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Side-by-side financial comparison of FirstCash Holdings, Inc. (FCFS) and UNISYS CORP (UIS). Click either name above to swap in a different company.
UNISYS CORP is the larger business by last-quarter revenue ($574.5M vs $501.3M, roughly 1.1× FirstCash Holdings, Inc.). FirstCash Holdings, Inc. runs the higher net margin — 20.8% vs 3.3%, a 17.5% gap on every dollar of revenue. On growth, FirstCash Holdings, Inc. posted the faster year-over-year revenue change (21.2% vs 5.3%). Over the past eight quarters, FirstCash Holdings, Inc.'s revenue compounded faster (16.9% CAGR vs 8.5%).
FirstCash Holdings, Inc. is an American pawnshop company headquartered in Fort Worth, Texas which operates retail pawn stores in the U.S. and Latin America. It is a publicly traded company listed on the Nasdaq stock exchange.
Unisys Corporation is a technology company founded in 1986 and headquartered in Blue Bell, Pennsylvania. The company provides cloud, AI, digital workplace, logistics, and enterprise computing services.
FCFS vs UIS — Head-to-Head
Income Statement — Q4 FY2025 vs Q4 FY2025
| Metric | | |
|---|---|---|
| Revenue | $501.3M | $574.5M |
| Net Profit | $104.2M | $18.7M |
| Gross Margin | — | 33.9% |
| Operating Margin | 28.5% | 13.3% |
| Net Margin | 20.8% | 3.3% |
| Revenue YoY | 21.2% | 5.3% |
| Net Profit YoY | 24.7% | -37.7% |
| EPS (diluted) | $2.35 | $0.24 |
Green = leading value per metric. Periods may differ when fiscal calendars don't align.
8-Quarter Revenue & Profit Trend
Side-by-side quarterly history. Quarters aligned by calendar period so offset fiscal years line up.
| Q4 25 | $501.3M | $574.5M | ||
| Q3 25 | $411.0M | $460.2M | ||
| Q2 25 | $385.1M | $483.3M | ||
| Q1 25 | $371.1M | $432.1M | ||
| Q4 24 | $413.7M | $545.4M | ||
| Q3 24 | $363.1M | $497.0M | ||
| Q2 24 | $363.5M | $478.2M | ||
| Q1 24 | $366.8M | $487.8M |
| Q4 25 | $104.2M | $18.7M | ||
| Q3 25 | $82.8M | $-308.9M | ||
| Q2 25 | $59.8M | $-20.1M | ||
| Q1 25 | $83.6M | $-29.5M | ||
| Q4 24 | $83.5M | $30.0M | ||
| Q3 24 | $64.8M | $-61.9M | ||
| Q2 24 | $49.1M | $-12.0M | ||
| Q1 24 | $61.4M | $-149.5M |
| Q4 25 | — | 33.9% | ||
| Q3 25 | — | 25.5% | ||
| Q2 25 | — | 26.9% | ||
| Q1 25 | — | 24.9% | ||
| Q4 24 | — | 32.1% | ||
| Q3 24 | — | 29.2% | ||
| Q2 24 | — | 27.2% | ||
| Q1 24 | — | 27.9% |
| Q4 25 | 28.5% | 13.3% | ||
| Q3 25 | 27.4% | -7.3% | ||
| Q2 25 | 21.1% | 6.3% | ||
| Q1 25 | 30.0% | 1.2% | ||
| Q4 24 | 26.5% | 8.9% | ||
| Q3 24 | 23.5% | 1.5% | ||
| Q2 24 | 18.2% | 4.9% | ||
| Q1 24 | 22.3% | 3.6% |
| Q4 25 | 20.8% | 3.3% | ||
| Q3 25 | 20.1% | -67.1% | ||
| Q2 25 | 15.5% | -4.2% | ||
| Q1 25 | 22.5% | -6.8% | ||
| Q4 24 | 20.2% | 5.5% | ||
| Q3 24 | 17.9% | -12.5% | ||
| Q2 24 | 13.5% | -2.5% | ||
| Q1 24 | 16.7% | -30.6% |
| Q4 25 | $2.35 | $0.24 | ||
| Q3 25 | $1.86 | $-4.33 | ||
| Q2 25 | $1.34 | $-0.28 | ||
| Q1 25 | $1.87 | $-0.42 | ||
| Q4 24 | $1.86 | $0.45 | ||
| Q3 24 | $1.44 | $-0.89 | ||
| Q2 24 | $1.08 | $-0.17 | ||
| Q1 24 | $1.35 | $-2.18 |
Balance Sheet & Financial Strength
Snapshot of each company's liquidity, leverage and book value from the latest quarter.
