2B | $2.7B |
| Q4 25 | 0.98× | 0.13× | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | 0.18× | ||
| Q1 25 | 0.83× | 0.16× | ||
| Q4 24 | 0.85× | 0.14× | ||
| Q3 24 | 0.87× | 0.14× | ||
| Q2 24 | 0.85× | 0.15× | ||
| Q1 24 | 0.75× | 0.19× |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | — |
| Free Cash FlowOCF − Capex | — | — |
| FCF MarginFCF / Revenue | — | — |
| Capex IntensityCapex / Revenue | — | — |
| Cash ConversionOCF / Net Profit | 1.98× | — |
| TTM Free Cash FlowTrailing 4 quarters | — | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | — | ||
| Q3 25 | $135.8M | — | ||
| Q2 25 | $116.9M | $98.2M | ||
| Q1 25 | $126.6M | $41.1M | ||
| Q4 24 | $198.1M | $84.3M | ||
| Q3 24 | $113.1M | $63.9M | ||
| Q2 24 | $106.2M | $75.5M | ||
| Q1 24 | $122.5M | $81.0M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | $93.3M | ||
| Q1 25 | — | $31.0M | ||
| Q4 24 | — | $77.5M | ||
| Q3 24 | — | $54.7M | ||
| Q2 24 | — | $57.5M | ||
| Q1 24 | — | $64.5M |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 29.4% | ||
| Q1 25 | — | 9.8% | ||
| Q4 24 | — | 26.1% | ||
| Q3 24 | — | 18.9% | ||
| Q2 24 | — | 18.8% | ||
| Q1 24 | — | 21.3% |
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | 1.5% | ||
| Q1 25 | — | 3.2% | ||
| Q4 24 | — | 2.3% | ||
| Q3 24 | — | 3.2% | ||
| Q2 24 | — | 5.9% | ||
| Q1 24 | — | 5.4% |
| Q4 25 | 1.98× | — | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | 1.82× | ||
| Q4 24 | 2.37× | 2.42× | ||
| Q3 24 | 1.74× | 1.90× | ||
| Q2 24 | 2.16× | 1.86× | ||
| Q1 24 | 2.00× | 1.65× |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
TECH
| Diagnostics And Spatial Biology | $81.2M | 27% |
| EMEA Excluding UK | $75.4M | 25% |
| Other | $42.4M | 14% |
| Instruments | $29.6M | 10% |
| APAC Excluding Greater China | $22.7M | 8% |
| Services | $22.3M | 8% |
| GB | $13.7M | 5% |
| Royalty | $8.5M | 3% |