| Metric | | |
|---|---|---|
| Cash + ST InvestmentsLiquidity on hand | $125.2M | $413.9M |
| Total DebtLower is stronger | $2.2B | $729.0M |
| Stockholders' EquityBook value | $2.3B | $-282.6M |
| Total Assets | $5.3B | $1.8B |
| Debt / EquityLower = less leverage | 0.98× | — |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $125.2M | $413.9M | ||
| Q3 25 | $130.2M | $321.9M | ||
| Q2 25 | $101.5M | $300.8M | ||
| Q1 25 | $146.0M | $393.1M | ||
| Q4 24 | $175.1M | $376.5M | ||
| Q3 24 | $106.3M | $373.7M | ||
| Q2 24 | $113.7M | $344.9M | ||
| Q1 24 | $135.1M | $382.8M |
| Q4 25 | $2.2B | $729.0M | ||
| Q3 25 | $2.2B | $723.2M | ||
| Q2 25 | $1.7B | $692.7M | ||
| Q1 25 | $1.7B | $488.3M | ||
| Q4 24 | $1.7B | $488.2M | ||
| Q3 24 | $1.7B | $488.5M | ||
| Q2 24 | $1.7B | $489.2M | ||
| Q1 24 | $1.5B | $488.4M |
| Q4 25 | $2.3B | $-282.6M | ||
| Q3 25 | $2.2B | $-300.2M | ||
| Q2 25 | $2.1B | $-221.5M | ||
| Q1 25 | $2.1B | $-267.8M | ||
| Q4 24 | $2.1B | $-283.4M | ||
| Q3 24 | $2.0B | $-202.2M | ||
| Q2 24 | $2.0B | $-174.1M | ||
| Q1 24 | $2.0B | $-158.6M |
| Q4 25 | $5.3B | $1.8B | ||
| Q3 25 | $5.2B | $1.7B | ||
| Q2 25 | $4.5B | $1.8B | ||
| Q1 25 | $4.4B | $1.8B | ||
| Q4 24 | $4.5B | $1.9B | ||
| Q3 24 | $4.4B | $1.9B | ||
| Q2 24 | $4.3B | $1.9B | ||
| Q1 24 | $4.2B | $1.9B |
| Q4 25 | 0.98× | — | ||
| Q3 25 | 1.01× | — | ||
| Q2 25 | 0.79× | — | ||
| Q1 25 | 0.83× | — | ||
| Q4 24 | 0.85× | — | ||
| Q3 24 | 0.87× | — | ||
| Q2 24 | 0.85× | — | ||
| Q1 24 | 0.75× | — |
Cash Flow & Capital Efficiency
How much cash each business actually produces after reinvestment. Cash flow is harder to manipulate than net income.
| Metric | | |
|---|---|---|
| Operating Cash FlowLast quarter | $206.6M | $104.9M |
| Free Cash FlowOCF − Capex | — | $97.3M |
| FCF MarginFCF / Revenue | — | 16.9% |
| Capex IntensityCapex / Revenue | — | 1.3% |
| Cash ConversionOCF / Net Profit | 1.98× | 5.61× |
| TTM Free Cash FlowTrailing 4 quarters | — | $-170.0M |
8-quarter trend — quarters aligned by calendar period.
| Q4 25 | $206.6M | $104.9M | ||
| Q3 25 | $135.8M | $38.0M | ||
| Q2 25 | $116.9M | $-316.2M | ||
| Q1 25 | $126.6M | $33.3M | ||
| Q4 24 | $198.1M | $76.6M | ||
| Q3 24 | $113.1M | $32.0M | ||
| Q2 24 | $106.2M | $2.7M | ||
| Q1 24 | $122.5M | $23.8M |
| Q4 25 | — | $97.3M | ||
| Q3 25 | — | $32.4M | ||
| Q2 25 | — | $-324.1M | ||
| Q1 25 | — | $24.4M | ||
| Q4 24 | — | $66.5M | ||
| Q3 24 | — | $25.2M | ||
| Q2 24 | — | $-6.0M | ||
| Q1 24 | — | $17.1M |
| Q4 25 | — | 16.9% | ||
| Q3 25 | — | 7.0% | ||
| Q2 25 | — | -67.1% | ||
| Q1 25 | — | 5.6% | ||
| Q4 24 | — | 12.2% | ||
| Q3 24 | — | 5.1% | ||
| Q2 24 | — | -1.3% | ||
| Q1 24 | — | 3.5% |
| Q4 25 | — | 1.3% | ||
| Q3 25 | — | 1.2% | ||
| Q2 25 | — | 1.6% | ||
| Q1 25 | — | 2.1% | ||
| Q4 24 | — | 1.9% | ||
| Q3 24 | — | 1.4% | ||
| Q2 24 | — | 1.8% | ||
| Q1 24 | — | 1.4% |
| Q4 25 | 1.98× | 5.61× | ||
| Q3 25 | 1.64× | — | ||
| Q2 25 | 1.95× | — | ||
| Q1 25 | 1.51× | — | ||
| Q4 24 | 2.37× | 2.55× | ||
| Q3 24 | 1.74× | — | ||
| Q2 24 | 2.16× | — | ||
| Q1 24 | 2.00× | — |
Financial Flow Comparison
Revenue → gross profit → operating profit → net profit for each company.
Revenue Breakdown by Segment
FCFS
| US Pawn Segment | $292.2M | 58% |
| Retail POS Payment Solutions | $209.8M | 42% |
UIS
Segment breakdown not available.
